Compare Pet Insurance
Whether you’re simply looking for essential cover in an emergency, or complete protection against illness and accidents, Real Pet Insurance has your pet covered. With three affordable Pet Insurance plans to choose from, you’re sure to find the perfect plan for your pet’s needs – and your budget.
|Premium Accident & Illness Cover||Standard Accident & Illness Cover||Classic Accident & Illness Cover|
|Percentage of eligible vet bills covered||Up to 80%||Up to 75%||Up to 60%|
|Annual benefit limit||$12,000||$12,000||$12,000|
|Annual Condition Limit (applies to each condition you claim, in each policy period.)||N/A||N/A||$2,000|
|Insurance available for puppies and kittens 8 weeks of age or over||Yes||Yes||Yes|
|Maximum age eligibility||Younger than 9 years||Younger than 9 years||Younger than 16 years|
|Specified accidental injury cover, including injuries from car accidents, burns and snake bites||Yes||Yes||Yes|
|No excess to pay if your pet needs treatment||Yes||Yes||Yes|
|Lifelong cover, provided there's no break in cover and subject to the terms and conditions of the renewal policy.||Yes||Yes||Yes|
|30 day Waiting Period for Illness (inc tick paralysis)||Yes||Yes||Yes|
|0 day waiting period for specified accidental injuries||Yes||Yes||Yes|
|Choose your own licensed vet||Yes||Yes||Yes|
|30 day cooling off period||Yes||Yes||Yes|
|Annual limit for emergency boarding cover||$1,000||$1,000||$500|
|Paralysis tick benefit||$1,200||$1,000||Yes|
|Cruciate Ligament Conditions benefit (yearly)||$2,6001||$2,6001||$2,000|
|Consultations and Vet Visits (yearly)||$300||$300||$300|
|Cover while visiting New Zealand and Norfolk Island2||Yes||Yes||Yes|
|Optional Routine Care Benefit to cover a portion of the cost of everyday care, like vaccinations and teeth cleaning3||Optional (up to $80)||No||No|
This is a summary of the Real Pet Insurance policies benefits and features. For full details, please read the Real Pet Insurance Product Disclosure Statement.
- You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.
- Provided it’s in a country that doesn’t require your pet to be quarantined on its return to Australia.
- Sub-limits apply.