Family Life Cover

What’s covered

• From day one, death by any cause (including an Accident) is covered, excluding suicide within the first 13 months
• If you’re diagnosed with a Terminal Illness, we’ll pay 100% of your benefit in advance
• We give your family a $10,000 advance funeral benefit, so they’re not left with the cost while we assess your claim
• Free interim Accidental Death Cover for up to 30 days if we need extra time to assess your application
• Get more protection with optional cover, including Children’s Insurance and Total & Permanent Disability Insurance

This is a summary of the Real Family Life Cover Policy. For full details, read our Product Disclosure Statement.

Cover levels

With Real Family Life Cover, you can choose the Benefit Amount that suits your needs, from $100,000 up to $1 million – in increments of $50,000. See the table below for the maximum cover amount, which is dependent upon your age.

Once accepted, as long as you pay your premiums on time, we guarantee to renew your cover despite changes to your age, health and lifestyle.

Why choose Real Insurance

• Apply over the phone in a single call with no medicals or blood tests, and get guaranteed renewal for life
• Pay fortnightly or monthly – at no extra cost
• Keep your premiums manageable by choosing your level of cover
• Choose from a range of optional covers for greater protection
• We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward™
• Stress-free claims with your own personal specialist located in Australia
• Real Insurance is a multi-award winning insurance company, so you can relax knowing your family’s in safe hands