Serious Illness Cover
Serious Illness Cover helps provide financial support for you and your family if you become seriously ill. We’ll pay you a lump sum cash benefit, which you can spend how you wish — on everyday expenses, rehabilitation and medical costs, or even a much-needed holiday.
We‘ll pay your chosen benefit if you’re diagnosed with one of the following serious illnesses; Heart Attack, Malignant Cancer or Stroke, or if you need to have Coronary Artery Bypass Surgery (as defined in Product Disclosure Statement)
Once approved, you’re covered worldwide 24/7, regardless of where you are in the world
Extend your protection with optional cover, such as Children’s Insurance and Accidental Serious Injury Insurance
This is a summary of the Real Serious Illness Cover Policy. For full details, read our Product Disclosure Statement.
With Real Serious Illness Cover, you can choose the Benefit Amount that suits you best, from $50,000 up to $750,000 – in increments of $50,000. See the table below for the maximum cover amount, which is dependent upon your age.
Once accepted, as long as you pay your premiums on time, we guarantee to renew your cover until age 65 despite changes to your age, health and lifestyle.
Why choose Real Insurance
Apply over the phone in minutes with no medicals or blood tests, and get guaranteed renewal for life
Pay fortnightly or monthly – at no extra cost
Keep your premiums manageable by choosing your level of cover
Choose from a range of optional covers for greater protection
We'll refund 10% of premiums you've paid in the first 12 months – that's The Real Reward™
Stress-free claims with your own personal specialist located in Australia
Your Policy is backed by the third-largest reinsurer in the world
Need help deciding?
Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you protect your family's financial security.
Find fast answers to commonly asked Life Insurance questions.
Get started with Real Life Insurance. Call us on 1300 377 325 or Request a quote*.