Premium Accident & Illness Cover

Give your pet the highest level of protection with Real Pet Premium Accident & Illness Cover. We cover up to 80% of eligible vet bills up to a maximum of $12,000 a year (Pre-existing Conditions are excluded), so you don’t have to compromise on care. And by adding Routine Care Benefit as an optional extra, we will help pay for everyday treatments like vaccinations and health checks, even obedience training.

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What’s covered

  • Up to 80% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, not including ticks and fleas
  • Up to 80% of the cost of treating a range of illnesses, excluding pre-existing conditions and certain specified illnesses
  • Generous claim limit of $12,000 per year to help protect your pet if they need prolonged or expensive treatment
  • A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia1
  • Lifetime cover for your pet when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover
  • Freedom to take your pet to any vet licensed to practice in Australia
  • Next day protection – you can claim for accidental injury the day after your policy starts, with no Waiting Period. Claims for illness can occur 30 days after the start of the policy
  • Add a Routine Care Benefit as an optional cover for the cost of everyday care including vaccinations, obedience training and teeth cleaning

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Premium Accident & Illness Cover. For full details, download the Real Pet Insurance Product Disclosure Statement.

See how affordable cover for your pet can be

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Why choose Real Insurance

  • Apply online or over the phone in minutes
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist

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See how easy it is to apply for Real Pet Insurance. Call us on 1300 665 965 or get a fast quote and apply online.

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.

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  1. Conditions Apply. Download our Real Pet Insurance Product Disclosure Statement for more information or call us on 1300 665 965.