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Car Insurance

Save up to 20% when you buy online1

Mozo People's Choice Awards 2015
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Comprehensive Car Insurance

Complete cover means we protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.

On average $1.77 per day2

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Pay As You Drive Car Insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometres you plan to drive – perfect for people who don’t drive a lot.

On average $1.40 per day2

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Build Your Own Car Insurance

Innovative cover, tailor-made for you. Choose all the features you really need and nothing you don’t – and keep on saving year after year.

On average $0.93 per day2

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Third Party Car Insurance

Protects you against the cost of damage to other people's cars and property.

On average $0.81 per day2

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About Real Car Insurance

Whether you’re looking for affordable basic cover, premium cover with all the trimmings or a policy tailor-made for you – and your budget, Real Insurance makes it easy to get the cover you’re after without compromising on quality.

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  • Save up to 20% when you buy online1
  • Flexible payment options and pay by the month at no extra cost
  • Get more optional extras, including our unique Pet Cover and Bicycle Cover3
  • Claims team located in Australia, with 24/7 assistance available for emergency claims
  • Your policy is backed by The Hollard Insurance Group, one of the world’s leading insurers, with more than 7.2 million policies worldwide
  • Real Insurance was awarded the ‘Mozo – People’s Choice Award’ for Best Car Insurer 2015.

Paying my premium monthly is a big bonus for me 'cause I pay it at no extra cost so that works for me. I've saved $100s by switching to Real.

— Bhavani

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Optional extras

We have a wide range of optional extras to compliment your cover.

Car Insurance FAQs

Find fast answers to commonly asked Car Insurance questions. Learn more about the information you will need to have on hand with our Car Insurance Quote Checklist.

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What a car really costs to own. Considering buying a car? Here are all the costs you can expect to pay when buying a car.

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  1. Valid for new car insurance policies bought online before 31 August 2015 will receive up to 15% off the premium, applies for the first policy year only. A further discount of up to 5% off applies to exclude drivers under the age of 25. Minimum premiums apply.
  2. This refers to the price our customers paid on average per day for our products.

    Dollar figure based on an average per day cost of what our customers paid for this insurance purchased in the preceding three month period, updated quarterly. Actual amount payable by you will vary depending on your circumstances including, cover purchased, sum insured, excess chosen, risk factors including location, claim history and security features.

  3. If applicable, the optional extra for:
    • Pet Cover covers up to $1,000 in vet bills for treating injuries of up to two dogs or cats if they are injured in an accident while in the insured car, and
    • Bicycle Cover covers up to $1,000 in repairs to up to two bikes if they’re damaged in an accident while in or on the insured car