Serious Illness

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Serious Illness <br/>Cover

Take care of your family — no matter what the future brings.

The last thing you need when you’re seriously ill is money worries. That’s why Real Insurance Serious Illness Cover is essential.

Serious Illness Cover provides you with a lump sum if you suffer one of the following serious illnesses; Heart Attack, Malignant Cancer or Stroke, or if you need to have Coronary Artery Bypass Surgery (as defined in Product Disclosure Statement). You choose how to spend the benefit — on everyday expenses, rehabilitation or medical costs, or even a much-needed holiday.

For a free quote and to apply, call 1300 377 325 and speak to one of our friendly Customer Service Specialists, or click here to request a quick Serious Illness Cover quote.

The benefits of Serious Illness Cover

  • Enjoy affordable peace of mind, with cover from as little as $2.30 a week*
  • Receive a fixed benefit, with cover that stays the same as your age, health and pastimes change
  • Apply over the phone in minutes, with no complicated forms or medical or blood tests, and guaranteed renewal until age 65
  • Add your spouse or partner to your policy for greater peace of mind
  • Pay fortnightly or by the month at no extra cost
  • Relax in the knowledge that your policy is protected by the third-largest reinsurer in the world
From only $2.30 a week*
Quick cover guide

Choice and flexibility

We’ll help you tailor your serious illness insurance for the level of protection you want, while keeping premiums affordable. Choose how much you’d like to receive (depending on your age), whether to pay by the year, month or fortnight (at no extra cost) and single or joint cover. See Cover levels below.

Easy application

No medical or blood tests — just answer a few simple questions about your health and lifestyle over the phone.

Hassle free claims

Prompt Serious Illness Cover claims with your own personal Claims Manager to make things easy.

Guaranteed renewals until age 65

As long as you pay your premiums on time, we guarantee to renew your cover until you turn 65.
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Call us on 1300 377 325 or request a quick quote

Cover levels

With Real Serious Illness Cover, you can fit the benefit amount to suit your needs, starting from the minimum amount of $50,000. Simply choose the benefit you want in increments of $50,000, up to the maximum shown below for your particular age group:

Cover levels
Age Maximum benefit
18 to 54 $750,000
55 to 59 $500,000

Call us on 1300 377 325 or request a quick quote

Real affordability

Real is all about affordable, easy to understand life insurance. Here are some of the ways we help to make your life insurance more affordable:

  • Low premiums starting from just $2.30 per week*
  • Your choice of benefit amount, so you can match your benefit to your budget
  • A Real Reward™ for your loyalty — we’ll pay back 10% of the premiums you’ve paid when you’ve held your policy for more than 12 months

Call us on 1300 377 325 or request a quick quote

What you’re covered for

We’ve designed Real Serious Illness Cover to be simple and flexible. There is no need for medical tests to apply, and you choose the benefit you want to receive.

Serious Illness

We’ll pay a benefit if you’re diagnosed with a serious illness such as malignant cancer, stroke or coronary artery bypass surgery.

24/7 cover, wherever you are

You’re covered all day, every day, regardless of where you are in the world.

Optional benefits

With the choice of Children’s Insurance, Accidental Serious Injury Insurance your family’s financial future will be assured.

Call us on 1300 377 325 or request a quick quote

Optional Insurance

Children’s Insurance

You can extend your Serious Illness Cover by adding Children’s Insurance for an additional premium.

Find out more about Children’s Insurance

Accidental Serious Injury Insurance

You can extend your Serious Illness Cover by adding Accidental Serious Injury Insurance for an additional premium.

Find out more about Accidental Serious Injury Insurance

Call us on 1300 377 325 or request a quick quote

* Based on a $50,000 benefit under a Single Plan for a female, non-smoker aged between 18 and 34.
† This is a summary of the Real Serious Illness Cover policy. For full details, read our Product Disclosure Statement.


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