Serious Illness Cover

Serious Illness Cover helps provide financial support for you and your family if you become seriously ill. We’ll pay you a lump sum cash benefit, which you can spend how you wish – on everyday expenses, rehabilitation and medical costs, or even a much-needed holiday.

Don't let a serious illness stop you in your tracks

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What’s covered

  • We‘ll pay your chosen benefit if you’re diagnosed with one of the following serious illnesses; Heart Attack, Malignant Cancer or Stroke, or if you need to have Coronary Artery Bypass Surgery (as defined in Product Disclosure Statement)
  • Once approved, you’re covered worldwide 24/7, regardless of where you are in the world
  • Extend your protection with optional cover, such as Children’s Insurance and Accidental Serious Injury Insurance

This is a summary of the Real Serious Illness Cover Policy. For full details, read our Product Disclosure Statement.

Cover levels

With Real Serious Illness Cover, you can choose the Benefit Amount that suits you best, from $50,000 up to $750,000 – in increments of $50,000. See the table below for the maximum cover amount, which is dependent upon your age.

Once accepted, as long as you pay your premiums on time, we guarantee to renew your cover until age 65 despite changes to your age, health and lifestyle.



Maximum Benefit

18 to 54


55 to 59


From $2.30 a week1

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Why choose Real Insurance

  • Apply over the phone in minutes with no medicals or blood tests, and get guaranteed renewal for life
  • Pay fortnightly or monthly – at no extra cost
  • Keep your premiums manageable by choosing your level of cover
  • Choose from a range of optional covers for greater protection
  • We'll refund 10% of premiums you've paid in the first 12 months – that's The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

Need help deciding?

Understanding Life Insurance

Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you protect your family's financial security.

Life Insurance Q&A

Find fast answers to commonly asked Life Insurance questions.

Get started with Real Life Insurance. Call us on 1300 377 325 or Request a Quote.

  1. Based on a $50,000 benefit under a Single Plan for a female, non-smoker aged between 18 and 34.