Close

Third Party Property, Fire & Theft

Third Party Property, Fire & Theft covers you against car theft, attempted theft and fire, plus the damages your car may cause in an accident.

The happy medium between Comprehensive Insurance and a basic Third Party Property Insurance, our Third Party Property, Fire and Theft offers great benefits with your budget in mind.

Get cover for theft of your car, child seats, and select personal property, plus towing, costs towards car hire after theft and much more.

Plus, you’ll rest easy knowing that if there is an accident and you’re at fault, you’ll have up to $20 million in legal liability towards any damage caused to other people’s cars or property.

Save up to 10% when you buy online1

Get a Quote in Minutes

Real Insurance, real easy

We are pleased to offer our customers flexible payment options for our Third Party Property, Fire and Theft Car Insurance cover.

What’s covered

  • Accidental loss or damage through car theft or attempted theft
  • Damage caused by fire or any malicious damage to your car
  • Other people’s cars or property damaged by you in an accident
  • Damage caused to your car by an uninsured driver – up to $3,000
  • Select personal valuables damaged or stolen from your car – up to $500
  • Child safety seats and prams damaged or stolen – up to $500
  • Emergency repairs, reasonable towing costs & up to 14 days hire car after theft
  • Accommodation costs if the claim happens 200km+ from your home
  • Your caravan or trailer if damaged in an accident while being towed
  • Your car during transport for repairs while anywhere within Australia
  • Lock and key replacement to keep your car secure if your keys are stolen
  • Guaranteed repairs from our specially selected repairers

Plus get even more protection with our optional extras:

This is a summary of our Third Party Property, Fire and Theft cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property, Fire and Theft Insurance is not a ‘green slip’. Find out more about Real Insurance Green Slip CTP insurance here.

If you’d like insurance that also covers damage to your car, protection against collision, damage caused by natural weather events, or New for Old Replacement2, consider our:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

Get a Quote in Minutes

Need Help Deciding?

Car Insurance Q&A

Find fast answers to commonly asked Car Insurance questions here.

Compare Car Insurance Products

Not sure what type of cover is right for you? Compare our insurance policy features at a glance here or find out more about our Car Insurance products.

See how easy it is to apply for Third Party Property, Fire and Theft Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Trusted Customer - Rated 5 out of 5

Very professional & knowledgeable also courteous and friendly

Customer review

Michael Ian Randall - Rated 4 out of 5

Gave me what i asked for with no bs.

Excellent service

Adrian Goetsch - Rated 5 out of 5

Agents are knowledable, responsive, helpful, they follow up and call back, and their overall level of service is excellent.

Customer service

Trusted Customer - Rated 5 out of 5

Helpful staff

Customer review

Michael Benfari - Rated 5 out of 5

Great customer service and support.

Customer review

Trusted Customer - Rated 4 out of 5

I just have insured my car with you. hope everything ok.

Customer review

Michael Rowntree - Rated 5 out of 5

Very easy to work with. always been helpful

Customer review

Vincenzo Ballato - Rated 5 out of 5

Fast & efficient service. friendly team & very accommodating. great, competitive prices.

Excellent it system

Michal Matys - Rated 5 out of 5

Easy interaction online. i purchased a policy in no time!

Customer review

Harpreet Jaura - Rated 5 out of 5

Better rate then others. good customer service

Customer review

Stephen Jackson - Rated 5 out of 5

Great customer service

Great customer service

Brankica Cucak - Rated 5 out of 5

Very good customer service. guy was very helpful and whole process was quick

Happy customer

Trusted Customer - Rated 5 out of 5

Great communication and customer service representative was able to answer any queries or concerns that i had. was also able to recommend options to reduce cost.

Customer review

Trusted Customer - Rated 5 out of 5

They are precisely good and no bull. they act on any claims quicker than any other insurance i had..

Was a no hassle procedure

Trusted Customer - Rated 5 out of 5

Easy to talk to and very helpful

Powered by Feefo

Customers rate us

Rated 4.3/5 from 433 Reviews


  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.
  2. Applies in the event of a total loss, provided you are the first registered owner of vehicle.