Comprehensive car insurance for people who drive less
If you want the security of Comprehensive car insurance but you only drive a little, then Pay As You Drive cover could be for you. Available exclusively to those who drive less, Pay As You Drive offers all the benefits of Comprehensive insurance for a competitive price because you only pay for the kilometres you plan to drive. And if you need more, you can always top up your cover. Simple!
Find out if you qualify and get a fast Pay As You Drive car insurance quote today.
Or if you’re already a Pay as You Drive customer, find out how your cover is changing.
Complete cover that rewards you for driving less
-
Get Comprehensive cover for less, by only paying for the kilometres you plan to drive — so the less you drive, the more you save
-
Pay As You Drive car insurance from only $1.42 per day*
-
Save when you buy online, with an instant discount of up to 15%†
-
Get more optional extras, including our unique Pet cover and Bicycle cover#
-
Top up your kilometres in minutes with a single phone call
-
Benefit from effortless claims, with a 24 hour emergency line and your own personal claims agent located in Australia
From as little as $1.42 per day*
- How it works
Be rewarded for driving less
Pay As You Drive insurance is exclusively available to people who drive less than the average for their age and postcode.
It only takes a few moments to check that you qualify and apply:
Step 1
Get a quote
|
Call us on 13 19 48 or get a quick car insurance quote online, tell us how many kilometres you drive each year. We'll let you know if you qualify and give you a quote. |
Step 2
Choose your range
|
Next, confirm how many kilometres you plan to drive during the year ahead. |
Step 3 (optional)
Top up your kilometres
|
If you think you’ll go over your range, simply call us to top up your kilometres. (You’ll need to pay to increase your kilometre range.)
If you make a claim at a time when you’re over your agreed range, then you’ll pay a higher excess, shown on your Certificate of Insurance. |
Compare Pay As You Drive to Comprehensive car insurance
- Quick cover guide
Cover you can count on
Comprehensive car insurance covers you for accidents, fire, storms, theft, damage to your car and belongings, damage to other people’s cars and property. |
 |
New for old replacement
If your car is a total loss in the first year, we may replace it with a brand new car - and pay your on-road costs as well. |
|
Guarantee on repairs
Use one of our specially selected repairers when you make a car claim, and we'll give you a guarantee on their repairs. |
|
Agreed value or market value
Choose your own level of cover from a range of current values. |
|
Effortless claims
Make a claim in minutes online 24 hours a day or over the phone, with no paperwork and your own personal claims agent to make things easy. |
|
Essential repairs
We'll pay for essential repairs after an accident or theft, so you won't be left stranded. |
|
Please note: This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
Make the switch today
Call us on
13 19 48 or get a fast
quote online- Complete protection
- Real savings
Real is all about affordable, easy to understand insurance. Where we can save you money, we will.
Here are some of the ways we help you save:
- Buy car insurance online and you can save up to 15%† straight away
- Be rewarded with great savings for driving less
- Choose your own agreed value for cover
- Choose a higher excess to save on premiums
- Pay by the month at no extra cost
Start saving today
Call us on
13 19 48 or get a fast
quote online- Optional extras
Roadside Assistance
Get fast help with breakdowns, batteries and flat tyres from Real Road Care — anytime, anywhere in Australia.
Find out more about Roadside Assistance |
Pet cover
Give your four-legged friends the care they deserve — with up to 80% of vet bills covered if your pet is injured in an accident while in your car.
Find out more about Pet cover |
Bicycle cover
Take care of your other set of wheels, with cover that protects your bike if it is in your car and damaged in an accident.
Find out more about Bicycle cover |
Hire Car cover
Make sure you're never without wheels, even when your car is being repaired.
Find out more about Hire Car cover |
Excess-free Windscreen cover
Claim for windscreen damage without paying any excess.
Find out more about Windscreen cover |
24-month New Car Replacement cover
Extend your new car cover for an extra 12 months, so if it’s a total loss in the first two years, we may replace it with a new car and pay your on road costs.
Find out more about extending your new Car Replacement cover |
Make the switch today
Call us on
13 19 48 or get a
fast car insurance quote online
Why switch to Real Insurance
Quality Cover
We've worked hard to create great quality cover for complete peace of mind.
Learn more
Great Value
We're all about affordable, easy to understand insurance.
Learn more
Effortless Claims
We've made claims fast, effortless and hassle-free.
Learn more
Are you looking for car insurance by car make? Real insurance provides insurance to a wide range of car makes so you can be sure your valuable asset is covered.
Trying to find car insurance by location? Real Insurance provides car insurance Australia wide and has a great range of products to suite your needs.
† This is a first year offer only and valid for new car insurance policies bought online which receive up to a 10% discount off the premium. Drivers over the age of 25 are eligible to receive a further discount of up to 5% off the undiscounted premium.
* Price based on the average per day cost of our Pay As You Drive car insurance policies.
# If applicable, the optional extra for:
- Pet Cover covers up to $1,000 in vet bills for treating injuries of up to two dogs or cats if they are injured in an accident while in the insured car, and
- Bicycle Cover covers up to $1,000 in repairs to up to two bikes if they're damaged in an accident while in or on the insured car.
** 8.5 from 10 of respondents surveyed rated a 6 or 7 out of a possible 7 points when asked to rate the statement “Use plain, simple language in all our dealings with you.” Final figure is rounded and based on Real Insurance customer surveys in Jan 2013.