Product Disclosure Statements

It’s important to know what you are covered for. The Real Insurance Product Disclosure Statements are simple and easy to understand.

The Product Disclosure Statements are in PDF format. It’s likely that you already have Adobe Reader installed on your computer, but if you don’t, you must download and install it before you can view the PDS documents.

Car Insurance

Car Insurance Product Disclosure Statement Dated 1 September 2021
Summary of Changes to Car Insurance Product Disclosure Statement Dated 1 September 2021.
Applies to:
- New policies issued on or after 1 September 2021
- Existing policies renewing on or after 1 October 2021
Car Insurance Product Disclosure Statement Dated 1 February 2021
Summary of Changes to Car Insurance Product Disclosure Statement Dated 1 February 2021.
Applies to:
- New policies issued between 2 March 2021 – 31 August 2021
- Existing policies renewing to between 1 April 2021 – 30 September 2021
Car Insurance Product Disclosure Statement Dated 25 June 2019
Summary of Changes to Car Insurance Product Disclosure Statement Dated 25 June 2019.
Applies to:
- New policies issued between 1 July 2019 – 1 March 2021
- Existing policies renewing between 1 August 2019 – 31 March 2021

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Home Insurance

Home Insurance (including Contents cover) Product Disclosure Statement Dated 1 September 2021
Summary of Changes to Home Insurance Product Disclosure Statement Dated 1 September 2021
Applies to:
- New policies issued on or after 1 September 2021
- Existing policies renewing on or after 1 October 2021
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 1 February 2021
Summary of Changes to Real Home Insurance Product Disclosure Statement Dated 1 February 2021
Applies to:
- New policies issued on or after 2 March 2021
- Existing policies renewing on or after 1 April 2021
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 10 August 2020
Summary of Changes to Home Insurance Product Disclosure Statement Dated 10 August 2020
Applies to:
- New policies issued between 10 August 2020 – 1 March 2021
- Existing Home and Landlords Insurance policies renewing between 9 September 2020 – 31 March 2021
Home Insurance (including Contents and Landlords cover) Supplementary Product Disclosure Statement Dated 22 April 2020 and Product Disclosure Statement Dated 25 June 2019
Summary of changes to the Product Disclosure Statement Dated 25 June 2019
Applies to:
New policies issued between 22 April 2020 – 9 August 2020 and
- Existing Home Insurance policies renewing between 22 May 2020 – 8 September 2020
- Existing Landlords Insurance policies renewing between 9 May 2020 – 8 September 2020
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 25 June 2019)
Applies to:
New policies issued between 1 July 2019 – 21 April 2020 and
- Existing Home Insurance policies renewing between 1 August 2019 – 21 May 2020
- Existing Landlords Insurance policies renewing between 1 August 2019 – 8 May 2020

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Landlords Insurance

Landlords Insurance Product Disclosure Statement Dated 1 September 2021
Summary of Changes to Home Insurance (including Landlords and Contents cover) Product Disclosure Statement Dated 1 September 2021
Applies to:
- New policies issued on or after 1 September 2021
- Existing policies renewing on or after 1 October 2021
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 1 February 2021
Summary of Changes to Real Home Insurance Product Disclosure Statement Dated 1 February 2021
Applies to:
- New policies issued on or after 2 March 2021
- Existing policies renewing on or after 1 April 2021
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 10 August 2020
Summary of Changes to Home Insurance Product Disclosure Statement Dated 10 August 2020
Applies to:
- New policies issued between 10 August 2020 – 1 March 2021
- Existing Home and Landlords Insurance policies renewing between 9 September 2020 – 31 March 2021
Home Insurance (including Contents and Landlords cover) Supplementary Product Disclosure Statement Dated 22 April 2020 and Product Disclosure Statement Dated 25 June 2019
Summary of changes to the Product Disclosure Statement Dated 25 June 2019
Applies to:
New policies issued between 22 April 2020 – 9 August 2020 and
- Existing Home Insurance policies renewing between 22 May 2020 – 8 September 2020
- Existing Landlords Insurance policies renewing between 9 May 2020 – 8 September 2020
Home Insurance (including Contents and Landlords cover) Product Disclosure Statement Dated 25 June 2019)
Applies to:
New policies issued between 1 July 2019 – 21 April 2020 and
- Existing Home Insurance policies renewing between 1 August 2019 – 21 May 2020
- Existing Landlords Insurance policies renewing between 1 August 2019 – 8 May 2020

Resources

Life Insurance

Resources

Pet Insurance

Resources

Funeral Insurance

Funeral Cover Product Disclosure Statement

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Travel Insurance

Travel Insurance Product Disclosure Statement

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Health Insurance

Health Insurance Policy Booklet

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