Children’s Insurance

Nobody wants to think that their child may become sick or injured. But if something were to happen, it is important to be prepared.

By adding this option to your Income Protection Insurance, you’ll receive a benefit if your child suffers a defined illness or injury, helping to cover extra costs such as medical expenses and school tuition. You’ll also receive this benefit if your child passes away.

Features of Children’s Insurance

    You can get Children’s Insurance added to your policy for any of your children aged between 2 and 17 years old.
    You can choose the benefit amount, from $20,000 up to $50,000 for each child insured.
    You can select different benefit amounts for each insured child, taking into consideration age, schooling, lifestyle requirements, or other personal needs.

What’s Covered?

The benefit is paid if your child suffers any of the following serious illnesses or injuries:

  • Terminal Illness
  • Blindness, Deafness
  • Total and Permanent Loss of Use of One Limb
  • Encephalitis
  • Major Head Trauma
  • Meningitis
  • Paralysis
  • Benign Tumour of the Brain or of the Spinal Cord
  • Cancer
  • Severe Burns
  • Chronic Kidney Failure
  • Major Organ Transplant

You can use the Benefit Amount in any way you wish – to help with your child’s medical expenses, school fees or towards their recovery.

This benefit is also paid as a lump sum if your child passes away.

Some things you should know

  • Cover is for Accidental Death only in the first three months.
  • Your child will not be covered for any claimable injury or illness, or death from any cause, which becomes apparent or occurs before or during the first three months.
  • The Benefit Amount is payable once per child insured.

For more information on our optional Children’s Insurance download our Income Protection Insurance Product Disclosure Statement or call 1300 665 187.

Ready to Get Covered?

Call us Call 1300 665 187

Add Optional Cover

Homemaker Insurance

If your family’s homemaker suffers an injury or serious illness, your home won’t take care of itself. This option provides a benefit that can be used towards getting help with domestic duties around the house.

Final Expenses

Cover the costs of your funeral and other expenses (such as unpaid bills and loans) if you die through an accident or from natural causes.

Rehabilitation Benefits

A serious illness or injury may not only affect your income, there may also be significant treatment costs. This optional cover helps with the cost of your rehabilitation.

Read what our customers are saying


Trusted Customer - Rated 4 out of 5

They were helpful and made the process easy

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David Spurr - Rated 5 out of 5

L think everyone is doing a great job hope they keep doing a great job

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Grant Halls - Rated 1 out of 5

Didnt provide me with correct cover that i had asked for

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Michael Beacher - Rated 5 out of 5

Truly excellent, spoke very clear and answered all my questions and had a excellent understanding of the products i was requesting

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Robert Woods - Rated 4 out of 5

Operator was very pleasant

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Gary Scott - Rated 3 out of 5

Painful. way too much time taken to sort out the deal. tradespeople normally are using their hands and recieving calls during working hours is a loss of income. jamie was informed to phone around 5 pm.

Fantastic customer journey/ experience

Kunal Nerlekar - Rated 5 out of 5

I spoke with a lady i think her name was melisa 53 years old and an absolute wealth of information. she is a superstar! love her work and her ability to engage. for a first time customer in income protection, she...

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Karen PANGALLO - Rated 4 out of 5

Friendly and very helpful. yes i would recommend your company

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Adam Lochrin - Rated 1 out of 5

The sales person was friendly but too pushy. what should have been an easy information gathering process became having our hand forced to enter policy we had no idea we had entered into.

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Trusted Customer - Rated 2 out of 5

Forced to sign up before you can get full quote

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Steven Day - Rated 1 out of 5


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Paul Cutajar - Rated 5 out of 5

Kirk was so accomodating and friendly

Good very helpful

Trusted Customer - Rated 4 out of 5


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Adam Cramb - Rated 3 out of 5

It took to long person spoke to fast which means the client cant fully agree properly this contract is not entirely legal

Excellent phone manner and very courteous

Trusted Customer - Rated 5 out of 5

Jamie was fantastic and explained everything so well to me and took the time to explain if i didn’t was a great over the phone experience