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Building Insurance

Building or buying a property can take a lot of time and effort and doesn’t come cheap. Therefore, it is important to have your building covered in the unfortunate event of extreme weather, a natural disaster or robbery.

Our Building Insurance is designed to cover your residential home. At Real Insurance we provide building cover that protects the structure of your property, including the roof, walls and garages. Our Building Insurance policy will also cover the cost of replacing fixtures such as fixed windows or doors.

Owning a home is a significant investment, possibly your most important asset, so you need to ensure you have adequate cover in place so you are protected against a range of risks that are out of your control.

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Real Insurance, real easy

We are pleased to offer our customers flexible payment options for our Building Insurance cover.

What’s covered

  • Damage caused by a fire or explosion
  • Damage caused by earthquake, lightning, storm, flood and rainwater
  • Damage caused by the bursting, leaking, discharging or overflow of water or liquids
  • Accidental glass breakage
  • Damage by impact from a vehicle

This is a summary of our Buildings Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • Multi award winning insurance company
  • Save up to 20% when you buy a combined home and contents policy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance

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Need Help Deciding?

Home Insurance Q&A

Find fast answers to commonly asked Home Insurance questions here.

Compare Home Insurance Products

Not sure what type of cover is right for you? Compare our insurance policies or find out more about our Home Insurance products.

See how easy it is to apply for Building Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Trusted Customer - Rated 4 out of 5

Good customer service

The real deal

Trusted Customer - Rated 5 out of 5

Real insurance are always very helpful on the phone to address my needs. great customer service today as always.

Customer review

Steve Boston - Rated 5 out of 5

Wanted to .

Customer review

Trusted Customer - Rated 5 out of 5

Great customer service!!!

Customer review

Isabel Galante - Rated 5 out of 5

Very helpful customer service

Quick, simple and good value

Trusted Customer - Rated 5 out of 5

Very quick and easy and information was clear

Customer review

Peter Bitossi - Rated 4 out of 5

Good, no fuss well explained cheaper than previous policy

Customer review

Jax Hay - Rated 5 out of 5

I have had great customer service from real insurance every time i have needed to contact them. i love the low rates for premium cover and the fast simple way of signing up or changing details. i cannot comment on...

Customer review

Trusted Customer - Rated 4 out of 5

Customer service staff are always helpful and polite

Customer review

Peter Berry - Rated 4 out of 5

Very pleased with result

Customer review

Stephen Herfort - Rated 5 out of 5

Very good service

Customer review

Trusted Customer - Rated 5 out of 5

Easy to follow steps for on line purchase of house and car insurance with competitive rates.

Have car insurance cover & now household contents

Ken Rasmussen - Rated 5 out of 5

Very professional

Customer review

Stewart Hudgson - Rated 4 out of 5

It was very easy to do online and very reasonably priced.

Happy customer

Trusted Customer - Rated 4 out of 5

I liked how easy it was to organise my 4 insurance policies

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Customers rate us

Rated 4.3/5 from 99 Reviews


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.