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Home and Contents Insurance

Save up to 35% when you buy online1

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Top Home & Contents Insurance

Insure your home and belongings in the event of fire, accidental damage, theft and more so that you can be confident your most important assets are covered.

From $2.68 per day2

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Essential Home & Contents Insurance

Still offers protection against a range of events including fire, theft, storm – but at a more affordable price.

From $2.18 per day2

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About Real Home and Contents Insurance

From a fallen tree to a fire, we’re here to help you when you need us most with affordable cover and great value extras.

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  • Save up to 35% when you buy a combined home and contents policy online1
  • Choose your level of excess to help keep premiums low
  • Flexible payment options and pay by the month at no extra cost
  • Claims team located in Australia, with 24/7 assistance available for emergency claims
  • Optional extras, including Motor Burnout cover and Personal Property Australia Wide cover
  • Your policy is backed by the Hollard Insurance Group, one of the world’s leading insurers, with more than 7.2 million policies worldwide.

By switching to Real Insurance I've saved over $300. That means a lot to me. I recommend Real Insurance to all people that I come in contact with.

— Paul

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance FAQs

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.

Latest insurance news

Funeral attendance etiquette

The loss of a friend, colleague, relative or loved one is difficult to go through, and for many of us, attending a funeral service can be an added cause of anxiety. To help, we have put together a funeral attendance guide so you can be sure that your personal conduct is appropriate and respectful.

  1. The up to 35% discount consists of three parts. Purchase before 30 June 2015 and you will receive a 15% promotional discount off the undiscounted premium of your policy, Apply online, and you receive a 10% discount off the undiscounted premium of your policy. These two discounts are applied in your first policy year only. Purchase a combined Building and Contents policy and a 10% discount will be applied to the undiscounted premium for the life of your combined policy. These three discounts will reduce if a minimum premium is applicable.
  2. Prices are based on the average per day cost of our Top and Essential Cover home and contents insurance policies.