Real Insurance VS Competitors
Please note: This comparison is to be used as a guide only and could be influenced by other factors including your personal circumstances. All information was researched by The Klein Partnership (TKP) and accurate as at September 2011. We reserve the right to change, modify, supplement or replace all or part of this or any scenario.
| |
Real Insurance |
Insurer 1 |
Insurer 2 |
Insurer 3 |
Insurer 4 |
Profile1
|
Yearly |
$776 |
$1,578 |
$895 |
$928 |
$916 |
| Monthly |
$64.67 |
$142.83 |
$86.41 |
$84.33 |
$89.25 |
Profile2
|
Yearly |
$681 |
$1,136 |
$679 |
$790 |
$649 |
| Monthly |
$56.75 |
$106 |
$65.66 |
$71.83 |
$63.58 |
Profile3 |
Yearly |
$663 |
$959.57 |
$748 |
$895 |
$629 |
| Monthly |
$55.25 |
$91.33 |
$72.33 |
$80.58 |
$61.08 |
| Variable excess |
 |
|
|
|
|
| Online discount |
Up to 15% |
 |
10% |
Up to 10% |
10%, Gold product only |
| Loan Car included |
Optional
(time varies) |
Optional unless stolen, 21 days |
Optional unless stolen, 21 days |
Optional unless stolen, 14 days |
Optional unless stolen, 14 days |
| Choice of repairer |
|
|
Quote but insurer decides |
|
|
| New car replacement |
1 year |
|
2 years |
2 years |
1 year |
| Licence suspension, DUI |
Circumstantial |
Circumstantial |
Circumstantial |
Circumstantial |
Circumstantial |
| Modifications / accessories covered |
|
|
|
|
|
| Keys replaced if stolen |
$1,000 |
$1,000 |
$1,000 |
$500 |
|
| Baby seat replacement |
|
|
$500 |
Personal Belongings |
Personal Belongings |
| Personal belongings |
$500 |
$500 |
$1,000 |
$500 |
$250 |
| Accommodation expenses |
$500, 200km+ |
$1,000 |
$500 |
Optional |
$100 p/day,
$300 total |
| Profile1 |
Profile2 |
Profile3 |
- 48 yr old female
- Licence Year 1991
- Straithfield, 2153, NSW
- FORD Focus, no market extras or modifications
- LR MY2003 ZETEC HATCHBACK 5DR AUTO $SP 2.0L
- Garaged
- Financed
- Comprehensive Car Insurance
- No Convictions
- 20 days car hire
- Excess $600 |
- 52 yr old female
- Licence Year 1977
- Northmead, 2152, NSW
- SUBARU Outback, no market extras or modifications
- 3GEN MY02 WAGON 4DR AUTO 4SP 4WD 2.5L
- Garaged
- Not financed
- Comprehensive Car Insurance
- No Convictions
- Excess $600 |
- 45 yr old male
- Licence Year 1984
- Toongabbie, 2146, NSW
- MITSUBISHI Lancer, no market extras or modifications
- CE2 MY02.5 GLI COUPE 2DR MAN 5SP 1.8L
- Garaged
- Financed
Comprehensive Car Insurance
- No Convictions
- Excess $600 |
| Assumptions |
- Market value of ~$11,200
- Secured loan/finance |
- Market value of ~15,100 (The maximum market value that Real Insurance offered for this car was $12,320, premium based on this value not $15,100) |
- Market value of ~$6,600
- Secured loan/finance |
| Assumptions (All 3 Profiles) |
- Assumed the car has been owned for more than one year
- Assumed no extras or extra security added to the car (i.e. alarms etc.)
- Haven't excluded driver under 25 from driving the car
- Assumed no other registered vehicle in their names |
Please read the
Motor Product Disclosure Statement for full cover details and to decide which cover level is right for you.
Get a
car insurance quote or return to the
Comprehensive car insurance cover page.