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Compare Travel Insurance Products

Whether you just need essential travel insurance or you’re after complete protection, Real Travel Insurance can give you more cover for less. To find your ideal travel insurance simply, compare our great policy benefits. The benefit amounts are the maximum for the benefit that we will pay per journey per adult listed on the Certificate of Insurance, except for personal liability where the benefit limit is the maxium amount that we will pay for all claims for all insured person combined.

See the table below to make travel insurance comparisons – you can even add the extras you need to make your policy even more flexible.

 

Basic

Comprehensive

Annual Multi-Trip

Overseas emergency medical assistance, including specialist medical advisor, transfers and repatriation

Unlimited1

Unlimited1

Unlimited1

Overseas emergency medical and hospital expenses, including surgical and dental. Emergency dental limited to $500 per adult1

Unlimited1

Unlimited1

Unlimited1

Cover for cancellation or amendment costs if your journey has to be cancelled or amended due to circumstances outside your control1

$5,000

$20,000

$20,000

Additional expenses extra accommodation and transport expenses if your trip needs to be extended due to sickness, injury, natural disasters and strikes1,2

No

$12,000

$12,000

Hospital cash allowance1

$50 per day to cover the cost of miscellaneous expenses after you are hospitalised overseas for at least 48 hours

No

Up to $5,000

Up to $5,000

Accidental death benefit3

No

$20,000

$20,000

Permanent disability benefit4

No

$25,000

$25,000

Loss of income benefit5

No

Up to $10,400
Maximum 26 weeks

Up to $10,400
Maximum 26 weeks

Free cover for kids under 21 and not in full time work (when travelling with an insured adult)

Yes

Yes

Yes

Travel documents, credit cards and traveller’s cheques replacement

No

$5,000

$5,000

Theft of cash, bank or currency notes, or postal or money orders

No

$250

$250

Luggage and personal effects cover if they are lost, stolen or damaged1

Up to $3,000 for computers, video recorders or cameras
Up to $1,000 for mobile phones
Up to $750 for all other items

$5,000

$15,000

$15,000

Luggage and personal effects expenses if they are delayed by a carrier for more than 12 hours1

No

Up to $750

Up to $750

Travel delay expenses1

If your travel is delayed by over 6 hours, we will pay up to $200 per day for accomodation and meals

 

No

Up to $2,000

Up to $2,000

Cover to get you to your Special Event on time if something goes wrong with your scheduled transport

No

$5,000

$5,000

Personal liability if you accidentally injure someone or damage property5

$1 million

$3 million

$3 million

Rental vehicle excess if it’s stolen or damaged

No

$5,000

$5,000

No-excess option – For an additional premium, you can remove the standard $100 excess if you have to make a claim

Yes

Yes

Yes

Cover for overseas and domestic travel

Yes

Yes

Yes

Cover for multiple trips in the same year under one policy (30 days for any one trip)

No

No

Yes

Age limit at time of purchase

79 years old

79 years old

75 years old

Maximum journey up to 70 years old at the time of purchase

365 days

365 days

30 days any one trip

Maximum journey length if you're aged 71–79 years old at the time of purchase (75 years old for Annual Multi-Trip)

185 days

185 days

30 days any one trip

This is a summary of Real’s Travel Insurance policies. Benefits are subject to the terms and conditions including the limits and exclusions of the insurance policy. For full details, download our Product Disclosure Statement.


  1. Sub-limits apply.
  2. It also covers the cost to resume your journey if you have to return to Australia early, if a travelling companion or close relative gets sick or suffers a disabling injury.
  3. This is paid to your beneficiary if you die from being injured while travelling.
  4. This is paid if you suffer an injury on your trip that causes total loss of sight in one or both eyes or total loss of the use of a limb.
  5. If you’re injured while travelling and can’t work when you get back to Australia, this benefit reimburses your lost income for up to 26 weeks after the first 30 days from when you arrive home.
  6. This doesn’t include liability from your work or from operating any kind of vehicle. This benefit is combined for all people on this policy.