Car Insurance in NSW

Why NSW drivers need car insurance

Whether you’re stuck in Sydney traffic, dodging potholes in Byron Bay or joining the hordes on holiday via the Pacific Highway, driving in NSW certainly has its challenges.

Road conditions, weather, speed, other drivers and many other factors can contribute to crashes on our roads. Which means that even if you are a safe, considerate driver there’s no guarantee your car won’t end up in a scrape at some time.

That’s why it’s important to have great value car insurance that is tailored to your driving needs, whether you drive a lot or a little, in the city or country, or both.

Save up to $220 with Pay As You Drive Car Insurance1

Real Insurance for real NSW drivers

At Real Insurance, we understand there are a range of car insurance needs depending on your lifestyle and location in NSW.

Living in Sydney, or other large cities like Newcastle, the Central Coast or Wollongong present their own challenges like on-street parking, heavy traffic and everything else that comes with a bigger population. You might drive frequent but short distances, or you might catch public transport to work and drive only on weekends.

Living in rural areas like Dubbo, Wagga Wagga or Tamworth, we know that driving long distances goes with the territory. We know you’ll be driving on highways and unsealed roads as well as suburban streets. You might be on the road a lot, or you might only pop to the shops once a week and take short outings to visit friends.

Whatever your circumstances, we’ve got a car insurance product to help get you back on the road in the event of an accident, theft or damage to your vehicle.

Real Insurance Options

At Real Insurance, we offer a range of car insurance products from our award-winning Pay As You Drive Insurance, to our Comprehensive Car and our Third Party Property Fire & Theft or Third Party Damage Insurance.

Discover and compare car insurance products to learn how Real Car Insurance protects you in the event of an accident, theft or damage.

Even more protection

Buy yourself extra peace of mind by upgrading your car insurance to include any or all of these great optional extras and services.

For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Got questions? Find answers with our helpful Car Insurance Q&A.

Why choose Real Insurance

  • Award-winning cover with flexibility to suit your needs
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance
  • We don’t have assessment centres, we use everyday repairers
  • Real Insurance is a multi-award winning insurance company

Get Real. Get a Quote

From Tweed Heads all the way down to Albury and as far as Broken Hill right through to beaches of Bondi, if you’re a driver in New South Wales, we’ve got you covered. Get a real quote, real quick. Call us on 13 19 48 or get a fast car insurance quote online.

Save up to $220 with Pay As You Drive Car Insurance1

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  1. Savings between $0 to $220 derived from profiles based on Real Pay As You Drive customers, as of 1 March 2019. Actual savings are determined by your individual circumstances, including the kilometres selected, excess chosen and other risk factors. Minimum premiums may reduce savings.

    If you are driving more, your agreed kilometres can be increased/extended during the policy period, an additional premium is payable. If your agreed kilometres are exceeded, an additional excess will be applied in the event of an accident.