Compare Car Insurance Products

Whether you just need the essentials or you’re after more complete cover with a broader range of benefits, Real offers a wide range of car insurance products to choose from at the price you really like. Compare policies to see which best suits you.

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
24/7 emergency claims Yes Yes Yes Yes
Choice of agreed value your car is insured for Yes Yes No No
Choice of excess Yes Yes Yes Yes
14 day money-back guarantee (if no claim was made) Yes Yes Yes Yes
New for old replacement – If your new car is a total loss within the first 24 months and you are the first registered owner, or the car was a dealer demonstrator model when you bought it. Yes Yes No No
Pay only for the kilometres you drive No Yes No No
Towing costs Yes Yes Yes No
Trailer and caravan cover Yes Yes Yes No
Up to $500 for essential repairs after an accident or theft Yes Yes Yes No
Personal property cover Yes Yes Yes No
Up to $500 replacement on child safety seats, baby capsules and damaged prams Yes Yes Yes No
Emergency travel and accommodation costs Yes Yes Yes No
Substitute car cover – We’ll cover you for any damage you accidentally cause to other people’s property when your car can’t be driven and you’re using another car (other than a hire car)

Yes Yes Yes Yes
Lock and key replacement Yes Yes Yes No
Transit cover – We’ll pay for damage to your car when it’s being transported within Australia – by rail, road, ship or air Yes Yes Yes No
Uninsured motorist extension benefit – If you have an accident with a driver who does not have third party property insurance, and it isn’t your fault, we’ll pay for damage to your car, up to $3,000 n/a n/a Yes Yes

Optional Extras and Services

Comprehensive Pay As You Drive Third Party Property, Fire & Theft Third Party Property Damage
Roadside assistance within Australia1 Optional Optional Optional Optional
Hire car cover Optional Optional Optional No
Excess-free windscreen cover Optional Optional Optional No

This is a summary of our car insurance policy features and benefits. For full details and to decide which cover is right for you, read our Product Disclosure Statement.

Drive less? Save more! You could save up to $367 with Pay As You Drive.2

  1. Islands and territories are excluded from cover.
  2. Savings between $0 to $367 derived from premium comparisons between Comprehensive Car Insurance and Pay As You Drive Car Insurance. Calculations based on profiles of existing customers who advised they drive under 15,000 km annually. Current as of 6 March 2024. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings. Kilometres can be increased during the policy period, an additional premium is payable. In event of accident and end odometer reading exceeded, additional excess applied.

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