Premium Accident & Illness Cover

Give your pet the highest level of protection with Real Pet Premium Accident & Illness Cover. We cover up to 80% of eligible vet bills up to a maximum of $12,000 a year (Pre-existing Conditions are excluded), so you don’t have to compromise on care. And by adding Routine Care Benefit as an optional extra, we will help pay for everyday treatments like vaccinations and health checks, even obedience training.

It's easy to apply for Real Pet Insurance

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What’s covered

  • Up to 80% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, not including ticks and fleas
  • Up to 80% of the cost of treating a range of illnesses, excluding pre-existing conditions and certain specified illnesses
  • Generous claim limit of $12,000 per year to help protect your pet if they need prolonged or expensive treatment
  • A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia1
  • Lifetime cover for your pet when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover
  • Freedom to take your pet to any vet licensed to practice in Australia
  • Next day protection – you can claim for accidental injury the day after your policy starts, with no Waiting Period. Claims for illness can occur 30 days after the start of the policy
  • Add a Routine Care Benefit as an optional cover for the cost of everyday care including vaccinations, obedience training and teeth cleaning

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Premium Accident & Illness Cover. For full details, download the Real Pet Insurance Product Disclosure Statement.

See how affordable cover for your pet can be

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Why choose Real Insurance

  • Apply online or over the phone in minutes
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist

Need help deciding?

Understanding Pet Insurance

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See how easy it is to apply for Real Pet Insurance. Call us on 1300 665 965 or get a fast quote and apply online.

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.


Jacinta O'flaherty - Rated 5 out of 5

The consultant was lovely. felt sorry for her having to read the policy statement before signing me up, that was a mouthful and can just be sent in email

Customer review

Corey Alexander Daniel Slade - Rated 5 out of 5

Great very proffetional and very helpful

Excellent customer service

Alana Bruce - Rated 5 out of 5

Excellent customer service. helpful and friendly staff. would definitely recommend real to family or friends.

Customer review

Dianne Steenkamer - Rated 5 out of 5

The service was excellent

Customer review

Debbie Clarkson - Rated 4 out of 5

Very friendly, helpful, answered all my questions clearly so i could understand, made sure i was happy with the plan i chose🙂

Knowledgable and friendly service

Trusted Customer - Rated 4 out of 5

The lady i spoke to was lovely and knowledgeable. it was nice to speak to someone that spoke 'english' but most of all knew her product and was able to answer all of my questions.

Customer review

Jessica Edwards - Rated 5 out of 5

They were every nice

Customer review

Trusted Customer - Rated 5 out of 5

Very good services staff they are pleased to help you and very pleasant to talk to that is why wife and i have been with real insurance

Good service and good price

Christine Roberts - Rated 5 out of 5

Both people i dealt with your professional and understood what i required.

Customer review

Tim Hughes - Rated 4 out of 5

Would recommend to others.made it easy the steps needed

Great service

Trusted Customer - Rated 4 out of 5

Great service

Customer review

Barbara Bikoff - Rated 4 out of 5

They explained the product so easily,and were so friendly and cheerful to talk to and they spoke so well,

Customer review

John Singh - Rated 5 out of 5

Really great

Customer review

Louise Heffernan - Rated 5 out of 5

I found the gentleman persistent (which is his job) professional and friendly. i didn’t catch his name, however he was sweet and was quick to build a rapport with me over the phone.

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Customers rate us

Rated 4.7/5 from 162 Reviews

  1. Conditions Apply. Download our Real Pet Insurance Product Disclosure Statement for more information or call us on 1300 665 965.