Comprehensive Car Insurance
Comprehensive Car Insurance covers your car – and a whole lot more, like select personal property, child seats, towing charges, and costs towards a hire car after theft to get you back on the road after an accident.
Get covered for damage caused to other people’s cars or property in an accident when you’re at fault.
And, if you are the first registered owner of a car that is less than two years old, you could even be covered for the New for Old replacement of your car if your car is a total loss.1
Comprehensive Car Insurance is complete cover against the unpredictable – theft, accidents, fire and weather-related damage – rain, hail or shine.
Real Insurance, real easy
We are pleased to offer our customers flexible payment options for our Comprehensive Car Insurance cover.
And, in the event that you need to make a claim, our claims lodgement and emergency assistance centre are happy to help. Our claims team is available 24 hours a day, seven days a week on 13 19 48.
What’s covered
- Theft, accidents, fire, or weather-related damage to your car
- Other people’s cars or property damaged by you in an accident
- New for Old replacement if your car is a total loss in the first two years1
- Damage or loss of select personal property inside your car – up to $500
- Accidental damage or loss of child safety seats and prams – up to $500
- Emergency repairs to get you back on the road, plus reasonable towing costs
- Accommodation costs if a claim occurs more than 200km from your home
- Up to 14 days hire car costs to keep you mobile if your car is stolen
- Damages to your caravan or trailer if damaged while being towed
- Loss or damage to your car during transport anywhere within Australia
- Lock and key replacement to keep your car secure if your keys are stolen
Plus get even more protection with our optional extras:
This is a summary of the Comprehensive Car Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.
Why choose Real Insurance?
- Save up to 10% when you buy online2
- Flexible payment options
- 24/7 claims lodgement and emergency assistance
- We don’t have assessment centres, we use everyday repairers
- Real Insurance is a multi-award winning insurance company
Get the peace of mind of around the clock cover with Real Comprehensive Car Insurance.
Whether you’re like the 51% of our customers that park their car in a garage overnight, or like the 49% of our customers that park elsewhere3, you can rest assured knowing our Comprehensive Car Insurance covers you while you’re sleeping.
![Where customers park their car at night [graph]](/RealInsurance/media/images/general/where-customers-park.png)
Need Help Deciding?
Find fast answers to commonly asked Comprehensive Car Insurance questions here.
Compare our insurance policy features at a glance to see which best suits you or find out more about our Car Insurance products.
If you don’t drive a lot but still want the benefits of Comprehensive Car Insurance, find out more about Pay As You Drive Car Insurance.
See how easy it is to apply for Comprehensive Car Insurance. Call us on 13 19 48 or Request a Quote.
Read what our customers are saying
Excellent customer service
Laura Smith - Rated 5 out of 5
I obtained a quote from the website but had a specific question and had to ring them. the staff member was friendly and helpful so i was very happy with the service
Great customer service
Trusted Customer - Rated 5 out of 5
I have been a customer of many years, i will not be changing any time soon.
Customer review
Renee Clugston - Rated 4 out of 5
Really easy to talked to. and hoped i have a good birthday tomorrow
Easy and transparent process
Sharron Wilkinson - Rated 4 out of 5
Easy. i entered my car registration number, and all the relevant details came up. modelling different excesses and their effect on premiums was quick and easy, it was easy to compare the comprehensive and pay as...
Customer review
Trusted Customer - Rated 4 out of 5
Friendly and helpful customer service.
Quick and easy phone service
Trusted Customer - Rated 4 out of 5
Very helpful and quick process to obtain car insurance on a new vehicle - no silly questions like “do you take your car (a small fiat) to the race track?”
Customer review
Craig Ellis - Rated 5 out of 5
We were told about real insurance by friends and found them fantastic and very efficient and offered a great deal !
Customer review
Trusted Customer - Rated 5 out of 5
Excellent services and attitude of the staff
Customer review
Trusted Customer - Rated 5 out of 5
Very good customer service
Customer review
Robert Codell - Rated 5 out of 5
Very good - no problems with anything a good price also after reducing insured value.
Customer review
Donna Jones - Rated 5 out of 5
My car was ridden off during the latest hail storm i had to go to the hail assessment centre,they were very professional and caring,i had my hire car bought to my front door and my claim was paid out in the...
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Rated 4.4/5 from 373 Reviews