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Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online1

Get a Quote in Minutes

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In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance now offers NSW drivers competitive Compulsory Third Party Insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

Get a Quote in Minutes

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Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Gregorio Baldedara - Rated 4 out of 5

The online service is straight forward. i was able to have a quote and have my insurance in a few straight forward questions. the best thing is when i print out the certificate of insurance , they provide the...

Cheap & competitive

Kaitlyn Summer - Rated 5 out of 5

Online quote

Thank you for the human touch!

David Alcorn - Rated 5 out of 5

My father had funeral insurance and when he passed away ,real insurance made this an easier time for me as the process was very fast and courteous.i was shown great service and surprised at how professional this...

100pc everytime

Richard Twyford - Rated 5 out of 5

Understood what i wanted to do and did it made so easy for me

Great

Trusted Customer - Rated 5 out of 5

Great

Great experience

Alexander White - Rated 5 out of 5

Very helpful. the operator went through everything to make sure it was all covered correctly and to my satisfaction.

Good service

Trusted Customer - Rated 5 out of 5

Very pleasant lady who helped organise the policy

Customer review

Trusted Customer - Rated 4 out of 5

I always find real helpful. have turned to them for insurance for many years.

Too many steps

Carlos Milanesi - Rated 5 out of 5

The fact that i had to have a call back because agent did not have the access to preform the discounting that i needed.

Saving more than 50%!.. very happy!

Michelle Trudgett - Rated 5 out of 5

Was by far the cheapest comprehensive car insurance for my car. because of the savings of around 60%, i thought i should probably read the pds. surprise... apart from the “normal “, the pds seems to be more about...

Customer review

Paul Miller - Rated 4 out of 5

Sam at the call centre was one of the best people i have had to deal with on the other end of the phone. funny, approachable and professional all at the same time. you need more sam's !!

Recommended

Trusted Customer - Rated 5 out of 5

Great service and well priced

Customer review

Ian Greenland - Rated 5 out of 5

I wasn't able to complete on line.i called them and they helped me complete and gave me a multi policy discount.will continue to insure with them in the future.

Customer review

Trusted Customer - Rated 4 out of 5

Very nice cx service officers over the phone. online application user friendly.

Customer review

Trusted Customer - Rated 5 out of 5

Quick and easy

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Customers rate us

Rated 4.4/5 from 292 Reviews


  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.