Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online1

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In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance does not offer ‘green slip’ Compulsory Third Party (CTP) insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

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Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.

Read what our customers are saying


Pamela Quilliam - Rated 5 out of 5

Very good and very helpful

Better price then other insurance companies. very...

Daniel Vandencorput - Rated 5 out of 5

Easy to use website. better agreed value and same price as other companies even with rating one.

Customer review

Anne Grobler - Rated 5 out of 5

Brilliant . agent was very good and very friendly.

Always a easy pleasure to do business with

Kevin Glover - Rated 5 out of 5

Excellent service on the phone and follow up service

Customer review

Tracy Sheen - Rated 5 out of 5

So easy

Customer review

John Doherty - Rated 5 out of 5

Very professional and answered all my questions and was able to update my insurance very quickly without any problems

A human and helpful

Trusted Customer - Rated 4 out of 5

Customer service was great. dealt with 3 different people, the initial set up of car insurance and then some extra enquiries after. didn’t go to plan what was requested, but the super nice lady was all over it and...

Quick and easy access and information

Trusted Customer - Rated 5 out of 5

Easy access to website and information required and if you do call for assistance you do not wait too long for a customer representative to answer call to assist.

Very easy to deal with real insurance

Brendan Parker - Rated 5 out of 5

Terrific...very easy to insure new car and cancel old policy

Customer review

Ana Shostak - Rated 5 out of 5

Brayden was most helpful and very professional, courteous and friendly, thanks for correcting my policy with minimal fuss.

Great customer service

Michael Head - Rated 5 out of 5

Staff were knowledgeable in the explanation of my 2 new policies and the price difference was a definite incentive.

Easy and great rates

Trusted Customer - Rated 5 out of 5

The ease of setting up insurance with you guys is fantastic. and my tailored insurance has saved me so much money


Margaret Daniels - Rated 5 out of 5

A policy that can bee widely adapted according to our requirements, with a very competitive price. efficient and courteous telephonist (emily). unlike many other providers, no big price hike after the first year.

Customer review

Timothy Ah Chong - Rated 5 out of 5

Friendly service

Customer review

Mohit Suneja - Rated 5 out of 5

Cheap price than others and covers everything

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Rated 4.4/5 from 244 Reviews

  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.