Is pet insurance worth it?

Life can be expensive. Sometimes it can be hard to know what you should spend your money on, and where you should try to cut costs.

You may think that pet insurance is superfluous to your needs, but in reality paying a small daily, weekly or monthly amount could actually save you money further down the track.

Trips to the vet can be expensive and may end up costing you much more than you initially paid for your furry friend!

It’s understandable to be uncertain about purchasing pet insurance, but if you own a cat or dog you should at least consider it.

Here are some things to consider.

Assess your situation

The decision to invest in pet insurance may come down to certain circumstances, such as the age of your pet, and the number of pets that you own.

If you have a very old animal then it may not be worth setting up pet insurance cover as generally you are not eligible for a full cover if your pet is over 9 years old. However, if you have just purchased a brand new furry friend then it makes sense to have them protected right from the start.

Like humans, pets can encounter all sorts of complications as they grow up and get to know their surroundings. Don’t be left with a large bill because your puppy tried to jump up too high to reach food on the kitchen bench, or your kitten got too curious.

Understanding pet insurance

Before purchasing pet insurance, you need to understand what’s involved in it, what benefits you can get, and why you would need to take out pet insurance cover.

While considering the costs of a pet insurance policy, just think if your pet was injured or became unwell and needed urgent medical treatment, your vet bills could be well into the thousands of dollars. Spending a small amount each month could save you in the long term.

Compare pet insurance plans

Still not convinced? Why not take some time out of your day to compare pet insurance plans or request a quote online. This can be done incredibly fast and give you a figure to try and work into your budget.

This is general information and does not take account of your financial situation.

Real Insurance is an award-winning provider of pet insurance.

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