15 years of award-winning insurance
At Real Insurance we pride ourselves on providing trusted service and real value to our customers. Our passion for what we do has been recognised by 15 consecutive years of industry awards. We specialise in life, income, funeral, health, home, car, pet, travel and landlords insurance products. In the market since 2005, we have protected the quality of life of thousands of Australians, through the delivery of innovative products that protect the financial future of people across Australia.
We’re shining a spotlight on you and your lifestyle! Real Spotlight is your source for information on family, money and insurance matters, retirement, pets and more. Whether you’re planning your next getaway or working at your dream job, nursing a baby or playing catch with a much-loved dog – we’re keeping you in the loop with smart and simple insights that help you get ahead.
1. A discount of 10% is applied to your premium when you combine Home and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Real Home Insurance policy. The discount will be reapplied for 12 months each time your Real Home Insurance policy is renewed so long as you continue to combine Home and Contents on one Home Insurance policy and we continue to offer the discount. Discount does not apply to taxes or government charges.
2. Savings between $0 to $220 derived from profiles based on Real Pay As You Drive customers, as of 1 March 2019. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings.
If you find yourself coming close to your end odometer reading, you can apply for an increase at any time over the phone, subject to conditions and additional premiums. See our PDS for more details. At the time of a claim, if your car has exceeded the end odometer reading, you will need to pay an Outside odometer excess, as well as any other excesses applicable. There are some claims for which an excess does not apply.
3. This Offer is only available to new members who join a combined Real Health Insurance Hospital and Extras policy by 11:59pm (AEST) 31 March 2024. Not available to existing Real Health Insurance policyholders, other health insurance policies issued by nib, or to previous policyholders who have held health insurance with any of nib partner brands and cancelled their policy 6 months before or during the Offer Period.
The Offer consists of adjusting the “paid to” date on the qualifying policy to reflect the reduction off the premium payable for an amount equating to a maximum of AUD $300 (inclusive of GST) for single policies and a maximum of AUD $600 (inclusive of GST) for couples, families and single-parent families policies. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 30 April 2024 for policies purchased between 01 February 2024 and 29 February 2024 and 29 May 2024 for policies purchased between 01 March 2024 and 31 March 2024. The Offer will be forfeited if the Eligible Member is not an active policyholder on these dates. See full terms and conditions.