Home and
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Insurance

From only $2.07 a day*

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Home and<br />Contents<br />Insurance

Insurance to protect your home inside and out

After your family and your health, your home and belongings are some of the most important assets you have. So it’s great to know you’re covered for unpleasant surprises. From a fallen tree to a fire, we’re here to help you when you need us most, with affordable cover and great value extras. Get a quick home and contents insurance quote online.

Protection for your most important assets

  • Protect your home and belongings from damage and theft, with flexible cover options to meet your needs.
  • Save up to 20% when you buy a combined home and contents policy online.
  • Pay by the month at no extra charge, or pay annually, whatever suits you.
  • Benefit from effortless claims with a 24 hour emergency line and your own personal claims agent located in Australia.
  • Your policy is backed by the Hollard Insurance Group, one of the world’s leading insurers, with more than 7.2 million policies worldwide.

Cover options

Compare Home Insurance
Top Home & Contents Insurance

If your home is your castle, you need to keep it safe. With Top Cover home and contents insurance from Real Insurance, you can insure your home and belongings in the event of fire, accidental damage, theft and more, so you can be confident that your most important assets are covered.

From $2.76 per day* Get a quote

Learn more about Top Home & Contents Insurance
Essential Home & Contents Insurance

Do you want quality cover for your home at an affordable price. With Essential Cover home and contents insurance from Real Insurance, you can take out quality cover your home and belongings at an affordable price.

From $2.07 per day* Get a quote

Learn more about Essential Home & Contents Insurance

Need help deciding?

Benefits of switching

Quality cover, great value and savings and effortless claims.

Product Disclosure Statement

Read the full details of our home insurance cover.

Customer testimonials

Hear from some of our satisfied Real Insurance customers.

Optional extras

We have a range of optional extras to compliment your cover.


Looking for a new home? Download the Real Insurance FREE Home Buyers’ Guide. This step-by-step resource takes confusion out of home buying, with helpful checklists and practical tips to help you find, finance and protect your dream home.

† This is a first year offer only and valid for new home or contents insurance policies bought online which will receive up to a 10% discount off the premium. Purchase a combined home and contents insurance multi-policy online to receive a further discount of up to 10% off the undiscounted premium.

* Prices are based on the average per day cost of our Top and Essential Cover home and contents insurance policies.

** 8.5 from 10 of respondents surveyed rated a 6 or 7 out of a possible 7 points when asked to rate the statement “Use plain, simple language in all our dealings with you”. Final figure is rounded and based on Real Insurance customer surveys in Jan 2013.

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Great Customer Service, that’s what it boils down to. A real human being who can say ‘is everyone ok’ during a claim and calls us back to keep us up to date. That’s the difference! Your products are great but your people are outstanding!”

Dave Real Insurance customer

“I was unfortunate to have a significant flood at my home in early November. From the moment I was contacted my worries and stress levels disappeared thanks to the wonderful team that repaired my home. I know a lot of people would just think that’s what they pay insurance for, however I feel I need to pass on my gratitude.”

Leonie Home Insurance

"The 2 most important things for me with an insurance company is saving money and keeping the price down, but also if there is a problem, fixing it very quickly and Real Insurance have done both for me."

Paul Home Insurance customer

"When I dealt with Real Insurance and I got a quote for my house and contents I saved about $250, which was excellent. I wasn't compromising any service."

Dane Home Insurance customer

"I had some severe storm damage to my roof and I had to make a claim. I picked up the phone and called Real Insurance. They made it so easy."

Shirlena Home Insurance customer

"By switching to Real Insurance I've saved over $600 on 3 policies. Getting a quote online through Real was very easy, quick and efficient."

Ian Home Insurance customer

"By switching to Real Insurance I've saved over $300. That means a lot to me. I recommend Real Insurance to all people that I come in contact with."

Paul Home Insurance customer