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Real Insurance $20,000 Giveaway

Terms & Conditions

Promotion Name

Real Insurance $20,000 Giveaway (“the Promotion”).

Promoter

The promoter is Real Insurance, a trading name of Greenstone Financial Services Pty Ltd (GFS), ABN 53 128 692 884, AFSL 343079 (collectively referred to as “the Promoter/We/Us”).

Permit Numbers

Authorised under NSW Permit No. LTPS/17/20116, ACT Permit No. TP 17/02451, SA Permit No. T17/2295.

Relevant States

All Australian States and Territories.

Entry Restrictions

  1. The Promotion is open for entry by any Australian resident between 18-79 years of age excluding:
    1. employees of GFS;
    2. a spouse, de-facto spouse, parent, guardian, child or sibling of a GFS employee;
    3. any person who has breached any of these Terms & Conditions.
  2. Entrants can only enter once and in their own name. Business names or company names will not be accepted for entry.

Promotion Period

  1. The Promotion commences at 12:01am (AEST) on 1st December 2017 and ends at 11:59pm (AEST) on 31st December 2017 (“Promotion Period”).

Prize Details

  1. There is one Prize giveaway – the winner will receive cash to the value of $20,000.
  2. The prize will be paid in the name of the entrant by any other means at the sole discretion of the Promoter.

Entry Procedures

  1. To enter the Promotion, entrants must purchase a Real Insurance policy during the Promotion Period, over the phone via the Real Insurance Call Centre, for one or more of the following Real Insurance products:
    1. Real Life Insurance or;
    2. Real Funeral Insurance or;
    3. Real Income Protection Insurance.
  2. The Real Insurance policy purchased in accordance with clause 6, must remain active at the date of the Draw.

Eligibility

  1. To be placed in the draw and be eligible to win, all of the following conditions must be satisfied:
    1. The entrant must enter the Promotion during the Promotion Period; and
    2. The requirements of clauses 1, 2, 6 and 7must be satisfied and done in accordance with all of these Terms & Conditions; and
    3. All information provided must be complete, genuine and accurate at the time of completing the form. If an entry is found to be falsified, whether wholly or a substantial part, it will be disqualified from the Promotion.
    This clause (clause 8) is active despite any communication of the result of the Promotion.

Conditions of Entry

  1. By entering the Promotion, each entrant is agreeing to be bound by these Terms & Conditions.
  2. It is a condition of entry that the winner consents to the publication of their name and State of residence in any advertisement/s or article/s relating to the Promotion or the Prize and participates in any media releases, which may include photographs or videos of the winner by the Promoter.

The Draws

  1. There will be one (1) draw for this Promotion. The draw will take place at Greenstone Financial Services, 58 Norwest Blvd, Bella Vista NSW 2153.
  2. Eligible Entries received by the Promoter during the Promotion Period will be entered into draw, which will take place at 2.00pm AEST on 4th January 2018.
  3. No responsibility will be taken for entries lost, delayed or not completed in accordance with these Terms & Conditions.
  4. Entries not completed in accordance with these Terms & Conditions or received after close of entry will not be entered into any draw. Incomplete entries will be disregarded.
  5. The Promoter’s decision in relation to any aspect of the Promotion is final and binding on every person who enters. No correspondence will be entered into.

Determining and Notifying the Winner

  1. The winner will be randomly selected from the pool of eligible entries and notified by phone and in writing (email or Facebook message) if satisfactory information has been provided, within two (2) days of the draw. The winner’s name and State of residence will be disclosed on the Real Insurance Facebook page and the Real Insurance website (www.realinsurance.com.au) on 10th January 2018.

Prize Distribution

  1. The Prize will be sent to the winner by registered mail.
  2. The Promoter shall not be liable for the loss of any prize during distribution to the winner.

Redraw (if any)

  1. The Promoter reserves the right to redraw in the event of a drawn entrant being unable to satisfy the Terms & Conditions of the Promotion.
  2. If the Prize is forfeited through ineligibility, the Promoter will conduct a redraw, subject to the same Terms & Conditions, at the earliest plausible time, at the same place as the original draw. The relevant winner will then be notified by phone and in writing (email or Facebook message) if satisfactory information has been provided, within two (2) days of the draw. The winner’s name and State of residence will be disclosed on the Real Insurance Facebook page and the Real Insurance website (www.realinsurance.com.au)) within seven (7) days of the draw.

Unclaimed Prize (if any)

  1. If an eligible winner is drawn and the prize remains unclaimed or undistributed for a period of three (3) months, the winning entry will be deemed invalid and the Promoter will conduct an unclaimed prize draw, subject to the same Terms & Conditions, at the same time of day and place as the original draw on 5th April 2018. The winner of any unclaimed prize draw will be notified by phone and in writing (email or Facebook message) if satisfactory information has been provided, within two (2) days of the draw. The winner’s name and State of residence will also be disclosed on the Real Insurance Facebook page and the Real Insurance website (www.realinsurance.com.au) on 11th April 2018.

General

  1. The winner of the Prize, including any alternative prize, is advised that Tax implications may arise from their prize winning and they should seek independent financial advice prior to the acceptance of the Prize.
  2. The Promoter and its associated agencies will not be liable for any loss, damage, personal injury or death whatsoever (including, but not limited to, any direct, indirect or consequential loss) suffered or sustained in connection with this Promotion, the use of a reward or any act or omission (whether negligent or not) of the promoter, its associated agencies or any person associated with any of them, except to the extent that any liability cannot be excluded by law.
  3. The Promoter reserves the right in its sole discretion to disqualify any individual who the Promoter has reason to believe has breached any of these Terms & Conditions, or engaged in any unlawful or other improper conduct calculated to jeopardise the fair and proper conduct of the promotion. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.
  4. Any eligible entrant who, in the opinion of the Promoter, tampers or interferes with the entry mechanism in any way, engages in any unlawful or improper conduct which jeopardises or is likely to jeopardise the fair or proper conduct of the Promotion, or who does not properly comply with the entry process, will be ineligible to receive the Prize or enter further promotions run by the Promoter.
  5. If for any reason this Promotion is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter, which corrupt or affect the administration security, fairness or integrity or proper conduct of this Promotion, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, and, subject to any written directions given by the various Lottery Departments, to cancel, terminate, modify or suspend the Promotion.
  6. In the case of the intervention of any outside agent or event which naturally changes the result or prevents or hinders its determination, including but not limited to vandalism, power failures, tempests, natural disasters, acts of God, civil unrest, strikes; the Promoter may in its absolute discretion cancel the event and recommence it from the start on the same Terms & Conditions, subject to State Regulation.
  7. The use of any automated entry software or any mechanical, electronic or other means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.
  8. All personal information disclosed in the course of this Promotion is captured and treated in accordance with the Real Insurance Privacy Policy (www.realinsurance.com.au/privacy-policy) (“the Policy”). By entering the Promotion you consent to Us using and disclosing your personal information in accordance with the Policy and as set out in these Terms & Conditions.
  9. All entries become the property of the Promoter on receipt and We reserve the right to use any personal information provided by an Entrant to enter the Promotion and conduct the Promotion. We may also use your personal information for related purposes such as sending you information about related products and/or promotions.
  10. This Promotion is run by the Promoter and is in no way sponsored, endorsed, administered by, or associated with, Facebook, YouTube or Twitter.