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Compare Car Insurance Products

Whether you just need the essentials or you’re after more complete cover with a broader range of benefits, Real offers a wide range of car insurance products to choose from at the price you really like. Compare policies to see which best suits you.

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
24/7 emergency claims
Choice of agreed value your car is insured for
Choice of excess
14 day money-back guarantee (if no claim was made)
New for old replacement – If your new car is a total loss within the first 24 months and you are the first registered owner, or the car was a dealer demonstrator model when you bought it.
Pay only for the kilometres you plan to drive
Towing costs
Trailer and caravan cover
Up to $500 for essential repairs after an accident or theft
Personal property cover
Up to $500 replacement on child safety seats, baby capsules and damaged prams
Emergency travel and accommodation costs
Substitute car cover – We’ll cover you for any damage you accidentally cause to other people’s property when your car can’t be driven and you’re using another car (other than a hire car)
Lock and key replacement
Transit cover – We’ll pay for damage to your car when it’s being transported within Australia – by rail, road, ship or air
Uninsured motorist extension benefit – If you have an accident with a driver who does not have third party property insurance, and it isn’t your fault, we’ll pay for damage to your car, up to $3,000 n/a n/a

Optional Extras and Services

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
Roadside assistance within Australia1 Optional Optional Optional Optional
Hire car cover Optional Optional Optional
Excess-free windscreen cover Optional Optional Optional

This is a summary of our car insurance policy features and benefits. For full details including eligibility criteria and terms & conditions, please read our Product Disclosure Statement.

Drive less? Save more! Eligible Drivers could save up to $367 with Pay As You Drive.2

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  1. Islands and territories are excluded from cover.

  2. Savings between $0 to $367 derived from premium comparisons between Comprehensive Car Insurance and Pay As You Drive Car Insurance. Calculations based on profiles of existing customers who advised they drive 15,000km or less annually. Current as of 6 March 2024. Eligibility for Pay As You Drive and actual savings is determined by your individual circumstances, including the kilometres selected and other risk factors and underwriting criteria. Minimum premiums may reduce savings. Kilometres can be increased to a limit of 15,000km per period of insurance for an additional premium. In the event of claim if the end odometer reading is exceeded, an additional Outside odometer excess will apply.

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