Home Insurance in Queensland

Why people in Queensland need home insurance

Whether you own a home among the suburbs of Brisbane or are renting an apartment with friends on the Sunshine Coast, it is important to consider home insurance that protects you and your loved ones in the case of an unfortunate event.

Maintaining a home can be extremely costly and does not come without external risks. Storms, floods, bushfires, theft and many other factors are prevalent across the state.

It is for these reasons that having Home Insurance in QLD can help provide security and peace of mind whether you’re a homeowner, tenant or landlord.

Please note that eligibility of cover may differ across the state. To see if you’re covered, get a quote today.

WIN $5,000 in e-gift cards!¹

Protect what matters most and fuel your lifestyle! For your chance to win one of two $5,000 e-gift card prizes take out a new Real Home, Contents or Landlords Insurance policy by 31 October!¹

Real Insurance for Queenslanders

Real Insurance offers home insurance products to suit a wide array of living circumstances to help protect the home that keeps you safe.

No matter if you live among the bustling streets of the Gold Coast or on a property in rural QLD, both present a number of risks to your home and contents inside.

That’s why at Real Insurance we are prepared for a variety of situations.

Real Insurance Options

We provide a number of home insurance products for Queenslanders from Buildings Insurance, to Home & Contents Insurance, Contents Insurance and our Landlord Insurance.

Our contents related products, whether combined with building coverage or not, are available in two levels of cover. Our Top level cover provides premium protection, while our Essential level cover is a lower-cost option.

Discover and compare home insurance products to find out how Real Home Insurance protects your home and belongings from damage, disasters and theft.

Save 10% when you buy a combined Home & Contents policy2

Even more protection

For extra peace of mind, you can add optional extras to your Contents or Home & Contents Insurance.

For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Got questions? Find answers with our helpful Home Insurance Q&A.

Why choose Real Insurance

  • Save 10% when you buy combined Home & Contents policy1
  • Flexible payment options
  • 24/7 claim lodgement and emergency assistance
  • Real Insurance is a multi-award winning insurance company

Get real. Get a quote

If you live in Queensland, get a real quote, real quick. Call us on 13 19 48 or get a home insurance quote online.

Save 10% when you buy a combined Home & Contents policy2

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  1. Permit nos. ACT TP 25/01661, SA T25_1226. Customers who buy a new Real Car, Home, Contents or Landlords Insurance policy by 31 October 2025 will go into the draw for a chance to win one of two $5,000 e-gift card prizes. Terms and conditions apply.
  2. A discount of 10% is applied to your premium when you combine Home and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Real Home Insurance policy. The discount will be reapplied for 12 months each time your Real Home Insurance policy is renewed so long as you continue to combine Home and Contents on one Home Insurance policy and we continue to offer the discount. Discount does not apply to taxes or government charges.