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Compare Pet Insurance

Whether you’re simply looking for essential cover in an emergency, or complete protection against illness and accidents, Real Pet Insurance has your pet covered. With three affordable Pet Insurance plans to choose from, you’re sure to find the perfect plan for your pet’s needs – and your budget.

 

Classic Accident & Illness Cover

Standard Accident & Illness Cover

Classic Accident & Illness Cover

Percentage of eligible vet bills covered

Up to 80%

Up to 75%

Up to 60%

Annual benefit limit

$12,000

$12,000

$12,000

Annual Condition Limit (applies to each condition you claim, in each policy period.)

N/A

N/A

$2,000

Insurance available for puppies and kittens 8 weeks of age or over

Yes

Yes

Yes

Maximum age eligibility

Younger than 9 years

Younger than 9 years

Younger than 16 years

Accidental Injury cover, including injuries from car accidents, burns and snake bites

Yes

Yes

Yes

Illness cover

Yes

Yes

Yes

No excess to pay if your pet needs treatment

Yes

Yes

Yes

Lifelong cover, provided there's no break in cover and subject to the terms and conditions of the renewal policy.

Yes

Yes

Yes

30 day Waiting Period for Illness (inc tick paralysis)

Yes

Yes

Yes

Next day cover for Accidental Injury

Yes

Yes

Yes

Choose your own licensed vet

Yes

Yes

Yes

30 day cooling off period

Yes

Yes

Yes

Emergency boarding for your pet if you are its sole carer and you are hospitalised for over five days in a row

$1,000

$1,000

$500

Essential euthanasia

Yes

Yes

Yes

Paralysis tick benefit

$1,200

$1,000

Yes

Cruciate Ligament Conditions benefit (yearly)

$2,6001

$2,6001

$2,0001

Consultations and Vet Visits (yearly)

$300

$300

$300

Cover while visiting New Zealand and Norfolk Island2

Yes

Yes

Yes

Optional Routine Care Benefit to cover a portion of the cost of everyday care, like vaccinations and teeth cleaning3

Optional (up to $80)

No

No

This is a summary of the Real Pet Insurance policies benefits and features. For full details, please read the Real Pet Insurance Product Disclosure Statement.

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  1. You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.
  2. Provided it’s in a country that doesn’t require your pet to be quarantined on its return to Australia.
  3. Sub-limits apply.