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Third Party Property Damage Insurance

Third Party Property Damage Insurance is basic cover against damage to other people’s cars and property caused by you in a car accident.

Accidents can happen. If you are the driver at fault in an accidental collision, you can breathe a little easier knowing that you’re covered for the dents and dings to other vehicles and property.

These days, even a little scrape can end up a costly mistake, especially when expensive property or new cars are involved.

Real Third Party Property Damage Insurance gives you protection against the unexpected, whether it’s a bump or a bigger bang.

Save up to 10% when you buy online1

Get a Quote in Minutes

Real Insurance, real easy

In the event of a claim, our claims lodgement and emergency assistance centre is open 24 hours a day, seven days a week to assist you.

What’s covered

  • Other people’s cars or property damaged by you in an accident
  • Damage to your car caused by an uninsured driver that is at fault – up to $3,000
  • Up to $20 million legal liability cover if you cause an accident
  • Legal liability cover for an uninsured substitute car while yours is being repaired

Plus get even more peace of mind with 24/7 on-road help with the optional extra of Real Roadside Assistance™, any time, anywhere in Australia.

This is a summary of the Third Party Property Damage Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • By law, you must have separate Compulsory Third Party (CTP) insurance. This type of insurance is often called a ‘green slip’.
  • Real Third Party Property Insurance is not a ‘green slip’.
  • Real Insurance now offers NSW drivers competitive Compulsory Third Party Insurance.

If you’d like a more extensive insurance that covers damage to your own car as well, you may want to consider:

Why Choose Real Insurance?

  • Save up to 10% when you buy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Save up to 10% when you buy online1

Get a Quote in Minutes

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Compare the range of Real Insurance Car Insurance products at a glance to learn about benefits, inclusions, and optional extras, or find out more about our Car Insurance products.

Third Party Property Damage Insurance only covers you for damage to other people’s cars and property caused by your car in an accident.

If you would like car insurance to protect you against theft and fire, plus the convenience of emergency repairs, key replacement and more, and all the benefits of Third Party Property Damage Insurance, then Third Party Property, Fire & Theft might be the right product for you.

See how easy it is to apply for Third Party Property Damage Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Sai Reddy Bandi - Rated 5 out of 5

Yes recommend

Very professional,courteous and efficient!

Trusted Customer - Rated 5 out of 5

Very good customer service, very professional

Customer review

Peter King - Rated 4 out of 5

The consultant was efficient and friendly. my inquiry was handled well and promptly.

Easy and friendly

Andrew Milivojcevic - Rated 5 out of 5

Good, easy to claim, easy to buy policy

Customer review

Trusted Customer - Rated 5 out of 5

Friendly, prompted, helpful, treating castumer with respect, listening and not pushy

Customer review

Christopher Cahill - Rated 5 out of 5

Great experience, easy sign up process and great prices.

Good price and easy process

Mais Fatayer - Rated 5 out of 5

Thank you ,

Customer review

Gary Shaw - Rated 5 out of 5

Fabulous to deal with and had a good sense of humour..

Customer review

Nicolet Badenhorst - Rated 5 out of 5

Excellent service, good deal. much cheaperthan the other quote i got.

Quick and easy. the savings on the premiums is...

Lee-Ann - Rated 5 out of 5

The website made it so easy. from quote to purchase was simple and very fast.

Friendly, low-pressure, and several options to...

Trusted Customer - Rated 5 out of 5

Friendly team took the time to review a few different options with me to ensure i got the best fit.

Customer review

Saman Rajamuni - Rated 5 out of 5

Easy to get online quotation, i was buy my car insurance

Super quick and easy insurance!

Trusted Customer - Rated 5 out of 5

Ease when getting a quote online, then no trouble purchasing the quote when complete. no trouble at all.

Excellent service

Trusted Customer - Rated 5 out of 5

Very helpful an polite...

Customer review

Linda Pearsall - Rated 5 out of 5

Website was easy to navigate and pricing was competative.

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  1. Up to 10% discount consists of 5% saving for online applicants, savings in first year only. Up to 5% off to exclude drivers under 25. Minimum premiums may reduce savings discount. Not applicable to Compulsory Third Party (CTP) Insurance.