Landlord’s
Insurance

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Landlord’s<br/>Insurance

Because not everyone’s a perfect tenant

A rental property can be a great investment – but like any investment, it needs to be protected. If tenants do damage or leave without paying their rent, you can be left seriously out of pocket. Designed especially for landlords, our Landlord’s Insurance gives you the peace of mind for cover against malicious damage and loss of earnings, as well as storms and fire.

Cover for your investment property

  • Cover for theft and damage to your investment property, and add optional cover for rent defaults.
  • Enjoy a higher standard of service with the Real Insurance Personal Touch service promise, and talk to a real person, every time.
  • Benefit from hassle-free claims, with a 24 hour emergency line and your own personal claims agent located in Australia.
  • Your policy is backed by the Hollard Insurance Group, one of the world’s leading insurers, with more than 7.2 million policies worldwide.
Real cover for your investment property
We've designed our Landlord’s Protection Insurance to give you a broad range of cover for peace of mind.  Your investment property and contents are covered for damage from a range of events and the actions of tenants with the option to insure against default and legal costs.

You're covered for a wide range of natural or disastrous events

We cover damage caused by fires, explosions, earthquakes, storms, rainwater damage, lightening as well as riots, civil commotion or industrial unrest.
Yes

Theft and malicious damage

You’re covered for theft or malicious damage to your property and its contents (such as carpets and furniture), including vandalism — helping cover you from the worst of tenants.
Yes

Impact

You’re covered for damage due to impact, whether it's a fallen tree or a car crashing into your house.
Yes

Landlord's contents outside your building

Your contents outside your insured building are also protected, including barbeques and outdoor furniture.
Yes

Water damage

Cover for damage caused by the bursting, leaking, discharging or overflow of water.
Yes

Optional extras

Add Motor Burnout cover to protect you from fusion of motors (such as automated garage doors), and Rent default and legal expenses to cover you when your tenant doesn’t pay or you need to take them to court.
Yes
Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
Quality cover, real value

New for old replacement on most items

If your contents are damaged or stolen, we'll replace them, new for old. 
Yes

Peace of mind

With clear and easy-to-read policy documents, you'll know exactly what you’re covered for.
Yes

More choice

Choose between our Essential and Top cover, select your excess amount and add optional covers to suit your budget and your needs.
Yes

Hassle free claims

Make a claim in minutes online 24 hours a day, or over the phone, with your own personal claims manager to make things easy.
Yes
Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.
Optional covers

Motor Burnout cover

You can extend cover under your Landlord's Protection policy by adding Motor Burnout cover for an additional premium.

Find out more about Motor Burnout cover

Rent Default and Legal Expenses

You can extend cover under your Landlord’s Protection policy by adding Rent Default and Legal Expenses cover for an additional premium.

Find out more about Rent Default and Legal Expenses
Please note: This is a summary of our landlords insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.

Looking for a new home? Download the Real Insurance FREE Home Buyers’ Guide. This step-by-step resource takes confusion out of home buying, with helpful checklists and practical tips to help you find, finance and protect your dream home.

** 8.5 from 10 of respondents surveyed rated a 6 or 7 out of a possible 7 points when asked to rate the statement “Use plain, simple language in all our dealings with you”. Final figure is rounded and based on Real Insurance customer surveys in Jan 2013.

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Great Customer Service, that’s what it boils down to. A real human being who can say ‘is everyone ok’ during a claim and calls us back to keep us up to date. That’s the difference! Your products are great but your people are outstanding!”

Dave Real Insurance customer

“I was unfortunate to have a significant flood at my home in early November. From the moment I was contacted my worries and stress levels disappeared thanks to the wonderful team that repaired my home. I know a lot of people would just think that’s what they pay insurance for, however I feel I need to pass on my gratitude.”

Leonie Home Insurance

"The 2 most important things for me with an insurance company is saving money and keeping the price down, but also if there is a problem, fixing it very quickly and Real Insurance have done both for me."

Paul Home Insurance customer

"When I dealt with Real Insurance and I got a quote for my house and contents I saved about $250, which was excellent. I wasn't compromising any service."

Dane Home Insurance customer

"I had some severe storm damage to my roof and I had to make a claim. I picked up the phone and called Real Insurance. They made it so easy."

Shirlena Home Insurance customer

"By switching to Real Insurance I've saved over $600 on 3 policies. Getting a quote online through Real was very easy, quick and efficient."

Ian Home Insurance customer

"By switching to Real Insurance I've saved over $300. That means a lot to me. I recommend Real Insurance to all people that I come in contact with."

Paul Home Insurance customer

Dane Home Insurace customer

Paul Home Insurance customer

Shirlena Home Insurance customer

Paul Home Insurance customer