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Building Insurance

Building or buying a property can take a lot of time and effort and doesn’t come cheap. Therefore, it is important to have your building covered in the unfortunate event of extreme weather, a natural disaster or robbery.

Our Building Insurance is designed to cover your residential home. At Real Insurance we provide building cover that protects the structure of your property, including the roof, walls and garages. Our Building Insurance policy will also cover the cost of replacing fixtures such as fixed windows or doors.

Owning a home is a significant investment, possibly your most important asset, so you need to ensure you have adequate cover in place so you are protected against a range of risks that are out of your control.

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Real Insurance, real easy

We are pleased to offer our customers flexible payment options for our Building Insurance cover.

What’s covered

  • Damage caused by a fire or explosion
  • Damage caused by earthquake, lightning, storm, flood and rainwater
  • Damage caused by the bursting, leaking, discharging or overflow of water or liquids
  • Accidental glass breakage
  • Damage by impact from a vehicle

This is a summary of our Buildings Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • Multi award winning insurance company
  • Save up to 20% when you buy a combined home and contents policy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance

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Need Help Deciding?

Home Insurance Q&A

Find fast answers to commonly asked Home Insurance questions here.

Compare Home Insurance Products

Not sure what type of cover is right for you? Compare our insurance policies or find out more about our Home Insurance products.

See how easy it is to apply for Building Insurance. Call us on 13 19 48 or Request a Quote.


Read what our customers are saying

Customer review

Anne Hemmings - Rated 4 out of 5

It was friendly, could understand the person talking to me

Customer review

Trusted Customer - Rated 4 out of 5

Reviewed my policy and gave me a better price

Mark offered great service.

Winifred Martin - Rated 5 out of 5

I found mark to be friendly but professional. he listened to what i had to say and fixed the problem quickly and efficiently.

Customer review

Trusted Customer - Rated 4 out of 5

This is our 2nd policy ...very competitive rate

They are here to help

Jeffrey Vera - Rated 4 out of 5

Becausr it was easy to follow my change of policy

Customer review

Balasingam Sathananthan - Rated 4 out of 5

Reasonable pricing and helpful service.

Customer review

Gordon Walker - Rated 4 out of 5

Very courteous and efficient thankyou

Customer review

Alexander Morrison - Rated 5 out of 5

Great service

Customer review

Trusted Customer - Rated 4 out of 5

Real's staff are friendly and professional. however i was disappointed in the proposed increase in premiums over the previous year, even with no increases in the sum assured.

Customer review

Trusted Customer - Rated 5 out of 5

Best service i've had from any insurance company... am moving all my insurances to real

Customer review

Vicki Platt - Rated 4 out of 5

Very good & very helpful

Customer review

Trusted Customer - Rated 4 out of 5

Good customer service

The real deal

Trusted Customer - Rated 5 out of 5

Real insurance are always very helpful on the phone to address my needs. great customer service today as always.

Customer review

Steve Boston - Rated 5 out of 5

Wanted to .

Customer review

Trusted Customer - Rated 5 out of 5

Great customer service!!!

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Customers rate us

Rated 4.3/5 from 110 Reviews


  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.