Children’s Insurance

Nobody wants to think that their child may become sick or injured. But if something were to happen, it is important to be prepared.

By adding this option to your Income Protection Insurance, you’ll receive a benefit if your child suffers a defined illness or injury, helping to cover extra costs such as medical expenses and school tuition. You’ll also receive this benefit if your child passes away.

Features of Children’s Insurance

  • You can get Children’s Insurance added to your policy for any of your children aged between 2 and 17 years old.

  • You can choose the benefit amount, from $20,000 up to $50,000 for each child insured.

  • You can select different benefit amounts for each insured child, taking into consideration age, schooling, lifestyle requirements, or other personal needs.

What’s Covered?

The benefit is paid if your child suffers any of the following serious illnesses or injuries:

  • Terminal Illness
  • Blindness, Deafness
  • Total and Permanent Loss of Use of One Limb
  • Encephalitis
  • Major Head Trauma
  • Meningitis
  • Paralysis
  • Benign Tumour of the Brain or of the Spinal Cord
  • Cancer
  • Severe Burns
  • Chronic Kidney Failure
  • Major Organ Transplant

You can use the Benefit Amount in any way you wish – to help with your child’s medical expenses, school fees or towards their recovery.

This benefit is also paid as a lump sum if your child passes away.

Some things you should know

  • Cover is for Accidental Death only in the first three months.
  • Your child will not be covered for any claimable injury or illness, or death from any cause, which becomes apparent or occurs before or during the first three months.
  • The Benefit Amount is payable once per child insured.

For more information on our optional Children’s Insurance download our Income Protection Insurance Product Disclosure Statement or call 1300 665 187.

Ready to get covered?

Call us 1300 665 187
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Add Optional Cover

Homemaker Insurance

If your family’s homemaker suffers an injury or serious illness, your home won’t take care of itself. This option provides a benefit that can be used towards getting help with domestic duties around the house.

Final Expenses

Cover the costs of your funeral and other expenses (such as unpaid bills and loans) if you die through an accident or from natural causes.

Rehabilitation Benefits

A serious illness or injury may not only affect your income, there may also be significant treatment costs. This optional cover helps with the cost of your rehabilitation.