Premium Accident & Illness Cover

Give your pet the highest level of protection with Real Pet Premium Accident & Illness Cover. We cover up to 80% of eligible vet bills up to a maximum of $12,000 a year (Pre-existing Conditions are excluded), so you don’t have to compromise on care. And by adding Routine Care Benefit as an optional extra, we will help pay for everyday treatments like vaccinations and health checks, even obedience training.

It's easy to apply for Real Pet Insurance

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What’s covered

Up to 80% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, not including ticks and fleas
Up to 80% of the cost of treating a range of illnesses, excluding pre-existing conditions and certain specified illnesses
Generous claim limit of $12,000 per year to help protect your pet if they need prolonged or expensive treatment
A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia¹
Lifetime cover for your pet when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover
Freedom to take your pet to any vet licensed to practice in Australia
Next day protection – you can claim for accidental injury the day after your policy starts, with no Waiting Period. Claims for illness can occur 30 days after the start of the policy
Add a Routine Care Benefit as an optional cover for the cost of everyday care including vaccinations, obedience training and teeth cleaning

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Premium Accident & Illness Cover. For full details, download the Real Pet Insurance Product Disclosure Statement.

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Why choose Real Insurance

Apply online or over the phone in minutes
Pay fortnightly, monthly or yearly – at no extra cost
We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward™
Stress-free claims with your own personal specialist

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Understanding Pet Insurance

Discover how Pet Insurance helps you give your pet the very best care by making expensive vet bills more manageable

Pet Insurance Q&A

Find fast answers to commonly asked Pet Insurance questions

See how easy it is to apply for Real Pet Insurance. Call us on 1300 665 965 or get a fast quote and apply online.

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.

Excellent

Jacinta O'flaherty - Rated 5 out of 5

The consultant was lovely. felt sorry for her having to read the policy statement before signing me up, that was a mouthful and can just be sent in email

Customer review

Corey Alexander Daniel Slade - Rated 5 out of 5

Great very proffetional and very helpful

Excellent customer service

Alana Bruce - Rated 5 out of 5

Excellent customer service. helpful and friendly staff. would definitely recommend real to family or friends.

Customer review

Dianne Steenkamer - Rated 5 out of 5

The service was excellent

Customer review

Debbie Clarkson - Rated 4 out of 5

Very friendly, helpful, answered all my questions clearly so i could understand, made sure i was happy with the plan i chose🙂

Knowledgable and friendly service

Trusted Customer - Rated 4 out of 5

The lady i spoke to was lovely and knowledgeable. it was nice to speak to someone that spoke 'english' but most of all knew her product and was able to answer all of my questions.