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Life Insurance

Bonus $100 Gift Card!

Take out Real Family Life Cover and you could receive a bonus $100 gift card.1

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Family Life Insurance

We'll pay your chosen benefit as a quick lump sum cash payment to your beneficiaries if you pass away or become terminally ill.

From $1.46 a week2

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Serious Illness Insurance

A cash benefit for your family if you become seriously ill, so you can focus on getting better without additional stress.

From $2.30 a week3

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Accidental Death & Serious Injury Insurance

A quick cash payment to you, or your family if you are seriously injured or pass away in an Accident.

From $2.77 a week4

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About Real Life Insurance

You can’t control the future, but with Life Insurance, you can help protect your family against the devastating financial impact of death or disability.

We offer award-winning and affordable Life Insurance for families and singles, helping you protect the financial security you’ve worked so hard to build.

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  • Apply over the phone in a single call with no medicals or blood tests
  • You can keep your cover for life
  • Pay fortnightly or monthly – at no extra cost
  • Keep your premiums manageable by choosing your level of cover
  • Choose from a range of optional covers for greater protection
  • We’ll refund 10% of premiums you’ve paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

Thanks Real Insurance, you have given us a great option on Life Insurance and one that suits our budget also covering my 3yr old…we appreciate your help today. Keep up the great work!

— Sara

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Call us on

1300 377 325

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Need help deciding?

Understanding Life Insurance

Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you provide financial security for yourself and your family.

Life Insurance Q&A – we can help

Find fast answers to commonly asked Life Insurance questions here.

How would Aussies spend a $500,000 payout? – Infographic

You’ve recently been the recipient of $500,000 – how would you spend it? Research by Real Insurance reveals what the average Australian would put the funds towards.


  1. Offer available for a limited time. Policy with a $20 per fortnight premium (“minimum premium”) must be purchased during the promotional period and be active and remain above the minimum premium without lapsing for 90 consecutive days following the first premium payment that you have paid. Limit of one $100 Gift Card per policy. This offer cannot be combined with any other offers. Allow 6 weeks from confirmation of eligibility for delivery of Gift Card. Offer not redeemable for cash. The name and address of the first insured will be supplied to Edge Loyalty Systems Pty Ltd (ELS) to send one prepaid eftpos card to the address on the policy. See full Terms and Conditions.
  2. Premium based on a Single Plan providing a $100,000 benefit for a female non-smoker aged 34.
  3. Based on $50,000 benefit under a Single Plan for a female, non-smoker aged between 18 and 34.
  4. Based on $50,000 benefit on a Single Plan.