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Funeral Insurance

You could win $20,000 cash when you take out Funeral Insurance today!1

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Guaranteed Funeral Insurance Flexi Plus
comes with our
Real Payback Guarantee:

With the Real Payback Guarantee you have greater flexibility because:

  1. When your family makes a funeral claim, the benefit will be your chosen cover amount or the total premiums you have paid for your cover – whichever is more.
  2. Or once you turn 85, you can cancel your cover to receive an Early Cash Payout of 150% of your funeral insurance benefit.

Guaranteed Funeral Insurance Flexi Plus

Your family will receive the benefit you choose, from $3,000 up to $15,000 when you pass away. Plus, to reward your loyalty, your premiums will reduce by 5% every 5 years you hold your Policy!

Plus, take out cover and you could get a bonus $75 Gift Card!2

About Guaranteed Funeral Insurance Flexi Plus

Have you ever stopped to think about who would pay for your funeral? Funeral Insurance can make life easier for your family at a difficult time by helping to cover your funeral expenses, and any outstanding debts such as credit card, personal loans and utility expenses that could be left behind.

Whilst the benefit is designed to assist with the cost of your funeral and other final expenses, your family can use it however they see fit. And with the Real Payback Guarantee, when your family makes a funeral claim, the benefit will be your chosen cover amount or the total premiums you’ve paid for your cover – whichever is more. Or once you turn 85, you can cancel your cover to receive an Early Cash Payout of 150% of your funeral insurance benefit. After all, Funeral Insurance is about securing peace of mind for you and your family.

Some things you should know

  • Cover is for Accidental Death only in the first 12 months, then death by any cause thereafter.
  • If your policy is cancelled prior to age 85, no benefit amount is payable.
  • If you change your cover your premiums will be affected.
  • If you choose the Early Cash Payout option, you will no longer be eligible to claim and you may receive less than the total premiums you’ve paid into your policy to date.
  • Guaranteed cover for Australian residents aged 18-79
  • Choose your benefit amount, from $3,000 up to $15,000
  • Your premiums reduce by 5% every 5 years you hold your Policy
  • Apply over the phone in a single call with no medicals or blood tests
  • You can keep your cover for life
  • Pay fortnightly or monthly – at no extra cost
  • Keep your premiums manageable by choosing your level of cover
  • Choose from a range of optional covers for greater protection
  • We’ll refund 10% of premiums you’ve paid in the first 12 months of your Policy
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

Thank you, it’s so good to talk to someone I can understand. It is so refreshing.

— Mandy

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Call us on

1300 665 287

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Need help deciding?

Understanding Funeral Insurance

Not sure if Real Funeral Insurance is for you? Don’t know how much cover you need? Find the information you need here, and see how easy it is to protect your family from the financial burden of your funeral today!

Funeral Insurance Q&A – we can help

Find fast answers to commonly asked Funeral Insurance questions.

What type of send off do Aussies want? – Infographic

When it comes to deciding what to do with the ashes, there are lots of different choices being made. This infographic makes it easy to see all the pretty normal and slightly quirky options Aussies are interested in.


  1. Competition start date 01/12/2017 at 12:01am AEST. Close date: 31/12/2017 at 11:59pm AEST. Draw date: 04/01/2018. Total Prize Value: $20,000. Entry is open to Australian residents aged 18-79, and must have purchased a policy for Real Life, Funeral, or Income Protection Insurance during the Promotion Period. NSW Permit No. LTPS/17/20116, ACT Permit No. TP 17/02451, SA Permit No. T17/2295. By entering, you consent to the Terms and Conditions.
  2. Offer available for a limited time. Policy with a $13 per fortnight premium (“minimum premium”) must be purchased during the promotional period and be active and remain above the minimum premium without lapsing for 90 consecutive days following the first premium payment that you have paid. Limit of one $75 Gift Card per policy. This offer cannot be combined with any other offers. Allow 6 weeks from confirmation of eligibility for delivery of Gift Card. Offer not redeemable for cash. The name and address of the first insured will be supplied to Edge Loyalty Systems Pty Ltd (ELS) to send one prepaid eftpos card to the address on the policy. See full Terms and Conditions.