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Impacted by the recent bushfires?

We’re here to help. You can claim online 24/7:

During events such as these, our phones can be quite busy. We ask for your patience over the next few days while we assist those in urgent need.

Funeral Insurance

Receive your benefit amount or all your premiums paid with the Real Payback Guarantee4

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Life Insurance

Get back 10% of premiums you’ve paid with The Real RewardTM

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Car Insurance

Save up to 10% when you buy Real Car Insurance online1

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Home Insurance

Save up to 20% when you buy a combined Home & Contents policy online2

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Award winning insurer

At Real Insurance we pride ourselves on providing the best service and value for our customers


  • Gold Trusted Service Award 2019, 2018, 2017 – Feefo
  • Gold Quality Service Award 2019 – Reader’s Digest
  • Silver Quality Service Award 2019 – Reader’s Digest
  • Exceptional Value Car Insurance Award 2018 – Mozo

The Real Concerns Index

From family worries to climate change fears, we recently surveyed 5,000 people across Australia to find out what their biggest concerns are and the key drivers behind these.

Take a look at the Real Concerns Index to find out more.

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Customers rate us

Rated 4.7/5 from 4,453 Reviews

Real Spotlight

We’re shining a spotlight on you and your lifestyle! Real Spotlight is your source for information on family, money and insurance matters, retirement, pets and more. Whether you’re planning your next getaway or working at your dream job, nursing a baby or playing catch with a much-loved dog – we’re keeping you in the loop with smart and simple insights that help you get ahead.


  1. 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.
  2. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.
  3. Savings between $0 to $220 derived from profiles based on Real Pay As You Drive customers, as of 1 March 2019. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings.

    If you are driving more, your agreed kilometres can be increased/extended during the policy period, an additional premium is payable. If your agreed kilometres are exceeded, an additional excess will be applied in the event of an accident.

  4. If you change your cover your premium will be affected. There is no refund of premiums after the cooling off period. If your policy is cancelled prior to age 85, no benefit is payable.