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Car Insurance

Save up to 10% when you buy online1

Real Car Insurance awards 2018 - 2019
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Customers rate us

Rated 4.4/5 from 523 Reviews

Comprehensive Car Insurance

Complete cover means we protect you against the cost of accidents, theft, and damage to your car and belongings. We even help pay for emergency accommodation if you're stranded.

Pay As You Drive Car Insurance

All the benefits of comprehensive cover for less. With this award-winning cover, you only pay for the kilometers you plan to drive – perfect for people who don’t drive a lot.

Third Party Property, Fire & Theft

We cover you for all the benefits of Third Party Property Damage along with theft or attempted theft, malicious damage and fire.

Third Party Property Damage Insurance

Protects you against the cost of damage to other people's cars and property.

Real Insurance now provides CTP Green Slip Insurance to NSW drivers.

About Real Car Insurance

Real Insurance makes it easy to purchase value-for-money car insurance in Australia without having to compromise on quality.

On average our customers plan to drive over 10,500 km per year.2 That is more than the distance from Brisbane to Perth via Sydney, Melbourne and Adelaide and all the way back. Real Insurance provides the confidence and peace of mind of coverage right across Australia.

Why is car insurance important?

Your car likely plays an important role in your life. For many drivers, their car is their primary mode of transportation. You might use it to drive to work and shuttle your kids to school and activities. Or maybe your vehicle is only used on the weekends for adventures and road trips. Regardless of your reason for having one, ensuring you have cover for something that significant is worth considering.

Car accidents, theft or damage are never planned – but unfortunately, they can happen. With vehicle insurance cover, you can help to minimise the impact of these incidents in your everyday life. It can also help to cover the financial costs in the event of vehicle damage or damages to other person’s property, depending on your coverage.

Accidents can happen. Protect your car and drivers with Real Car Insurance.

Why choose Real Car Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

From our award-winning Pay As You Drive Insurance, to our Comprehensive and Third Party insurance products, we provide a range of car insurance products to suit your needs.

Do you need extra assistance?

If you are deaf or have a hearing or speech impairment, contact the National Relay Service and provide them with the Real Insurance phone number 13 19 48 or you can select our Special Needs option when you call us directly.

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Good rates, good customer service. Satisfied all my needs. It was easy. The agent spoke clearly and with reference to my needs. All in all it was a very satisfying experience. I would recommend Real to any of my colleagues.

— Ronald (Reviewed on Feefo)

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Call us on

13 19 48

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Optional extras

We have a wide range of optional extras to compliment your cover.

Car Insurance Q&A – we can help

Find answers to commonly asked Car Insurance questions.

Understanding Car Insurance

When it comes to choosing car insurance, it helps to be informed about your options. We’ve broken down the different types of cover to help you decide which product is right for you.

Make a Car Insurance claim

Product Disclosure Statements



  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.
  2. km/year is calculated from the average of estimated kilometres driven per year provided by customers at time of purchase for all Real Car insurance policies in FY 16/17.