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Pet Insurance

Accidental Injury Cover

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Accidental Injury Cover

If your cat or dog suffers an accident, it’s comforting to know Real Pet Insurance is there to help with cover for up to 80% of vet bills for treating a range of accidental injuries. And with no maximum age limit, you can keep them safe for life.

What’s Covered?

  • Up to 80% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, except ticks and fleas
  • Claim up to $8,000 per year (Pre-existing Conditions are excluded) – this can help protect your pet if they need prolonged or expensive treatment
  • A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet and essential euthanasia1
  • Lifetime cover for your pet when you insure them from 8 weeks old, as long as there are no gaps or breaks in cover
  • Freedom to take your pet to any vet licensed to practice in Australia
  • Protection from the day after you start your policy

Get a Quick Quote Now

For full details and to decide if pet insurance is right for you, please read the Policy Booklet.

Features & Benefits

  • Freedom to take your pet to any vet licensed to practice in Australia
  • Apply online or over the phone in minutes
  • Pay fortnightly, monthly or yearly – at no extra cost
  • Get back 10% of premiums you’ve paid after 12 months of your policy with The Real Reward
  • Real Insurance is a multi-award winning insurance company, you can relax knowing your pet is in safe hands.

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Accidental Injury Cover. For full details, download the Real Pet Insurance Policy Booklet.


General Insurance Code of Practice Subscriber

To make sure you receive the highest standard of service when taking out cover, PetSure (Australia) Pty Ltd comply with the General Insurance Code of Practice.

PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 is a General Insurance Code of Practice Subscriber.

It's easy to apply for Real Pet Insurance

Other Pet Insurance Covers

Premium Accident & Illness Cover

  • Covers Accident & Illness
  • Covers up to 80% of your eligible vet bills
  • Claim up to $12,000 per year
  • Available for cats and dogs from 8 weeks old (maximum age limit of up to 9 years)
  • Lifetime cover for your pet2
  • No excess
  • Paralysis tick benefit
  • Routine Care Benefit for vaccinations and health checks

Standard Accidental Injury & Illness Cover

  • Covers Accident & Illness
  • Covers up to 75% of your eligible vet bills
  • Claim up to $12,000 per year
  • Available for cats and dogs from 8 weeks old (maximum age limit of up to 9 years)
  • Lifetime cover for your pet2
  • No excess
  • Paralysis tick benefit
 

You can also add a Routine Care Benefit to our Premium Accidental Injury and Illness Cover to help with the cost of everyday care including vaccinations, obedience training and teeth cleaning.

Award Winning Insurer

At Real Insurance we pride ourselves on providing the best service and value for our customers

  • Gold Trusted Service Award logo from Feefo
    Gold Trusted Service Award 2019, 2018, 2017
    – Feefo
  • Quality Service Award from Reader’s Digest
    Gold Quality Service Award 2019
    – Reader’s Digest
  • Exceptional Value Car Insurance Award from Mozo
    Exceptional Value Car Insurance Award 2018
    – Mozo
  • Customer Satisfaction Award from Roy Morgan
    Customer Satisfaction Award 2017, 2015, 2013, 2012
    – Roy Morgan
 

Other Commonly Asked Questions

How old does my pet have to be to get pet insurance?

You can insure your pet as soon as they’re eight weeks old. For our Accidental Injury and Illness Cover options, they also need to join before they turn nine. There is no upper age limit for our Accidental Injury Cover option.

Can I continue to insure my pet as it gets older?

Absolutely. Once your pet is insured with us we will guarantee to renew your pet’s policy for life, provided there is no break in your pet insurance cover.

I already have a wonderful vet. Can my pet still visit them?

Absolutely! Our pet insurance helps to cover eligible vet bills from any vet licensed and currently registered to practice in Australia.

Does my pet insurance have an excess?

No, Real Pet Insurance does not have a fixed excess. Depending on the plan you choose, we reimburse up to 80% of all eligible veterinary expenses.

I’d prefer not to vaccinate my pet – will you cover them anyway?

Yes, we’ll happily cover your special pet, even if they’re not vaccinated. But if they catch any diseases that could have been prevented by vaccination, we unfortunately cannot cover the cost of their treatment.

Ready to get covered?

Call us Call 1300 665 965

Read what our customers are saying

Customer review

Tania F - Rated 5 out of 5

Young man named paul helped me with pet insurance. he was very friendly and easy to talk to, helped me with all my questions and concerns.

Stay away fraud warning

Trusted Customer - Rated 1 out of 5

Your staff falsified the information to push through a policy which should not of been created

Excellent

Jacinta O'flaherty - Rated 5 out of 5

The consultant was lovely. felt sorry for her having to read the policy statement before signing me up, that was a mouthful and can just be sent in email

Customer review

Corey Alexander Daniel Slade - Rated 5 out of 5

Great very proffetional and very helpful

Excellent customer service

Alana Bruce - Rated 5 out of 5

Excellent customer service. helpful and friendly staff. would definitely recommend real to family or friends.

Customer review

Dianne Steenkamer - Rated 5 out of 5

The service was excellent

Customer review

Debbie Clarkson - Rated 4 out of 5

Very friendly, helpful, answered all my questions clearly so i could understand, made sure i was happy with the plan i chose🙂

Knowledgable and friendly service

Trusted Customer - Rated 4 out of 5

The lady i spoke to was lovely and knowledgeable. it was nice to speak to someone that spoke 'english' but most of all knew her product and was able to answer all of my questions.

Customer review

Jessica Edwards - Rated 5 out of 5

They were every nice

Customer review

Trusted Customer - Rated 5 out of 5

Very good services staff they are pleased to help you and very pleasant to talk to that is why wife and i have been with real insurance

Good service and good price

Christine Roberts - Rated 5 out of 5

Both people i dealt with your professional and understood what i required.

Customer review

Tim Hughes - Rated 4 out of 5

Would recommend to others.made it easy the steps needed

Great service

Trusted Customer - Rated 4 out of 5

Great service

Customer review

Barbara Bikoff - Rated 4 out of 5

They explained the product so easily,and were so friendly and cheerful to talk to and they spoke so well,

Customer review

John Singh - Rated 5 out of 5

Really great


  1. Conditions Apply. Download our Real Pet Insurance Product Disclosure Statement for more information or call us on 1300 665 965.
  2. Lifetime cover when you insure them from 8 weeks old and younger than 9 years old as long as there are no gaps or breaks in cover.