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Standard Accident & Illness Cover

Real Standard Accident & Illness Cover is essential for when your pet falls ill or has an accident. We cover up to 75% of eligible vet costs, up to a maximum of $12,000 a year (Pre-existing Conditions are excluded), so you can give your dog or cat the care they need to help them get well.

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What’s covered

  • Up to 75% of eligible vet bills (with no excess) for treating accidental injuries, including injuries from car accidents, burns, snake bites and allergic reactions to insect bites, except ticks and fleas
  • Up to 75% of the cost of treating a range of illnesses, excluding pre-existing conditions and certain specified illnesses
  • Generous claim limit of $12,000 per year to help protect your pet if they need prolonged or expensive treatment
  • A range of complimentary benefits, including emergency boarding when you’re in hospital; overseas cover when you’re travelling with your pet; tick paralysis treatment; and essential euthanasia1
  • Guaranteed lifetime cover for your pet when you insure them from 8 weeks old and younger than 9 years old and you keep your pet’s policy in force
  • Freedom to take your pet to any vet licensed to practice in Australia
  • Next day protection – you can claim for accidental injury the day after your policy starts, with no Waiting Period. Claims for illness can occur 30 days after the start of the policy

Like all insurance policies, there are some exclusions. Find out when we won’t accept a pet insurance claim.

This is a summary of the Real Pet Standard Accident & Illness Cover. For full details, download the Real Pet Insurance Product Disclosure Statement.

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Why Choose Real Insurance

  • Apply online or over the phone in minutes
  • Pay fortnightly, monthly or yearly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist
  • Real Insurance is part of the Hollard Insurance Group – one of the world’s leading insurers, with 7.2 million policies throughout Africa, Europe, India, China, the United States and Australia.

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See how easy it is to apply online for Real Pet Insurance. Call us on 1300 665 965 or get a fast quote and apply online.


  1. Conditions Apply. Download our Real Pet Insurance Product Disclosure Statement for more information or call us on 1300 665 965.