Want to better understand windscreen cover as part of car insurance? Learn more about what is involved and it entails below.
What is windscreen cover?
Windscreen cover allows you to claim for the costs of repairing or replacing your vehicle's front windscreen if it gets broken or cracked. It is one of the most common issues that impact Australian car owners.
Do you have to pay excess for windscreen replacement?
Paying excess for your windscreen replacement will vary depending on your policy and the damage caused. If you don’t have the optional windscreen and window glass cover on your comprehensive car insurance you can still lodge a claim but be aware excess may apply.
Does car insurance cover broken windows?
Generally car insurance policies don’t normally cover your car’s broken, shattered or cracked window unless it was damaged as a result of an accident. In the event of an accident, your policy could reimburse you the cost of repairing your damaged car and its windows.
Does claiming for a cracked windscreen affect my premium?
Claiming for a cracked windscreen regardless of the cause of the damage will vary depending on the type of car. Keep in mind that any claim made on your insurance could impact your future premium at renewal.
Is my windscreen covered by insurance?
If you don’t have the optional windscreen and window glass cover on your comprehensive car insurance, you can still claim if the damages are a result of an accident but your normal excess will apply. If you do have the windscreen cover, but you have already claimed once this insurance period, you can claim again provided you pay the normal excess. Your best option would be to check with your insurance provider.
Any advice is general only and does not take into consideration your personal circumstances. Before acting on any information contained in this article you should consider if the advice is appropriate for your personal objectives, financial situation and needs.