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Home and Contents Insurance

Save up to 20% when you buy a combined Home & Contents policy online1

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Rated 4.3/5 from 110 Reviews

Top Home & Contents Insurance

Insure your home and belongings in the event of fire, storm, flood, theft, accidental damage and more so that you can be confident your most important assets are covered.

Essential Home & Contents Insurance

Still offers protection against a range of events including fire, theft, storm and flood – but at a more affordable price.

About Real Home and Contents Insurance

From a fallen tree to a fire, we’re here to help you when you need us most with affordable cover and great value extras.

  • Save up to 20% when you buy a combined home and contents policy online1
  • Choose your level of excess to help keep premiums low
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • Optional extras, including Motor Burnout cover and Personal Property Australia Wide cover

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Why do I need home and contents insurance?

Home and contents insurance can help you protect both the inside and outside of your house. While home insurance focuses on repairing or rebuilding the structure and fixtures, contents insurance focuses on replacing the owned items within the house. When combined, they can work together to help support you should an incident occur.

Despite best efforts to keep your home well-kept and safe, unexpected situations like natural disasters, broken windows or leaky pipes can cause significant damage to your house. In some situations, not only might your building be impacted but your possessions inside it too. Home and contents insurance is a contingency plan that provides financial protection for certain eventualities depending on your cover.

Replacing even just a portion of your home and possessions all at once could add up to quite a large bill. If something were to happen, the price of insurance could end up being a small percentage of the total potential cost if paying out of pocket.

Whether a kitchen fire or a bushfire, a burst pipe or a flood, unforeseen situations can occur that leave your home at a loss and in need of repairs. Home and contents insurance can help you get your house back in order.

Very competitive quote for home and contents.
Very easy to get quote and fast service.

— Lynette (Reviewed on Feefo)

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance Q&A – we can help

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.