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Car Insurance

Save up to 10% when you buy online1

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Customers rate us

Rated 4.4/5 from 196 Reviews

Comprehensive Car Insurance

Complete cover means we protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.

Pay As You Drive Car Insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometers you plan to drive – perfect for people who don’t drive a lot.

Third Party Property, Fire & Theft

We cover you for all the benefits of Third Party Property Damage along with theft or attempted theft, malicious damage and fire.

Third Party Property Damage Insurance

Protects you against the cost of damage to other people's cars and property.

About Real Car Insurance

Real Insurance makes it easy to purchase value-for-money car insurance in Australia without having to compromise on quality.

From our award-winning Pay As You Drive Insurance, to our Comprehensive and Third Party insurance products, we provide a range of car insurance products to suit your needs.

On average our customers plan to drive over 10,500 km per year.2 That is more than the distance from Brisbane to Perth via Sydney, Melbourne and Adelaide and all the way back. Real Insurance provides the confidence and peace of mind of coverage right across Australia.

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  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Do you need extra assistance?

If you are deaf or have a hearing or speech impairment, contact the National Relay Service and provide them with the Real Insurance phone number 13 19 48 or you can select our Special Needs option when you call us directly.

I’ve converted our insurance over to Real Insurance in the last twelve months. As we have four policies, value was important to us. This ended up saving us around $350 on our two cars...I set everything up through the call centre, which was pretty easy and user friendly. I had been nervous to change insurer, but the whole process was simple and straight forward.

— Geoff

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13 19 48

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Optional extras

We have a wide range of optional extras to compliment your cover.

Car Insurance Q&A – we can help

Find answers to commonly asked Car Insurance questions.

Understanding Car Insurance

When it comes to choosing car insurance, it helps to be informed about your options. We’ve broken down the different types of cover to help you decide which product is right for you.



  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.
  2. km/year is calculated from the average of estimated kilometres driven per year provided by customers at time of purchase for all Real Car insurance policies in FY 16/17.