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Tenants Insurance

Real Contents Insurance can help renters protect their valuable possessions. Real Contents Insurance offers cost-effective cover to tenants that will help you get your life back on track as soon as possible with ‘new for old’ replacement on most items and protection inside and outside your rented home.

It’s easy to think when you’re living in a rented property that your landlord will assume liability for your contents within their property, if something were to happen and they were damaged. But, it isn’t the case when it comes to a tenant’s belongings. If a tenant’s items are damaged or stolen, a landlord’s insurance policy will not replace them, even if the loss could have been avoided.

Consider how much it would cost to replace your valuables. If you can, do a room-by-room assessment of your possessions to ensure your final evaluation is as accurate as possible. Don’t forget to include your clothing, shoes, jewellery, mobile phones, cameras, computers and silverware.

See how much you could save

Get a Quote in Minutes

The benefits of Real Contents Insurance for renters

  • Get a quote online within just a few minutes.
  • Save up to 10% when you buy online.1
  • Set your own excess – the higher the excess that you choose, the lower your premium.
  • Flexible payment options.

What’s covered for renters

  • Accidental glass breakages cover, such as mirrors and fixed glass in furniture.
  • New for old replacement on most items if your contents are damaged or stolen.
  • Coverage for contents outside of your home.
  • Coverage for a wide range of natural disasters and other events.
  • Protection against theft or malicious damage to your contents, including vandalism.
  • Cover for damage caused by the bursting, leaking or overflow of water.
  • Contents in your home office – no need for a separate policy.
  • Add optional extras, including Electrical Motor Burnout cover and Portable Valuables cover.

Tenants can choose from two levels of cover to suit your needs:

1) Top Contents Insurance

Comprehensive contents insurance offers added protection against accidental damage, including theft, vandalism, natural disaster and more.

2) Essential Contents Insurance

Essential Contents Insurance protects against theft, fire, earthquakes, lightning, storms, vandalism, bursting of water and all at an affordable price.

Why should tenants choose Real Contents Insurance?

  • Choose your level of excess to help keep premiums low.
  • 24/7 claims lodgement and emergency assistance.
  • Flexible payment options.

Remember, Contents Insurance won’t insure the landlord’s house and fittings, but will cover your contents.

Call us on 13 19 48 or Get a Quote & Buy Online.


Read what our customers are saying

Customer review

Samara Richmond - Rated 5 out of 5

Great communication over the phone very friendly and personable

Helpful

Trusted Customer - Rated 5 out of 5

Very helpful & polite staff

Customer review

Shane Farrell - Rated 4 out of 5

Very good and friendly

Easy and straight forward

Pam - Rated 5 out of 5

I purchased my insurance cover online and found it very easy and straight forward. when my policy came through via e-mail it was very easy to understand also.

Customer review

Carol Setter - Rated 4 out of 5

Very friendly and professional

Customer review

S Jag Liyanawaduge - Rated 4 out of 5

Great service.

Customer review

Willa De Freitas - Rated 5 out of 5

Quick and easy to change address via phone.

Customer review

Malcolm Barnes - Rated 5 out of 5

By far best rates

Everything went to plan

Gregory Banks - Rated 5 out of 5

They did what i wanted. i would recommend them to my friends.

Recommended

Trusted Customer - Rated 5 out of 5

Quick, easy and pleasant service

Excellent service

Lynette Heath - Rated 5 out of 5

Very easy to get quote and fast service

Customer review

Ramy Izzat - Rated 5 out of 5

Good price great service

Customer review

Trusted Customer - Rated 5 out of 5

Really good reviews

Happy customer

Trusted Customer - Rated 4 out of 5

Yes

As above

Irmgard Denk - Rated 4 out of 5

Yes i will buy again and would recommend to others. your attendant was patient and explained everything clearly in language i could understand as i do have slight hearing issues. all good.

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Customers rate us

Rated 4.3/5 from 82 Reviews


  1. This is a first year offer only and valid for new contents insurance policies purchased online, which will receive a 10% discount off the premium. Minimum premiums may reduce discount savings. Cover limits will vary depending on cover purchased/deductibles selected.