Routine Care Benefit

At Real Insurance, we like to make it easier for pet owners to do the right thing by their pets. That’s why we created Routine Care Benefit – available with Premium Accidental Injury & Illness Cover only. This optional insurance helps cover the costs of preventative healthcare for your dog or cat.

By adding a Routine Care Benefit to your Premium Accidental Injury & Illness Cover, you’ll receive a benefit of up to $80 per year to help cover the costs of routine and preventative care such as vaccinations, flea control, health checks and even microchipping.


Claim a $50 annual benefit for any one of these routine treatments

  • De-sexing
  • Microchipping
  • Heartworm preventative medication
  • Teeth cleaning
  • Council registration fees
  • Alternative therapies for pets
  • Prescription diets
  • Dewclaw removal
  • Cremation or burial
  • Behavioural therapy (by a qualified animal behaviourist or vet)
  • Dental illness treatment
  • Obedience training (at a recognised training facility)
  • Flea, tick or worm control
  • Vaccinations or health checks

Receive additional annual benefits

Each year, you can also claim:

  • $15 for heartworm tests or blood screening
  • $15 for FeLV/FIV tests or urinalysis

See how affordable cover for your pet can be

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.

Stay away fraud warning

Trusted Customer - Rated 1 out of 5

Your staff falsified the information to push through a policy which should not of been created


Jacinta O'flaherty - Rated 5 out of 5

The consultant was lovely. felt sorry for her having to read the policy statement before signing me up, that was a mouthful and can just be sent in email

Customer review

Corey Alexander Daniel Slade - Rated 5 out of 5

Great very proffetional and very helpful

Excellent customer service

Alana Bruce - Rated 5 out of 5

Excellent customer service. helpful and friendly staff. would definitely recommend real to family or friends.

Customer review

Dianne Steenkamer - Rated 5 out of 5

The service was excellent

Customer review

Debbie Clarkson - Rated 4 out of 5

Very friendly, helpful, answered all my questions clearly so i could understand, made sure i was happy with the plan i chose🙂

Knowledgable and friendly service

Trusted Customer - Rated 4 out of 5

The lady i spoke to was lovely and knowledgeable. it was nice to speak to someone that spoke 'english' but most of all knew her product and was able to answer all of my questions.

Customer review

Jessica Edwards - Rated 5 out of 5

They were every nice

Customer review

Trusted Customer - Rated 5 out of 5

Very good services staff they are pleased to help you and very pleasant to talk to that is why wife and i have been with real insurance

Good service and good price

Christine Roberts - Rated 5 out of 5

Both people i dealt with your professional and understood what i required.

Customer review

Tim Hughes - Rated 4 out of 5

Would recommend to others.made it easy the steps needed

Great service

Trusted Customer - Rated 4 out of 5

Great service

Customer review

Barbara Bikoff - Rated 4 out of 5

They explained the product so easily,and were so friendly and cheerful to talk to and they spoke so well,

Customer review

John Singh - Rated 5 out of 5

Really great

  1. Conditions apply and sub-limits may apply. Download our Real Pet Insurance Policy Booklet for more information or call us on 1300 665 965.