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Contents Insurance

Save up to 20% when you buy online1

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Top Contents Insurance

Comprehensive contents cover, offering added protection against accidental damage, including theft, vandalism, natural disaster and more, with higher policy limits across the board.

Essential Contents Insurance

Protects you against theft, fire, earthquakes, lightning, storms, flood, impact, vandalism, bursting of water and more at a more affordable price.

About Real Contents Insurance

When the unexpected happens, Real Contents Insurance will get your life back to normal as soon as possible with new for old replacement on most items and protection inside and out. Remember, contents insurance doesn’t insure your house and fittings. So if you own your own home (or are paying it off), consider home and contents insurance for peace of mind.

Do you need extra assistance?

If you are deaf or have a hearing or speech impairment, contact the National Relay Service and provide them with the Real Insurance phone number 13 19 48 or you can select our Special Needs option when you call us directly.

Compare Home Insurance
  • Save up to 20% when you buy online1
  • Choose Top or Essential cover, set your excess or choose from our optional extras to suit your needs
  • Flexible excess – the higher the excess the lower the premium and vice versa
  • Flexible payment options and pay by the month at no extra cost
  • 24/7 claims lodgement and emergency assistance
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with 7.2 million policies throughout Africa, Europe, India, China, the United States and Australia

The 2 most important things for me with an insurance company is saving money and keeping the price down, but also if there is a problem, fixing it very quickly and Real Insurance have done both for me.

— Paul

Get in touch

Call us on

13 19 48

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance Q&A – we can help

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.