Home and Contents Insurance with no surprises
Real Insurance Home and Contents insurance offers you protection from usual homeowner’s fears like fire and theft. We offer two levels of cover for your home and its contents. Check out the two options below or scroll down for a comparison table.
Compare our Essential and Top cover policies to see which is going to work best for you.
Top Cover
Our most comprehensive home and contents policy offering the added protection of accidental damage cover, higher policy limits and many other benefits to give you that smug, warm feeling that everything is fully taken care of.
Essential Cover
Offers protection against theft, fire, earthquakes, lightning, storms, flooding, impact, leaking and other common threats. Life is full of surprises – make sure your insurance policy isn't. With Real Insurance's
Essential policy you can sleep easy.
Compare levels of Home & Contents cover
With Real Insurance the only real surprise is how simple and easy to understand our home and contents insurance policies are. Compare the two and choose the one that suits you best. Please read our
Product Disclosure Statement before you buy insurance from us. We want you to know exactly what you're getting.
Description
Essential
Top
Damage due to: fire, earthquake, storm, rainwater, flood, lightning, malicious damage, theft, impact, leaking pipes
Accidental glass breakage
Replacement of locks up to
$300
$600
Damage to trees, plants or shrubs up to
$750
$1500
Contents outside your home up to
$4000
$8000
Contents in your home office up to
$2500
$5000
Accidental loss and damage anywhere
in Australia
Motor burnout and
food spoilage up to
Motor $1000
Food $500
Motor $2000
Food $1000
* Please read our PDS for details of each benefit.
Real savings
We offer very real savings that put money back into your purse or wallet:
- Real Bonus™ – 10% of your premiums back in cash if you haven't had a claim with us for three years in a row;
- Monthly premiums – no extra charge;
- 14 day cooling off period;
- Choose your excess to suit your needs and reduce your premiums;
- Choose one excess for home and another for contents;
- Real people on the end of the phone, offering real service;
- A wide range of further discounts.
Buy over the phone and save an extra 5%
1300 30 16 18 to talk to a Real person.
We're open Mon-Fri 8am-7pm and Sat 9am-5pm AEST.