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Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online2

Get a Quote in Minutes

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In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance does not offer ‘green slip’ Compulsory Third Party (CTP) insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online2

Get a Quote in Minutes

Need Help Deciding?

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Find fast answers to commonly asked Car Insurance questions here.

Compare Car Insurance Products

Compare the range of Real Insurance Car Insurance products at a glance to learn about benefits, inclusions, and optional extras, or find out more about our Car Insurance products.

Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Good value all round

Joseph Manche - Rated 5 out of 5

Helpful staff and fair prices for reduced driving

Customer review

Theo Talidis - Rated 5 out of 5

Nice person on phone was really happy with service

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Trusted Customer - Rated 5 out of 5

Spoke english clearly

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Kerrie Sacco - Rated 5 out of 5

Happy with the service

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Trusted Customer - Rated 4 out of 5

Yes prices were very good and quick service

So simple and easy online service. thank you

Nada Jonjic - Rated 5 out of 5

Very easy and quick online quote for car insurance. i had my insurance within minutes. no long phone call hassle or waiting. simply awesome.

Competent. courteous.

Trusted Customer - Rated 5 out of 5

The customer service staff member was absolutely lovely and completely competent while changing details over the phone which was quite a complex task as circumstances had changed a lot. she was patient, calm,...

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Chris Christodoulopoulos - Rated 5 out of 5

Excellent customer service and customer service officer knew the product and helped me decide easily.

Customer review

Trusted Customer - Rated 4 out of 5

Friendly reliable quality service!

Great service

Trusted Customer - Rated 5 out of 5

Great service

Excellent operator services

Nga Ly - Rated 5 out of 5

Services is excellent the operator are very nice and guide very clear even i just call after quick quote on line i will recommend your company to my family and friends

Customer review

Trusted Customer - Rated 5 out of 5

Easy to use online application, flexible coverage and a very good price.

Customer review

Trusted Customer - Rated 4 out of 5

Easy to move, was able to do everything online at a time that suited me

Great service.

Trusted Customer - Rated 4 out of 5

The woman i spoke to on the phone was very friendly and very helpful. i was able to get all the insurance sorted that i needed to.

Easy to buy a motor policy.

Trusted Customer - Rated 4 out of 5

I actually did not speak to any anyone. i was able to buy the policy online completely by myself so i appreciate the user-friendliness of the website.

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Rated 4.4/5 from 194 Reviews


  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount.