Close

Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online1

Get a Quote in Minutes

Real Insurance, real easy

In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance now offers NSW drivers competitive Compulsory Third Party Insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

Get a Quote in Minutes

Need Help Deciding?

Car Insurance Q&A

Find fast answers to commonly asked Car Insurance questions here.

Compare Car Insurance Products

Compare the range of Real Insurance Car Insurance products at a glance to learn about benefits, inclusions, and optional extras, or find out more about our Car Insurance products.

Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Quick phone call!

Trusted Customer - Rated 5 out of 5

Very quick phone call (i wasn’t out on hold at all). super easy to understand and they answered my query efficiently.

Customer review

Kelly Leeson - Rated 5 out of 5

Everything went smoothly to set up car insurance and the price was good too. thanks

Quick affordable and easy to use

Loretta Cannon - Rated 5 out of 5

Straightforward and easy to use and extremely affordable car insurance

Customer review

Lingesh Ananth Palanianantham - Rated 5 out of 5

The spot on response from elizabeth was amazing. 5 stars to her support.

The previous customer service persons were...

Trusted Customer - Rated 4 out of 5

The last customer service person was really good & clear. some of the previous ones were not as good

Great cover and affordable

Trusted Customer - Rated 5 out of 5

Easy process and affordable.

Thankyou for caring about my experience.

Darryl Leech - Rated 4 out of 5

The operator went to great lengths to get the exact policy that i wanted, which after three tries we obtained.

Customer review

Brendan Ryan - Rated 5 out of 5

The consultant that helped me update my car insurance was friendly, competent and helpful.

Customer review

Trusted Customer - Rated 5 out of 5

Easy & hassle free

Customer review

Trusted Customer - Rated 5 out of 5

Easy & hassle free

Customer review

Daniel Warin - Rated 5 out of 5

Excellent !

Customer review

Faye Manoharan - Rated 5 out of 5

I purchased the insurance online

Customer review

Ramon S Mercader - Rated 4 out of 5

Was quick and reasonable.

Customer review

William Kessie - Rated 5 out of 5

The customer service is amazing

Customer review

Trusted Customer - Rated 5 out of 5

Hopefully if i ever need to make a claim i hope it will be as easy and i’ll be as happy as it was to take out my new policy !!!!!

Powered by Feefo

Customers rate us

Rated 4.3/5 from 469 Reviews


  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.