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Home and Contents Insurance

Save up to 20% when you buy online1

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Top Home & Contents Insurance

Insure your home and belongings in the event of fire, storm, flood, theft, accidental damage and more so that you can be confident your most important assets are covered.

Essential Home & Contents Insurance

Still offers protection against a range of events including fire, theft, storm and flood – but at a more affordable price.

About Real Home and Contents Insurance

From a fallen tree to a fire, we’re here to help you when you need us most with affordable cover and great value extras.

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  • Save up to 20% when you buy a combined home and contents policy online1
  • Choose your level of excess to help keep premiums low
  • Flexible payment options and pay by the month at no extra cost
  • 24/7 claims lodgement and emergency assistance
  • Optional extras, including Motor Burnout cover and Personal Property Australia Wide cover
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with7.2 million policies throughout Africa, Europe, India, China, the United States and Australia

Ten years after buying my house, I received my insurance renewal for my home and contents. I found myself surprised at the price increase, so decided to look into other options. Having been made redundant three years prior and now only working part time, I was in need of some Real savings. After some shopping around online, I was pleased to find that I could save 30% on my home and contents insurance with Real and get the exact same cover. It was also nice to complete the whole process in front of my computer without having someone try and sell me extras that I don’t want or need. I didn’t feel like I was being upsold at all. I’ve saved $673.24 per year with Real Insurance!

— Craig

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance Q&A – we can help

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.