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Home and Contents Insurance

Save up to 20% when you buy online1

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Top Home & Contents Insurance

Insure your home and belongings in the event of fire, storm, flood, theft, accidental damage and more so that you can be confident your most important assets are covered.

Essential Home & Contents Insurance

Still offers protection against a range of events including fire, theft, storm and flood – but at a more affordable price.

About Real Home and Contents Insurance

From a fallen tree to a fire, we’re here to help you when you need us most with affordable cover and great value extras.

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  • Save up to 20% when you buy a combined home and contents policy online1
  • Choose your level of excess to help keep premiums low
  • Flexible payment options and pay by the month at no extra cost
  • 24/7 claims lodgement and emergency assistance
  • Optional extras, including Motor Burnout cover and Personal Property Australia Wide cover
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with 7.2 million policies throughout Africa, Europe, India, China, the United States and Australia

I was unfortunate to have a significant flood at my home in early November. From the moment I was contacted my worries and stress levels disappeared thanks to the wonderful team that repaired my home. I know a lot of people would just think that’s what they pay insurance for, however I feel I need to pass on my gratitude.

— Leonie

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance Q&A – we can help

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.