1. This Offer is only available to new members who are Australian citizens, permanent residents of Australia, or those who are entitled to full reciprocal rights under Medicare, registered for Medicare and listed on an active Medicare card, and join an eligible combined Real Health Insurance Hospital & Extras policy by 11:59pm (AEST) 30 June 2026. Not available to existing Real Health Insurance policyholders, or any other existing private health insurance policyholders of a partner brand issued by nib, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.
The Offer consists of adjusting the “paid to” date on the qualifying policy to reflect the reduction off the premium payable for an amount equating 6 weeks (calculated as 42 days) of the annual premium. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 29 July 2026 (Fulfilment Date) for policies purchased between 01 May 2026 and 31 May 2026, and 26 August 2026 (Fulfilment Date) for policies purchased between 01 June 2026 and 30 June 2026. The Offer will be forfeited if the Eligible Member is not an active policyholder on these dates. See full terms and conditions.