Accidental Death & Serious Injury Cover

While we sometimes think we are invincible, unfortunately accidents do happen! With Accidental Death & Serious Injury Insurance in place, if you die or are seriously injured in an accident, you or your loved ones receive a quick cash payout to help with daily living expenses or costly rehabilitation expenses.

Add your spouse or partner to your Policy for greater peace of mind.

Accidents happen, so be prepared with Real Insurance

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Why choose Real Insurance

  • Guaranteed acceptance for Australian residents aged 18 to 69, and guaranteed renewal until age 75
  • Get cover over the phone in minutes, with no medicals or blood tests required
  • Pay fortnightly or monthly – at no extra cost
  • We'll refund 10% of premiums you've paid in the first 12 months with The Real Reward
  • Stress-free claims with your own personal specialist located in Australia
  • Your Policy is backed by the third-largest reinsurer in the world

This is a summary of the Real Accidental Death & Serious Injury Cover Policy. For full details, read our Product Disclosure Statement.

Cover starts from as little as $2.77 a week1

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Need help deciding?

Understanding Life Insurance

Not sure if Life Insurance is for you? Unsure how much cover you need? Here are some tips and insights to help you protect your family's financial security.

Life Insurance Q&A

Find fast answers to commonly asked Life Insurance questions.

Get started with Real Life Insurance. Call us on 1300 377 325 or Request a Quote.

Read what our customers are saying

Customer review

Patrick Mcgregor - Rated 3 out of 5

The operator was fantastic , the process seemed way to complicated!

Customer review

Kyron Riley - Rated 5 out of 5

Yes i would recamand real insurance too all me family am friends

Very appreciative.

Ceajae Saorsa - Rated 3 out of 5

Was polite, very helpful & considerate. positive experience, happy to recommend.

Excellent customer service

Rohit Phansalkar - Rated 5 out of 5

Very detailed explanation of the things covered under my policy. very prompt service and got everything sorted out in one call

Customer review

Trusted Customer - Rated 5 out of 5

The service was good

Customer review

Gek Kok - Rated 5 out of 5

Was clear and precise in their products and explanation. coming from a sales & service industry for many years i would say well done to them.

Customer review

Daniel Lines - Rated 5 out of 5

Real insurance the customer service and friendly agent on the phone could not have done more to help keep up the great work

Customer review

Elton Mcmillan - Rated 5 out of 5

The consultant was super nice. he knows his products very well.

Customer review

Trusted Customer - Rated 5 out of 5

Good fast and knowlegeable

Very friendly

Amy Newton - Rated 5 out of 5

They were very friendly and answered all my questions very fast


Lily - Claude Stephanie Otten - Rated 5 out of 5

Operator was great, friendly and knowledgeable of the products.

Customer review

Remya Reghu Menon - Rated 4 out of 5

They took through and explained each and every word even did not hesitate to repeat again if you were stuck on some information. very easy to deal with.

Greast service, thank you.

Albert John Molineux - Rated 5 out of 5

Yes and yes customer service person got me a service at a price i could afford so i'm pleased.

Customer review

Trusted Customer - Rated 5 out of 5

Knew what they were talking about

Too pushy... did not listen to me or accept i did not want the product

Fay KRUSHKA - Rated 3 out of 5

Too pushy. not good customer service

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Customers rate us

Rated 4.7/5 from 1754 Reviews

  1. Based on $50,000 benefit on a Single Plan.