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Compare Travel Insurance Plans

Whether you just need essential travel insurance or you’re after complete protection, Real Travel Insurance can give you more cover for less. To find your ideal travel insurance simply, compare our great policy benefits.

See the table below to make travel insurance comparisons – you can even add the extras you need to make your policy even more flexible.

 

Basic

Comprehensive

Annual Multi-Trip

Overseas emergency medical assistance, including specialist medical advisor, transfers and repatriation

Unlimited

Unlimited

Unlimited

Overseas emergency medical and hospital expenses, including surgical and dental

Unlimited

Unlimited

Unlimited

Cover for cancellation fees and lost deposits if your journey has to be rearranged or cancelled

$5,000

$12,000

$12,000

Additional expenses extra accommodation and transport expenses if your trip needs to be extended due to sickness, injury, natural disasters and strikes1

No

$12,000

$12,000

Hospital cash allowance

No

$5,000

$5,000

Accidental death benefit2

No

$12,000

$12,000

Permanent disability benefit3

No

$25,000

$25,000

Loss of income benefit4

No

$10,000

$10,000

Free cover for kids under 21 and not in full time work

Yes

Yes

Yes

Travel documents, credit cards and traveller’s cheques replacement

No

$5,000

$5,000

Legal liability for any lost or stolen documents that are used illegally, as long as you comply with all the document’s conditions

No

Yes

Yes

Theft of cash, bank or currency notes, or postal or money orders

No

Yes

Yes

Luggage and personal effects protection if they are lost, stolen or damaged

$5,000

$10,000

$10,000

Extra protection or additional valuables by adding specific luggage items to your policy

Yes

Yes

Yes

Luggage and personal effects expenses if they are delayed by a carrier for more than 12 hours

No

$750

$750

Travel delay expenses for extra accommodation if scheduled transport is delayed by over 6 hours

No

$2,000

$2,000

Cover to get you to your Special Event on time if something goes wrong

No

$5,000

$5,000

Personal liability if you accidently injure someone or damage property5

$1 million

$2 million

$2 million

Rental vehicle excess if it’s stolen or damaged

No

$5,000

$5,000

No-excess option - For only an extra $25, you can remove the standard $100 excess if you have to make a claim.

Yes

Yes

Yes

Cover for overseas and domestic travel

Yes

Yes

Yes

Cover for multiple trips in the same year under one policy

No

No

Yes

Age limit

79 years old

79 years old

75 years old

Length of policy (if you’re aged 70 or under)

365 days

365 days

30 days any one trip

Length of policy (if you’re aged 71 to 79 or 75 and under for Annual Multi-Trip Travel Insurance)

185 days

185 days

30 days any one trip

This is a summary of Real’s Travel Insurance policies. For full details, download our Product Disclosure Statement.



  1. It also covers the cost to resume your journey if you have to return to Australia early, if a travelling companion or close relative gets sick or suffers a disabling injury.
  2. This is paid to your beneficiary if you die from being injured while travelling.
  3. This is paid if you suffer an injury on your trip that causes total loss of sight in one or both eyes or total loss of the use of a limb.
  4. If you’re injured while travelling and can’t work when you get back to Australia, this benefit reimburses your lost income for up to 26 weeks after the first 30 days from when you arrive home.
  5. This doesn’t include liability from your work or from operating any kind of vehicle.