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Home and Contents Insurance

Save up to 20% when you buy online1

Get a Quote & Buy Online

Top Home & Contents Insurance

Insure your home and belongings in the event of fire, storm, flood, theft, accidental damage and more so that you can be confident your most important assets are covered.

On average $1.99 per day2

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Essential Home & Contents Insurance

Still offers protection against a range of events including fire, theft, storm and flood – but at a more affordable price.

On average $1.60 per day2

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About Real Home and Contents Insurance

From a fallen tree to a fire, we’re here to help you when you need us most with affordable cover and great value extras.

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  • Save up to 20% when you buy a combined home and contents policy online1
  • Choose your level of excess to help keep premiums low
  • Flexible payment options and pay by the month at no extra cost
  • Claims team located in Australia, with 24/7 assistance available for emergency claims
  • Optional extras, including Motor Burnout cover and Personal Property Australia Wide cover
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with 7.2 million policies throughout Africa, Europe, India, China, the United States and Australia.

Today I received such great customer service from one of your team members in the call centre from the Home and Contents department…It was the first time I have received such service.

— Rebecca

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Call us on

13 19 48

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Optional extras

We have a range of optional extras to complement your cover.

Home Insurance Q&A – we can help

Find fast answers to commonly asked Home Insurance questions.

Home Insurance glossary

Read our quick guide to common terms used in home and contents insurance for the benefit of insurance buyers.

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Product Disclosure Statements

For older policies, please see all PDS documents.


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.
  2. This refers to the price our customers paid on average per day for our products.

    Dollar figure based on an average per day cost of what our customers paid for this insurance purchased in the preceding three month period, updated quarterly. Actual amount payable by you will vary depending on your circumstances including, cover purchased, sum insured, excess chosen, risk factors including location, claim history and security features.