Real bicycle insurance 

Bicycle insurance from Real Insurance covers you for:

  • Accidental/ crash damage whilst in use, including any cycling event
  • Loss or damage in transit
  • Personal Accident and death
  • Anywhere in Australia and New Zealand
  • Theft from your home, from a vehicle and away from your home
  • Malicious damage
  • Impact and crash damage


Unlike most standard home and contents insurance policies, with Real you are covered if:

  • Your bike is stolen from a coffee shop after your ride;
  • You have a $5,000 bike on your car roof racks and drive into a parking lot, forgetting the bicycle is there;
  • You have a bad crash with your bicycle while competing in a race;
  • You hurt yourself in a serious crash while racing;
  • Your high value bike (between $1,000 and $20,000) is stolen from your home;

All this, and you don’t need to take out contents insurance to be covered!

  • New for old replacement of your bicycle if it is declared a total loss within two years of your purchase of it new;
  • Full 14 day money back guarantee, provided no claims have been made;
  • Cover for your bicycle without having to take out home and contents insurance;
  • Insurance for bicycles up to $20,000.
  • Straightforward, affordable cover designed specifically for cyclists.

Whether you use your bicycle for racing, training or exercise, to commute to work, or just for fun, RealBike Insurance has bike insurance cover tailored for cyclists, designed by cycling enthusiasts just like you. Get a quote online now.

There are certain security requirements you need to be aware of when you insure your bicycle with Real bike insurance. There are also certain approved locks, details of which can be found in the Bike FAQ section of the Real Insurance website.

When you take out a Real bike insurance policy, you may need to fill out and return a bicycle verification form.

When considering Real bike insurance, please refer to the Real bicycle insurance Product Disclosure Statement (PDF, 1.03MB) for full terms and conditions of your policy.
You also have the option to extend your policy to cover:
  • Travelling overseas
  • Your bicycle computer, custom parts, racing wheels and travel cases


Your contents insurance and your bicycle?

Here at Real Insurance, in order to keep our premiums as fair and affordable as possible for the majority of people (who aren’t cycling enthusiasts like you), we don’t include cover for high value bicycles in our contents insurance.


Instead, Real has developed a standalone bicycle insurance product, which you can purchase with or without our contents insurance cover.Call us now on 133 503 to find out more or get a bicycle insurance quote online now.

If you're an avid cyclist in need of a more comprehensive cover for your pride and joy, have a look at Real bike Insurance for your insurance needs. Ring us on 133 503 or quote online.

 

Requirements for bicycle insurance

  • There are certain security requirements and approved locks you need to be aware of when you take out a Real bike insurance policy.You can find out more in the Bike FAQ section of the website
  • Organise proof of ownership of your bicycle
  • Find out more about the bicycle insurance cover offered by Real Insurance.
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