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Car Insurance

Save up to 15% when you buy online1

Mozo People's Choice Awards 2015
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Comprehensive Car Insurance

Complete cover means we protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.

On average $1.77 per day2

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Pay As You Drive Car Insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometres you plan to drive – perfect for people who don’t drive a lot.

On average $1.40 per day2

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Third Party Property, Fire & Theft

We cover you for all the benefits of Third Party Property Damage along with theft or attempted theft, malicious damage and fire.

Third Party Car Insurance

Protects you against the cost of damage to other people's cars and property.

On average $0.81 per day2

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About Real Car Insurance

Whether you are looking for affordable basic cover or a premium cover with all the trimmings, Real Insurance makes it easy to get the cover you’re after without compromising on quality.

Do you need extra assistance?

If you are deaf or have a hearing or speech impairment, contact the National Relay Service and provide them with the Real Insurance phone number 13 19 48 or you can select our Special Needs option when you call us directly.

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  • Save up to 15% when you buy online1
  • Flexible payment options and pay by the month at no extra cost
  • 24/7 claims lodgement and emergency assistance
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with 7.2 million policies throughout Africa, Europe, India, China, the United States and Australia
  • Real Insurance was awarded the ‘Mozo – People’s Choice Award’ for Best Car Insurer 2015

Three months ago, I gave birth to gorgeous twins. I’ve had to give up a lot for them, including driving a small car. However, thanks to Real, I still have my little dream car – my Minnie, but it sits at home most of the time. Although I only drive it when I get the rare day off being a mum, I wouldn’t think of selling it. The Pay As You Drive option was ideal for me as I barely use my car.
Since I’ve switched to Real, I saved around $400 a year on Minnie. Real savings!

— Winnie

Get in touch

Call us on

13 19 48

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Optional extras

We have a wide range of optional extras to compliment your cover.

Car Insurance Q&A – we can help

Find answers to commonly asked Car Insurance questions.

What a car really costs to own

What a car really costs to own. Considering buying a car? Here are all the costs you can expect to pay when buying a car.

Make a Car Insurance claim

Product Disclosure Statements

For older policies, please see all PDS documents.



  1. 10% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.
  2. This refers to the price our customers paid on average per day for our products.

    Dollar figure based on an average per day cost of what our customers paid for this insurance purchased in the preceding three month period, updated quarterly. Actual amount payable by you will vary depending on your circumstances including, cover purchased, sum insured, excess chosen, risk factors including location, claim history and security features.

  3. Individual savings based on cover options, excess chosen, risk rating, and multi-policy online discounts. Current December 2015. Benefits differ between policies so choose what is right for you.