Accident Cover

If your cat or dog suffers an accident, it’s comforting to know Real Pet Insurance is there to help with cover for up to 80% of vet bills for treating a range of accidental injuries. And with no maximum age limit, you can keep them safe for life.

It's easy to apply for Real Pet Insurance

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What’s covered

  • Up to 80% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, except ticks and fleas
  • Generous claim limit of $8,000 per year (Pre-existing Conditions are excluded) to help protect your pet if they need prolonged or expensive treatment
  • A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia1
  • Guaranteed lifetime cover for your pet when you insure them from 8 weeks old and you keep your pet’s policy in force
  • Freedom to take your pet to any vet licensed to practice in Australia
  • Protection from the day after you start your policy

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Accident Cover. For full details, download the Real Pet Insurance Product Disclosure Statement.

See how affordable cover for your pet can be

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Why choose Real Insurance

  • Apply online or over the phone in minutes
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist

Get a fast quote and apply online

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Need help deciding?

Understanding Pet Insurance

Discover how Pet Insurance helps you give your pet the very best care by making expensive vet bills more manageable

Pet Insurance Q&A

Find fast answers to commonly asked Pet Insurance questions.

See how easy it is to apply online for Real Pet Insurance. Call us on 1300 665 965 or get a fast quote and apply online.

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.


Jacinta O'flaherty - Rated 5 out of 5

The consultant was lovely. felt sorry for her having to read the policy statement before signing me up, that was a mouthful and can just be sent in email

Customer review

Corey Alexander Daniel Slade - Rated 5 out of 5

Great very proffetional and very helpful

Excellent customer service

Alana Bruce - Rated 5 out of 5

Excellent customer service. helpful and friendly staff. would definitely recommend real to family or friends.

Customer review

Dianne Steenkamer - Rated 5 out of 5

The service was excellent

Customer review

Debbie Clarkson - Rated 4 out of 5

Very friendly, helpful, answered all my questions clearly so i could understand, made sure i was happy with the plan i chose🙂

Knowledgable and friendly service

Trusted Customer - Rated 4 out of 5

The lady i spoke to was lovely and knowledgeable. it was nice to speak to someone that spoke 'english' but most of all knew her product and was able to answer all of my questions.

Customer review

Jessica Edwards - Rated 5 out of 5

They were every nice

Customer review

Trusted Customer - Rated 5 out of 5

Very good services staff they are pleased to help you and very pleasant to talk to that is why wife and i have been with real insurance

Good service and good price

Christine Roberts - Rated 5 out of 5

Both people i dealt with your professional and understood what i required.

Customer review

Tim Hughes - Rated 4 out of 5

Would recommend to others.made it easy the steps needed

Great service

Trusted Customer - Rated 4 out of 5

Great service

Customer review

Barbara Bikoff - Rated 4 out of 5

They explained the product so easily,and were so friendly and cheerful to talk to and they spoke so well,

Customer review

John Singh - Rated 5 out of 5

Really great

Customer review

Louise Heffernan - Rated 5 out of 5

I found the gentleman persistent (which is his job) professional and friendly. i didn’t catch his name, however he was sweet and was quick to build a rapport with me over the phone.

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Customers rate us

Rated 4.7/5 from 162 Reviews

  1. Conditions Apply. Download our Real Pet Insurance Product Disclosure Statement for more information or call us on 1300 665 965.