Income Protection Insurance

Apply over the phone with no medical or blood test

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Rated 4.5/5 from 346 Reviews

Income Protection Cover

We’ll pay up to 75% of your monthly income (up to a maximum of $10,000 a month) if you can’t work because you are sick or injured.

From 78 cents a day1

Learn More Request a Quick Quote Now

Life Insurance Code of Practice

To make sure you receive the highest standard of service when taking out cover, we comply with the Life Insurance Code of Practice.

About Income Protection Insurance

Income Protection Insurance is all about taking care of your most valuable asset – you, and your ability to earn an income.

With Real Income Protection Insurance, if you’re unable to work because you’re sick or injured, we’ll pay you a monthly benefit so you can focus on getting better, without worrying about your finances.

  • Apply over the phone in a single call with no medicals or blood tests
  • Premiums are usually tax deductible
  • Keep your premiums low by choosing your level of cover and Waiting Period
  • Choose from a range of optional covers for greater protection
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We’ll refund 10% of premiums you’ve paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Real Insurance is a multi-award winning insurance company, so you can relax knowing your family’s in safe hands

Award winning insurer

At Real Insurance we pride ourselves on providing the best service and value for our customers

  • Gold Trusted Service Award 2019, 2018, 2017 – Feefo
  • Customer Satisfaction Award 2017, 2015, 2013, 2012 – Roy Morgan

You’ve been really helpful, some other company called me and they have not explained in detail what you just did. That’s why I said yes straight away about coming to you.

— Caitlain

Get in touch

Call us on

1300 665 187


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Need help deciding?

Understanding Income Protection Insurance

Find out how Income Protection Insurance can help you with a financial safety net if you’re unable to work.

Income Protection Q&A – we can help

Find fast answers to commonly asked Income Protection Insurance questions.

Getting from A to B – a commuter’s tale

There will always be those of us who bounce out of bed each morning, eagerly awaiting the challenges and rewards that the new working day holds. But for many, the demands of their jobs are made all the more tiring and difficult thanks to a stressful work commute.

  1. Based on a 38 year old male, non-smoker working in a white collar occupation with a $5,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.