Close

Income Protection Insurance

Chance to WIN a year’s worth of groceries when you receive a quote1

Get a Quote to Win

Income Protection Cover

We’ll pay up to 75% of your monthly income (up to a maximum of $10,000 a month) if you can’t work because you are sick or injured.

From 78 cents a day2

Learn More

Bill Cover

Take care of the essentials even when you’re sick or injured, with a monthly payout that helps you stay on top of your bills.

From 56 cents a day3

Learn More

About Income Protection Insurance

Income Protection Insurance is all about taking care of your most valuable asset – you, and your ability to earn an income.

With Real Income Protection Insurance, if you’re unable to work because you’re sick or injured, we’ll pay you a monthly benefit so you can focus on getting better, without worrying about your finances.

Compare Income Insurance
  • Apply over the phone in a single call with no medicals or blood tests and no proof of income4
  • Premiums are usually tax deductible
  • Keep your premiums low by choosing your level of cover and Waiting Period
  • Choose from a range of optional covers for greater protection
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We’ll refund 10% of premiums you’ve paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

You’ve been really helpful, some other company called me and they have not explained in detail what you just did. That’s why I said yes straight away about coming to you.

— Caitlain

Get in touch

Call us on

1300 377 325

Or

Have us call you

Request a Call

Need help deciding?

Understanding Income Protection Insurance

Find out how Income Protection Insurance can help you with a financial safety net if you’re unable to work.

Income Protection Q&A – we can help

Find fast answers to commonly asked Income Protection Insurance questions.

Bill Cover Q&A – we can help

Find fast answers to commonly asked Bill Cover questions.


  1. Competition start date: 01/02/2016 at 12:01am AEST. Close date: 13/07/2016 at 11:59pm AEST. Three Prizes on offer ($13,000 in Woolworths gift cards per Prize). Total Prize Value: $39,000. Entry is open to Australian residents. Entrants must be 18 years of age or older to enter, and must have completed a ‘Request a quote’ form online for Real Life, Funeral, Income Protection or Pet Insurance, and subsequently received a verbal insurance quote. By entering, you consent to these Terms and Conditions. Permits: NSW Permit No. LTPS/15/10334, ACT Permit No. TP 16/00001, SA Permit No. T16/1.
  2. Based on a 38 year old male, non-smoker working in a white collar occupation with a $5,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.
  3. Based on a 36 year old female, non-smoker working in a white collar occupation with a $1,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.
  4. If you do make a claim, you’ll need to show proof of your income for 12 months preceding your sickness or injury.