What does funeral insurance cover?

Real Funeral Insurance helps protect your family from the costs of your funeral and other expenses after you’ve gone.

When you take out Real Funeral Insurance, we’ll pay your chosen benefit from $3,000 up to $15,000 to your family quickly – generally within 1 business day of receiving completed documents.

This benefit is paid for accidental serious injury and accidental death only in the first 12 months then death by any cause thereafter, including if you are diagnosed with a terminal illness with less than 12 months to live.

You can also choose to add optional Accidental Death Insurance to your cover. Which means if you pass away due to an accident, the payout will double - because your beneficiaries will receive the optional Accidental Death Insurance benefit amount, in addition to the Funeral Insurance benefit amount.

You’ll also be covered for accidental serious injury insurance, at no additional cost. This means you can receive a cash benefit, if you suffer an accidental serious injury as outlined in the PDS.

Accidental serious injury and optional Accidental Death Insurance expire on the policy anniversary following your 75th birthday.