Because not everyone’s a perfect tenant
A rental property can be a great investment — but like any investment, it needs to be protected. If tenants do damage or leave without paying their rent, you can be left seriously out of pocket. Designed especially for landlords, our Landlord’s Insurance gives you the peace of mind for cover against malicious damage and loss of earnings, as well as storms and fire.
Cover for your investment property
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Cover for theft and damage to your investment property, and add optional cover for rent defaults
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Enjoy a higher standard of service with the Real Insurance Personal Touch service promise, and talk to a real person, every time
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Benefit from hassle-free claims, with a 24 hour emergency line and your own personal claims agent located in Australia
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Your policy is backed by the Hollard Insurance Group, one of the world's leading insurers, with more than 6.5 million policies worldwide
- Real cover for your investment property
We've designed our Landlord’s Protection Insurance to give you a broad range of cover for peace of mind. Your investment property and contents are covered for damage from a range of events and the actions of tenants with the option to insure against default and legal costs.
You're covered for a wide range of natural or disastrous events
We cover damage caused by fires, explosions, earthquakes, storms, rainwater damage, lightening as well as riots, civil commotion or industrial unrest. |
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Theft and malicious damage
You’re covered for theft or malicious damage to your property and its contents (such as carpets and furniture), including vandalism — helping cover you from the worst of tenants. |
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Impact
You’re covered for damage due to impact, whether it's a fallen tree or a car crashing into your house. |
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Landlord's contents outside your building
Your contents outside your insured building are also protected, including barbeques and outdoor furniture. |
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Water damage
Cover for damage caused by the bursting, leaking, discharging or overflow of water. |
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Optional extras
Add Motor Burnout cover to protect you from fusion of motors (such as automated garage doors), and Rent default and legal expenses to cover you when your tenant doesn’t pay or you need to take them to court. |
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Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement. - Quality cover, real value
New for old replacement on most items
If your contents are damaged or stolen, we'll replace them, new for old. |
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Peace of mind
With clear and easy-to-read policy documents, you'll know exactly what you’re covered for. |
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More choice
Choose between our Essential and Top cover, select your excess amount and add optional covers to suit your budget and your needs. |
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Hassle free claims
Make a claim in minutes online 24 hours a day, or over the phone, with your own personal claims manager to make things easy. |
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Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement. - Optional covers
Motor Burnout cover
You can extend cover under your Landlord's Protection policy by adding Motor Burnout cover for an additional premium.
Find out more about Motor Burnout cover |
Rent Default and Legal Expenses
You can extend cover under your Landlord’s Protection policy by adding Rent Default and Legal Expenses cover for an additional premium.
Find out more about Rent Default and Legal Expenses |
Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
* Price based on the average per day cost of our Landlords insurance policies.
** 8.5 from 10 of respondents surveyed rated a 6 or 7 out of a possible 7 points when asked to rate the statement “Use plain, simple language in all our dealings with you.” Final figure is rounded and based on Real Insurance customer surveys in Jan 2013.