Close

Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online1

Get a Quote in Minutes

Real Insurance, real easy

In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance now offers NSW drivers competitive Compulsory Third Party Insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

Get a Quote in Minutes

Need Help Deciding?

Car Insurance Q&A

Find fast answers to commonly asked Car Insurance questions here.

Compare Car Insurance Products

Compare the range of Real Insurance Car Insurance products at a glance to learn about benefits, inclusions, and optional extras, or find out more about our Car Insurance products.

Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Trusted Customer - Rated 5 out of 5

Very professional & knowledgeable also courteous and friendly

Customer review

Michael Ian Randall - Rated 4 out of 5

Gave me what i asked for with no bs.

Excellent service

Adrian Goetsch - Rated 5 out of 5

Agents are knowledable, responsive, helpful, they follow up and call back, and their overall level of service is excellent.

Customer service

Trusted Customer - Rated 5 out of 5

Helpful staff

Customer review

Michael Benfari - Rated 5 out of 5

Great customer service and support.

Customer review

Trusted Customer - Rated 4 out of 5

I just have insured my car with you. hope everything ok.

Customer review

Michael Rowntree - Rated 5 out of 5

Very easy to work with. always been helpful

Customer review

Vincenzo Ballato - Rated 5 out of 5

Fast & efficient service. friendly team & very accommodating. great, competitive prices.

Excellent it system

Michal Matys - Rated 5 out of 5

Easy interaction online. i purchased a policy in no time!

Customer review

Harpreet Jaura - Rated 5 out of 5

Better rate then others. good customer service

Customer review

Stephen Jackson - Rated 5 out of 5

Great customer service

Great customer service

Brankica Cucak - Rated 5 out of 5

Very good customer service. guy was very helpful and whole process was quick

Happy customer

Trusted Customer - Rated 5 out of 5

Great communication and customer service representative was able to answer any queries or concerns that i had. was also able to recommend options to reduce cost.

Customer review

Trusted Customer - Rated 5 out of 5

They are precisely good and no bull. they act on any claims quicker than any other insurance i had..

Was a no hassle procedure

Trusted Customer - Rated 5 out of 5

Easy to talk to and very helpful

Powered by Feefo

Customers rate us

Rated 4.3/5 from 433 Reviews


  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.