Building Insurance

Building or buying a property can take a lot of time and effort and doesn’t come cheap. Therefore, it is important to have your building covered in the unfortunate event of extreme weather, a natural disaster or robbery.

Our Building Insurance is designed to cover your residential home. At Real Insurance we provide building cover that protects the structure of your property, including the roof, walls and garages. Our Building Insurance policy will also cover the cost of replacing fixtures such as fixed windows or doors.

Owning a home is a significant investment, possibly your most important asset, so you need to ensure you have adequate cover in place so you are protected against a range of risks that are out of your control.

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Real Insurance, real easy

We are pleased to offer our customers flexible payment options for our Building Insurance cover.

What’s covered

  • Damage caused by a fire or explosion
  • Damage caused by earthquake, lightning, storm, flood and rainwater
  • Damage caused by the bursting, leaking, discharging or overflow of water or liquids
  • Accidental glass breakage
  • Damage by impact from a vehicle

This is a summary of our Buildings Insurance cover. For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Things to know

  • Multi award winning insurance company
  • Save up to 20% when you buy a combined home and contents policy online1
  • Flexible payment options
  • 24/7 claims lodgement and emergency assistance

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Need Help Deciding?

Home Insurance Q&A

Find fast answers to commonly asked Home Insurance questions here.

Compare Home Insurance Products

Not sure what type of cover is right for you? Compare our insurance policies or find out more about our Home Insurance products.

See how easy it is to apply for Building Insurance. Call us on 13 19 48 or Request a Quote.

Read what our customers are saying

Excellent service

Lynette Heath - Rated 5 out of 5

Very easy to get quote and fast service

Customer review

Ramy Izzat - Rated 5 out of 5

Good price great service

Customer review

Trusted Customer - Rated 5 out of 5

Really good reviews

Happy customer

Trusted Customer - Rated 4 out of 5


As above

Irmgard Denk - Rated 4 out of 5

Yes i will buy again and would recommend to others. your attendant was patient and explained everything clearly in language i could understand as i do have slight hearing issues. all good.

Customer review

Paraskevi Vais - Rated 5 out of 5

Offered what i wanted friendly and helpful

Excellent customer service.

Ben Buenaventura - Rated 5 out of 5

Very friendly staff and they were able to answer my questions fully.

Customer review

Trusted Customer - Rated 5 out of 5

Quick and easy policy set-up with brayden! :)

Customer review

Myree Rowsell - Rated 5 out of 5

Great service and advice quick and easy

Customer review

Darren Wood - Rated 5 out of 5

Answered all questions, very helpful. thankyou

Customer review

Trusted Customer - Rated 4 out of 5

The only dealings i have had so far is to take out home and contents insurance with them. my sister had reason to make a claim against a person that had run into her car and my sister was very happy with real for...

Customer review

Luke Norman - Rated 5 out of 5


Great value

Trusted Customer - Rated 5 out of 5

Ease of cover purchase at value for money prices

Customer review

John Hay - Rated 5 out of 5

Good service helpful operator nice to deal with yes i will recommend

Customer review

Mark Hammond - Rated 4 out of 5

Excellent customer service

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Customers rate us

Rated 4.3/5 from 67 Reviews

  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.