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Is pet insurance worth it?

Life can be expensive. Sometimes it can be hard to know what you should spend your money on, and where you should try to cut costs.

You may think that pet insurance is superfluous to your needs, but in reality paying a small daily, weekly or monthly amount could actually save you money further down the track.

Trips to the vet can be expensive and may end up costing you much more than you initially paid for your furry friend!

It’s understandable to be uncertain about purchasing pet insurance, but if you own a cat or dog you should at least consider it.

Here are some things to consider.

Assess your situation

The decision to invest in pet insurance may come down to certain circumstances, such as the age of your pet, and the number of pets that you own.

If you have a very old animal then it may not be worth setting up pet insurance cover as generally you are not eligible for a full cover if your pet is over 9 years old. However, if you have just purchased a brand new furry friend then it makes sense to have them protected right from the start.

Like humans, pets can encounter all sorts of complications as they grow up and get to know their surroundings. Don’t be left with a large bill because your puppy tried to jump up too high to reach food on the kitchen bench, or your kitten got too curious.

Understanding pet insurance

Before purchasing pet insurance, you need to understand what’s involved in it, what benefits you can get, and why you would need to take out pet insurance cover.

While considering the costs of a pet insurance policy, just think if your pet was injured or became unwell and needed urgent medical treatment, your vet bills could be well into the thousands of dollars. Spending a small amount each month could save you in the long term.

Find out for yourself

The best way to find out whether pet insurance is right for you and your budget is to get a quote. It only takes a few minutes to do with Real Pet Insurance, and once your pet is covered you can renew their policy every year for life. Get a quick quote online to find out more.


This is general information and does not take account of your financial situation.

Real Insurance is an award-winning provider of pet insurance.

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