Accidental Death & Serious Injury Cover

While we sometimes think we are invincible, unfortunately accidents do happen! With Accidental Death & Serious Injury Insurance in place, if you die or are seriously injured in an accident, you or your loved ones receive a quick cash payout to help with daily living expenses or costly rehabilitation expenses.

Add your spouse or partner to your Policy for greater peace of mind.

Accidents happen, so be prepared with Real Insurance

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Why choose Real Insurance

  • Guaranteed acceptance for Australian residents aged 18 to 69, and guaranteed renewal until age 75
  • Get cover over the phone in minutes, with no medicals or blood tests required
  • Pay fortnightly or monthly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

This is a summary of the Real Accidental Death & Serious Injury Cover Policy. For full details, read our Product Disclosure Statement.

Cover starts from as little as $2.77 a week1

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Need help deciding?

Understanding Life Insurance

Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you protect your family's financial security.

Life Insurance Q&A

Find fast answers to commonly asked Life Insurance questions.

Get started with Real Life Insurance. Call us on 1300 377 325 or Request a Quote.

Read what our customers are saying

Quite easy and erlfficient

Trusted Customer - Rated 4 out of 5

Well structured service documents and polite salesperson

Customer review

Gurjeet Singh - Rated 4 out of 5

Well explained plans on phone , patience , answered all my queries in a friendly manner ! affordable insurance plans ! gift vouchers and discounts !

Customer review

Erin Vanderwal - Rated 4 out of 5

Arlie, was really lovely and friendly. excellent phone manner. very professional. he is a credit to the company

Customer review

Simoi Sereva - Rated 4 out of 5

They explained and help me understand the insurance policies.

Excellent service

Trusted Customer - Rated 5 out of 5

Brilliant service, the exceptional client service officer i dealt with was very thorough and helpful with answering my questions. transparency is why i chose to go with real insurance, i was completely honest with...

Customer service says it all, anthony was amazing

Desiree Joseph - Rated 5 out of 5

Excellent,caring,professional loved speaking to them

Great service

Trusted Customer - Rated 4 out of 5

I dealt with ash and he was very pleasant. provided options for me to consider which was great. employ more people like ash and you’re surely going to have more clients as a result.

Customer review

Trusted Customer - Rated 4 out of 5

Yes and probably.

Very good

Nidhi Bihani - Rated 4 out of 5

Service was good but the representative missed out to ask me beneficiary details. now i will have to call again to update my beneficiary details as that's missing in the policy document.

Customer review

Michael Moss - Rated 5 out of 5

The person i spoke with was very helpful and easy to understand . it was a very straight forward and easy process . it was all completed in a very short time which was a real benefit . well done , will recommend to...

Couldnt have been more help went out of her way...

Gary Diss - Rated 5 out of 5

Excellent service deryn was very helpful in all aspects

Checked 'em all...none better.

Glenn Palethorpe - Rated 5 out of 5

Great service, advice and product. well explained. excellent value. firmly recommend.

Customer review

Russell Cunliffe - Rated 4 out of 5

The policy details were explained clearly and concisely to me

Customer review

Trusted Customer - Rated 5 out of 5

Personalised and caring. all my needs were met

Customer review

KYLIE STREETER - Rated 5 out of 5

Great friendly customer service over phone and was made easy

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Customers rate us

Rated 4.7/5 from 1805 Reviews

  1. Based on $50,000 benefit on a Single Plan.