Building Insurance

Building or buying a property can take a lot of time and effort and doesn’t come cheap. Therefore, it is important to have your building covered in the unfortunate event of extreme weather, a natural disaster or robbery.

Our Building Insurance is designed to cover your residential home. At Real Insurance we provide building cover that protects the structure of your property, including the roof, walls and garages. Our Building Insurance policy will also cover the cost of replacing fixtures such as fixed windows or doors.

Owning a home is a significant investment, possibly your most important asset, so you need to ensure you have adequate cover in place so you are protected against a range of risks that are out of your control.

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Real Insurance, real easy

We are pleased to offer our customers flexible payment options for our Building Insurance cover.

What’s covered

  • Damage caused by a fire or explosion
  • Damage caused by earthquake, lightning, storm, flood and rainwater
  • Damage caused by the bursting, leaking, discharging or overflow of water or liquids
  • Accidental glass breakage
  • Damage by impact from a vehicle

This is a summary of our Buildings Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • Multi award winning insurance company
  • Save up to 20% when you buy a combined home and contents policy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance

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Need Help Deciding?

Home Insurance Q&A

Find fast answers to commonly asked Home Insurance questions here.

Compare Home Insurance Products

Not sure what type of cover is right for you? Compare our insurance policies or find out more about our Home Insurance products.

See how easy it is to apply for Building Insurance. Call us on 13 19 48 or Request a Quote.

Read what our customers are saying

Customer review

Samara Richmond - Rated 5 out of 5

Great communication over the phone very friendly and personable


Trusted Customer - Rated 5 out of 5

Very helpful & polite staff

Customer review

Shane Farrell - Rated 4 out of 5

Very good and friendly

Easy and straight forward

Pam - Rated 5 out of 5

I purchased my insurance cover online and found it very easy and straight forward. when my policy came through via e-mail it was very easy to understand also.

Customer review

Carol Setter - Rated 4 out of 5

Very friendly and professional

Customer review

S Jag Liyanawaduge - Rated 4 out of 5

Great service.

Customer review

Willa De Freitas - Rated 5 out of 5

Quick and easy to change address via phone.

Customer review

Malcolm Barnes - Rated 5 out of 5

By far best rates

Everything went to plan

Gregory Banks - Rated 5 out of 5

They did what i wanted. i would recommend them to my friends.


Trusted Customer - Rated 5 out of 5

Quick, easy and pleasant service

Excellent service

Lynette Heath - Rated 5 out of 5

Very easy to get quote and fast service

Customer review

Ramy Izzat - Rated 5 out of 5

Good price great service

Customer review

Trusted Customer - Rated 5 out of 5

Really good reviews

Happy customer

Trusted Customer - Rated 4 out of 5


As above

Irmgard Denk - Rated 4 out of 5

Yes i will buy again and would recommend to others. your attendant was patient and explained everything clearly in language i could understand as i do have slight hearing issues. all good.

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Customers rate us

Rated 4.3/5 from 82 Reviews

  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.