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1300 377 325

Monday to Friday, 8am to 7pm, EST
Saturday, 9am to 5pm, EST

Income Protection Insurance

Income Protection Insurance is all about taking care of your most valuable asset – you, and your ability to earn an income.

With Real Income Protection Insurance, if you’re unable to work because you’re sick or injured, we’ll pay you a monthly benefit so you can focus on getting better, without worrying about your finances.

Request an Income Protection Insurance quote today

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Cover Options

Income Protection Cover

We’ll pay up to 75% of your monthly income (up to a maximum of $10,000 a month) if you can’t work because you are sick or injured.

Bill Cover

Take care of the essentials even when you’re sick or injured, with a monthly payout that helps you stay on top of your bills.

Why choose Real Insurance

  • Apply over the phone in a single call with no medicals or blood tests and no proof of income3
  • Premiums are usually tax deductible
  • Keep your premiums low by choosing your level of cover and Waiting Period
  • Choose from a range of optional covers for greater protection
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We’ll refund 10% of premiums you’ve paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

Need help deciding?

Understanding Income Protection Insurance

Find out how Income Protection Insurance can help you with a financial safety net if you’re unable to work.

Income Protection FAQs

Find fast answers to commonly asked Income Protection Insurance questions.

Understanding Bill Insurance

If you ever pay a bill, it’s worth considering Bill Insurance – even if you’re not the family breadwinner. Find out why.

Bill Cover FAQs

Find fast answers to commonly asked Bill Cover questions.

See how easy it is to apply for Real Income Protection Insurance. Call us on 1300 377 325 or request a quote online.

  1. Based on a 38 year old male, non-smoker working in a white collar occupation with a $5,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.
  2. Based on a 36 year old female, non-smoker working in a white collar occupation with a $1,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.
  3. If you do make a claim, you’ll need to show proof of your income for 12 months preceding your sickness or injury.