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Accidental Death & Serious Injury Cover

While we sometimes think we are invincible, unfortunately accidents do happen! With Accidental Death & Serious Injury Insurance in place, if you die or are seriously injured in an accident, you or your loved ones receive a quick cash payout to help with daily living expenses or costly rehabilitation expenses.

Add your spouse or partner to your Policy for greater peace of mind.

Accidents happen, so be prepared with Real Insurance

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Why choose Real Insurance

  • Guaranteed acceptance for Australian residents aged 18 to 69, and guaranteed renewal until age 75
  • Get cover over the phone in minutes, with no medicals or blood tests required
  • Pay fortnightly or monthly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

This is a summary of the Real Accidental Death & Serious Injury Cover Policy. For full details, read our Product Disclosure Statement.

Cover starts from as little as $2.77 a week2

Request a Quick Quote Now

Need help deciding?

Understanding Life Insurance

Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you protect your family's financial security.

Life Insurance Q&A

Find fast answers to commonly asked Life Insurance questions.

Get started with Real Life Insurance. Call us on 1300 377 325 or Request a Quote.


  1. Competition start date: 01/02/2016 at 12:01am AEST. Close date: 31/07/2016 at 11:59pm AEST. Three Prizes on offer ($13,000 in Woolworths gift cards per Prize). Total Prize Value: $39,000. Entry is open to Australian residents. Entrants must be 18 years of age or older to enter, and must have completed a ‘Request a quote’ form online for Real Life, Funeral, Income Protection or Pet Insurance, and subsequently received a verbal insurance quote. By entering, you consent to these Terms and Conditions. Permits: NSW Permit No. LTPS/15/10334, ACT Permit No. TP 16/00001, SA Permit No. T16/1.
  2. Based on $50,000 benefit on a Single Plan.