Compare Pet Insurance

Whether you’re simply looking for essential cover in an emergency, or complete protection against illness and accidents, Real Pet Insurance has your pet covered. With three affordable Pet Insurance plans to choose from, you’re sure to find the perfect plan for your pet’s needs – and your budget.

Premium Accident & Illness Cover Standard Accident & Illness Cover Classic Accident & Illness Cover
Percentage of eligible vet bills covered Up to 80% Up to 75% Up to 60%
Annual benefit limit $12,000 $12,000 $12,000
Annual Condition Limit (applies to each condition you claim, in each policy period.) N/A N/A $2,000
Insurance available for puppies and kittens 8 weeks of age or over Yes Yes Yes
Maximum age eligibility Younger than 9 years Younger than 9 years Younger than 16 years
Accidental Injury cover, including injuries from car accidents, burns and snake bites Yes Yes Yes
Illness cover Yes Yes Yes
No excess to pay if your pet needs treatment Yes Yes Yes
Lifelong cover, provided there's no break in cover and subject to the terms and conditions of the renewal policy. Yes Yes Yes
30 day Waiting Period for Illness (inc tick paralysis) Yes Yes Yes
Next day cover for Accidental Injury Yes Yes Yes
Choose your own licensed vet Yes Yes Yes
30 day cooling off period Yes Yes Yes
Emergency boarding for your pet if you are its sole carer and you are hospitalised for over five days in a row $1,000 $1,000 $500
Essential euthanasia Yes Yes Yes
Paralysis tick benefit $1,200 $1,000 Yes
Cruciate Ligament Conditions benefit (yearly) $2,6001 $2,6001 $2,0001
Consultations and Vet Visits (yearly) $300 $300 $300
Cover while visiting New Zealand and Norfolk Island2 Yes Yes Yes
Optional Routine Care Benefit to cover a portion of the cost of everyday care, like vaccinations and teeth cleaning3 Optional (up to $80) No No

This is a summary of the Real Pet Insurance policies benefits and features. For full details, please read the Real Pet Insurance Product Disclosure Statement.

Choose the policy that's right for you


  1. You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.
  2. Provided it’s in a country that doesn’t require your pet to be quarantined on its return to Australia.
  3. Sub-limits apply.