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Pet Insurance Claims
Need to make a claim? Learn how to in a few simple steps
Option 1 – Claim with GapOnly®
Check your vet offers GapOnly®
GapOnly® is available at participating vet clinics. Check if your vet offers GapOnly® before your appointment.
Ask your vet to submit your claim
Let your vet know you’d like to use GapOnly®. They’ll submit the claim for you while you’re at the clinic.
Pay the gap
Once your claim has been assessed and approved, you’ll only need to pay the difference between your vet bill and the eligible amount covered by your policy.
Option 2 – Online claiming
Log in or sign up
Upload documents
Upload a copy of both the itemised invoice and the consultation notes from your vet visit.
If this is your first claim, we require your pet’s full medical history from all previous vets from the time you first owned your pet.
If your pet was adopted at an older age, please supply adoption paperwork and medical records since adoption.
We’ll do the rest
Once documents are received, we’ll assess the claim and reimburse you for any eligible benefit.
Option 3 – Paper claiming
Print and complete your claim form
Print a claim form and fill in your details.
Take it with you to the vet and ask them to fill out Section 2. Both you and your vet will need to sign the form.
Post your claim to us
Post the form, original itemised invoices, payment receipts and consultation notes to:
Real Pet Insurance
Locked Bag 9021
Castle Hill NSW 1765
We’ll do the rest
Once documents are received, we’ll assess the claim and pay any eligible benefit.
Helpful information
Forms
If you have questions about claiming, call us on 1300 096 023.
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The relevant Policy Booklet which contains the Product Disclosure Statement (PDS) and Financial Services Guide (FSG) are designed to help you decide if a product is right for you and to help you make an informed decision about whether to use the services we provide in relation to Real Pet Insurance products.