Car Insurance

From only $1.80 a day*

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Car Insurance

Choose the cover options you want at a price you really like

Looking for quality car insurance with the cover you need and nothing you don’t? Then Real car insurance is for you. We give you more choice, more control and more savings than ever before. Whether you’re looking for affordable basic cover, top cover with all the trimmings, or something in between, our innovative Build Your Own insurance makes it easy for you to create a policy tailor-made for you – and your budget. To discover how much you could save, get a quick car insurance quote online.

Quality car insurance with more choice

  • Choose between Comprehensive cover, Third Party Property cover, or our unique Pay As You Drive and Build Your Own cover options – so you can take control and save
  • Save when you buy online, with an instant discount of up to 15%
  • Choose from our flexible payment options, with no extra charge for paying monthly
  • Get more optional extras, including our unique Pet cover and Bicycle cover#
  • Benefit from effortless claims, with a 24 hour emergency line and your own personal claims agent, located in Australia
  • Your policy is backed by The Hollard Insurance Group, one of the world’s leading insurers, with more than 7.2 million policies worldwide

Cover options

Compare Car Insurance
Comprehensive car insurance

Complete cover means complete peace of mind. We cover you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.

From $1.80 per day* Get a quote

Learn more about Comprehensive car insurance
Build Your Own car insurance

Innovative cover, tailor-made for you. Choose all the features you really need and nothing you don’t - and keep on saving year after year.

From $1.14 per day* Get a quote

Learn more about Build Your Own car insurance
Pay As You Drive car insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometres you drive — perfect for people who don’t drive a lot.

From $1.42 per day* Get a quote

Learn more about Pay As You Drive car insurance
Third Party car insurance

We hope you never cause an accident - but it's good to know that you’re protected against the cost of damage to other people's cars and property.

From $0.92 per day* Get a quote

Learn more about Third Party car insurance
Prestige & Exotic car insurance

A special car needs a higher standard of cover - but that doesn't have to mean a premium price.

Call us for a quote Get a quote

Learn more about Prestige & Exotic car insurance

Need help deciding?

Benefits of switching

Quality cover, great value and savings and effortless claims.

Product Disclosure Statement

Read the full details of our car insurance cover.

Customer testimonials

Hear from some of our satisfied Real Insurance customers.

Optional extras

We have a wide range of optional extras to compliment your cover.

† This is a first year offer only and valid for new car insurance policies bought online which receive up to a 10% discount off the premium. Drivers over the age of 25 are eligible to receive a further discount of up to 5% off the undiscounted premium.

# If applicable, the optional extra for:

  • Pet Cover covers up to $1,000 in vet bills for treating injuries of up to two dogs or cats if they are injured in an accident while in the insured car, and
  • Bicycle Cover covers up to $1,000 in repairs to up to two bikes if they’re damaged in an accident while in or on the insured car.

* Prices are based on the average per day cost of our Comprehensive, Third Party Fire and Theft, Third Party and Pay As You Drive car insurance policies.

** 8.5 from 10 of respondents surveyed rated a 6 or 7 out of a possible 7 points when asked to rate the statement “Use plain, simple language in all our dealings with you”. Final figure is rounded and based on Real Insurance customer surveys in Jan 2013.


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Great Customer Service, that’s what it boils down to. A real human being who can say ‘is everyone ok’ during a claim and calls us back to keep us up to date. That’s the difference! Your products are great but your people are outstanding!”

Dave Real Insurance customer

"I went online and had a look and it was cheaper than anyone else so I signed up on the spot. When I switched to Real I saved at least $300."

John Car Insurance customer

"I saved over $300 a year on my car insurance and still have the same cover as I did with my other insurer."

Daniel Car Insurance customer

"I could personally tailor my needs with their Build Your Own product.  I have saved about $100 a year insuring my car online with Real."

Matthew Car Insurance customer

"Paying my premium monthly is a big bonus for me 'cause I pay it at no extra cost so that works for me. I've saved $100s by switching to Real."

Bhavani Car Insurance customer

“Real Insurance seemed more genuine than competitors, focused on my family's needs not their own goals. They were easy to deal with, spoke plain English not Insurance-ese and even looked up details of my vehicle to advise which standard or extra features needed cover! Easiest insurance conversation ever!

Peter Car Insurance

"By switching to Real Insurance I saved over $30 a month which over the year was more than $350."

Sheena Car Insurance customer

"The nearest quote I got from several other competitiors was around the $1,200 mark. I just went for the insurance because it was a saving in excess of $400, I was really really happy"

Donna Car Insurance customer

"When I look for car insurance there are two things I look for, value for money and good customer service and Real had both of those."

Daniel Car Insurance customer

John Car Insurance customer

Bhavani Car Insurance customer

Sheena Car Insurance customer

Donna Car Insurance customer

Daniel Car Insurance customer