Home Insurance in Victoria

Why people in Victoria need home insurance

Whether you rent an apartment among the suburbs of Melbourne or own a house on the Mornington Peninsula, both come with their own set of external risks.

A mix of natural disasters and the risk of theft are some of the reasons to consider home insurance to help protect you and your family.

Building, owning and maintaining a home also come with very large costs which most of the time, involve a mortgage. Therefore, having Home Insurance in Victoria means that we can help provide security no matter if you’re a homeowner, tenant or landlord.

Save 10% when you buy a combined Home & Contents policy1

Real Insurance for people in Victoria

There isn’t just one type of insurance that suits the needs of everyone. That’s why Real Insurance offers home insurance products to suit a multitude of living conditions.

No matter if you live in a townhouse in Geelong or in rural Victoria, both have their own set of risks to your home structure and belongings inside.

That’s why at Real Insurance we are prepared for all kinds of situations.

Real Insurance Options

We provide a number of home insurance products for people who live throughout Victoria from Buildings Insurance, to Home & Contents Insurance, Contents Insurance and our Landlord Insurance.

Our contents insurance policies are available in two levels of cover. Our Top-level cover provides premium protection, while our Essential level cover is a lower-cost option. You have the choice to combine them with building cover or leave them as is.

Discover and compare home insurance products to find out how Real Home Insurance protects your home and belongings from damage, disasters and theft, no matter where you live.

Even more protection

You also have the option to add extras to your Contents or Home & Contents Insurance.

These include:

For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

If you have any questions you will be able to find all our answers with the useful Home Insurance Q&A.

Why choose Real Insurance

  • Save 10% when you buy combined Home & Contents policy1
  • Flexible payment options
  • 24/7 claim lodgement and emergency assistance
  • Real Insurance is a multi-award winning insurance company

Please note that eligibility of cover may differ across the state. To see if you’re covered, get a quote today.

Get real. Get a quote

If you live in Victoria, get a real quote, real quick. Call us on 13 19 48 or get a home insurance quote online.

Save 10% when you buy a combined Home & Contents policy1

Customers rate us

Rated 4.4/5 from 244 Feefo reviews

Powered by Feefo logo

  1. A discount of 10% is applied to your premium when you combine Home and Contents on one Home Insurance Policy. The discount will apply to the first 12 months of your Real Home Insurance policy. The discount will be reapplied for 12 months each time your Real Home Insurance policy is renewed so long as you continue to combine Home and Contents on one Home Insurance policy and we continue to offer the discount. Discount does not apply to taxes or government charges.