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Compare Car Insurance Products

Whether you just need the essentials or you’re after more complete cover with a broader range of benefits, Real offers a wide range of car insurance products to choose from at the price you really like. Compare policies to see which best suits you.

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
24/7 emergency claims
Choice of agreed value your car is insured for
Choice of excess
14 day money-back guarantee (if no claim was made)
New for old replacement – If your new car is a total loss within the first 24 months and you are the first registered owner, or the car was a dealer demonstrator model when you bought it.
Pay only for the kilometres you drive
Towing costs
Trailer and caravan cover
Up to $500 for essential repairs after an accident or theft
Personal property cover
Up to $500 replacement on child safety seats, baby capsules and damaged prams
Emergency travel and accommodation costs
Substitute car cover – We’ll cover you for any damage you accidentally cause to other people’s property when your car can’t be driven and you’re using another car (other than a hire car)
Lock and key replacement
Transit cover – We’ll pay for damage to your car when it’s being transported within Australia – by rail, road, ship or air
Uninsured motorist extension benefit – If you have an accident with a driver who does not have third party property insurance, and it isn’t your fault, we’ll pay for damage to your car, up to $3,000 n/a n/a

Optional Extras and Services

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
Roadside assistance within Australia1 Optional Optional Optional Optional
Hire car cover Optional Optional Optional
Excess-free windscreen cover Optional Optional Optional

This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, read our Product Disclosure Statement.

Drive less? Save more! You could save up to $220 with Pay As you Drive.2

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  1. Islands and territories are excluded from cover.

  2. Savings between $0 to $220 derived from profiles based on Real Pay As You Drive customers, as of 1 March 2019. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings.

    If you are driving more, your agreed kilometres can be increased/extended during the policy period, an additional premium is payable. If your agreed kilometres are exceeded, an additional excess will be applied in the event of an accident.

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