Motor Burnout Cover

Added to your home insurance policy, it covers any motor which forms part of your home, such as your automatic garage door motor. If it’s added to your contents insurance, it covers the cost of repairing or replacing an electric motor that’s part of your contents, such as your washing machine. It even covers the cost of food that’s spoiled if your fridge or freezer!


  • The cost to repair or replace the motor on an item that’s included in your home contents if it fuses or burns out wiring
  • Up to $1,000 cover for spoiled food if your freezer or fridge accidentally breaks down, or the public electricity supply fails1

Please note: This is a summary only. For more information on our motor burnout cover and other home insurance policies, you can download our Product Disclosure Statement.

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Trusted Customer - Rated 5 out of 5

Quick and easy policy set-up with brayden! :)

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Myree Rowsell - Rated 5 out of 5

Great service and advice quick and easy

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Darren Wood - Rated 5 out of 5

Answered all questions, very helpful. thankyou

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Trusted Customer - Rated 4 out of 5

The only dealings i have had so far is to take out home and contents insurance with them. my sister had reason to make a claim against a person that had run into her car and my sister was very happy with real for...

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Luke Norman - Rated 5 out of 5


Great value

Trusted Customer - Rated 5 out of 5

Ease of cover purchase at value for money prices

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John Hay - Rated 5 out of 5

Good service helpful operator nice to deal with yes i will recommend

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Mark Hammond - Rated 4 out of 5

Excellent customer service

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Ernest Hadley - Rated 5 out of 5

I had a question regarding one part of my recent car insurance. of the my car insurance. the question after some discussion was answered in a professional way.

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Stephen Macquarie - Rated 5 out of 5

My call is always answered promptly and the product knowledge is excellent.

Easy to follow online

Trusted Customer - Rated 4 out of 5

Nothing, i did it online

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Gregory Turner - Rated 4 out of 5

I had to wait a long time for my call to be answered but when it was the person i spoke to was polite, knowledgeable and efficient.

Great service

Joseph Manche - Rated 5 out of 5

Great, quick, straightforward service.

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Anita Buncic - Rated 5 out of 5

My cso was awesome

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Trusted Customer - Rated 5 out of 5

Great competitive price

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Rated 4.3/5 from 59 Reviews

  1. $1,000 cover applies to Top Cover home and contents policies only. Essential home and contents policies are covered up to $500 only.
  2. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.