Do I need life insurance if I don’t have debts?

Imagine your income was no longer available to provide for your family – would they stay afloat? Life insurance is designed not only to cover specific debts, but to also leave a lump sum cash benefit to your family to spend however they wish.

77% of Australian parents say their family is reliant on them for financial support.1

If you’re one of the 77% of Australian parents that say they feel their partner or family is reliant on them for financial support1, life insurance can give you peace of mind.

How life insurance protects your family

If you’re the main provider for your family, life insurance can help take care of the day-to-day living expenses and any immediate costs your family face should something happen to you.

In addition to a lump sum benefit amount, Real Insurance also offers a $10,000 advance payout while the rest of your claim is being assessed, so there’s a financial helping hand for your loved ones when they need it most. They can spend the advance payout on funeral costs, bills, day-to-day expenses, or any other urgent payments.

Real Insurance is an industry-leading provider of Life Insurance. Find out more about our affordable Life Insurance cover or request a free quote.


  1. Real Insurance Australian Family Protection Survey (April 2017). Advance payout is subject to receipt of initial documentation and proof of claim.

Real Insurance is an award-winning provider of life insurance.

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