Income Protection Cover
We can sometimes take our income for granted, but what happens if you weren’t able to work for a lengthy period of time? Who would pay your bills or the mortgage?
Taking out Real Income Protection Insurance is one simple thing you can do to protect your income. This important cover means that we will be there to help you take care of yourself and your family financially if you become seriously ill or injured and were unable to work.
- If you’re an Australian resident aged 18-59, we cover a benefit of up to 75% of your monthly Pre-Tax income if you can’t work due to illness or injury, up to a maximum of $10,000 a month
- We’ll help you tailor your Policy for the level of protection you want, so you can match your benefit to your budget
- Choose from a range of optional covers such as Rehabilitation Benefits and Homemaker Insurance, for greater protection
- Freedom to increase or decrease your level of cover at any time subject to age eligibility and underwriting requirements
- We’ll reimburse your regular premium while you are receiving a benefit from your policy
- As long as you pay your premiums on time, we guarantee to renew your cover until you reach 65
- Protection for part time workers
This is a summary of the Real Income Protection Insurance Policy. For full details, download our Product Disclosure Statement.
Why choose Real Insurance
- Apply over the phone in a single call with no medicals or blood tests and no proof of income2
- Premiums are usually tax deductible
- Keep your premiums low by choosing your level of cover and Waiting Period
- Pay fortnightly, monthly or yearly – at no extra cost
- We’ll refund 10% of premiums you’ve paid in the first 12 months with The Real Reward™
- Stress-free claims with your own personal specialist located in Australia
- Your Policy is backed by the third-largest reinsurer in the world
Need help deciding?
Find out how Income Protection Insurance can help you with a financial safety net if you’re unable to work.
Find fast answers to commonly asked Income Protection Insurance questions here. Also learn more about the information you will need to have on hand with our Income Protection Quote Checklist.
See how easy it is to apply for Real Income Protection Insurance. Call us on 1300 665 187 or Request a Quote.
- Based on a 38 year old male, non-smoker working in a white collar occupation with a $5,000 monthly benefit, 6 month Benefit Period, and a 90 day Waiting Period.
- If you do make a claim, you’ll need to show proof of your income for 12 months preceding your sickness or injury.