Guaranteed Funeral Insurance Flexi Plus

Your loved ones shouldn’t have to worry about money when it comes time to arrange your funeral. That’s where Real Guaranteed Funeral Insurance Flexi Plus can help, making life easier for your family at an already difficult time.

Guaranteed Funeral Insurance Flexi Plus provides a quick cash payment to your family when you pass away – usually within one business day of receiving all completed documents. And to make sure this important cover can be there for your family when they really need it, your premium is guaranteed to reduce by 5% every 5 years. Providing even more value for you and your family!

You could get a $75 Gift Card today1

Request a Quick Quote Now

Why choose Real Guaranteed Funeral Insurance Flexi Plus?

With Real Guaranteed Funeral Insurance Flexi Plus, you know you are getting good value for you and your family! We guarantee that for every five years you hold your policy your annual premium will reduce by 5%.

But don’t worry, your chosen Benefit Amount won’t reduce, in fact the funeral insurance benefit paid to your family will never be less than the total premiums you’ve paid. That’s because with the Real Payback Guarantee when your family makes a funeral claim, the benefit will be your chosen cover amount or the total premiums you’ve paid for your cover – whichever is more. Or once you turn 85, you can cancel your cover to receive an Early Cash Payout of 150% of your funeral insurance benefit. After all, Funeral Insurance is about securing peace of mind for you and your family.

In addition:

  • We guarantee to cover all Australian residents aged 18 to 79 years
  • You can choose your level of cover – from $3,000 up to $15,000
  • Your premiums will reduce by 5% every 5 years you hold your Policy
  • Triple benefit payout, up to $45,000, for Accidental Death from day one
  • Accidental Serious Injury Insurance is automatically included in your cover – at no extra cost
  • You can pay your premiums fortnightly or monthly – at no extra cost
  • You’ll get back 10% of premiums you have paid after the first 12 months of your policy
  • Optional Children’s Insurance can be added to your policy

Some things you should know

  • Cover is for Accidental Death only in the first 12 months, then death by any cause thereafter.
  • If your policy is cancelled prior to age 85, no benefit amount is payable. There is no refund of premiums after the cooling off period.
  • If you change your cover your premiums will be affected.
  • If you choose the Early Cash Payout option, you will no longer be eligible to claim and you may receive less than the total premiums you’ve paid into your policy to date.

See how easy it is to get covered today

Request a Quick Quote Now

Read what our customers are saying

Customer review

Richard Payne - Rated 5 out of 5

Very pleasant experience made easy

Customer review

Deborah Danes - Rated 4 out of 5

I highly recommend real insurance the process was quick and easy and i now have peace of mind knowing my funeral costs won't be a burden on my family.

Excellent phone service.

RANA KELLY - Rated 5 out of 5

Excellent customer service.

Customer review

perry payet - Rated 4 out of 5

Sure, from the beginning when i answered the call i was made to feel welcome by one of your friendly staff members who happily explained everything from start to finish and made the whole thought process about...

Great service.

Trusted Customer - Rated 5 out of 5

Quick to answer the phone don't wait in line, you could understand the man on the phone, understood what i needed to do and done quickly.

Customer review

Janinne Gliddon - Rated 5 out of 5

Very clear and understand. knew his product and worked with me to get the outcome i needed

Customer review

Kolokess Eteaki - Rated 5 out of 5

Thank you you did very well .

It was good.

John Webster - Rated 4 out of 5


Excellent service

Trusted Customer - Rated 5 out of 5

Excellent service. the consultant was very precise in explaining everything about the policy from the cost to what i was entitled to. very pleasant consultant. i would definitely recommend real insurance to...

Very pleasant experience

Trusted Customer - Rated 5 out of 5

The young man was lovely and helpful. he did a perfect job

Explained everything to my satisfaction

Trusted Customer - Rated 5 out of 5

Lovely woman was very helpful

Great service

Angelina Jenkins - Rated 4 out of 5

The compassion, understanding and great service i received from the representative jake. great knowledge of the products and services i was inquiring about.

Very happy with my funeral plan

Gail Taylor - Rated 5 out of 5

Good customer service over the phone very polite and helpful with all the information i needed

Customer review

Terrence O'sullivan - Rated 5 out of 5

Very helpful

Customer review

Trusted Customer - Rated 5 out of 5

Yes he was very helpful and knew his products well.

Powered by Feefo

Customers rate us

Rated 4.8/5 from 1310 Reviews

  1. Offer available for a limited time. Policy with a $13 per fortnight premium (“minimum premium”) must be purchased during the promotional period and be active and remain above the minimum premium without lapsing and be fully paid for 90 consecutive days following the first premium payment that you have paid. Limit of one $75 Gift Card per policy. This offer cannot be combined with any other offers. Allow 6 weeks from confirmation of eligibility for delivery of Gift Card. Offer not redeemable for cash. The name and address of the first insured will be supplied to Edge Loyalty Systems Pty Ltd (ELS) to send one prepaid eftpos card to the address on the policy. See full Terms and Conditions.