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Tenants Insurance

Real Contents Insurance can help renters protect their valuable possessions. Real Contents Insurance offers cost-effective cover to tenants that will help you get your life back on track as soon as possible with ‘new for old’ replacement on most items and protection inside and outside your rented home.

It’s easy to think when you’re living in a rented property that your landlord will assume liability for your contents within their property, if something were to happen and they were damaged. But, it isn’t the case when it comes to a tenant’s belongings. If a tenant’s items are damaged or stolen, a landlord’s insurance policy will not replace them, even if the loss could have been avoided.

Consider how much it would cost to replace your valuables. If you can, do a room-by-room assessment of your possessions to ensure your final evaluation is as accurate as possible. Don’t forget to include your clothing, shoes, jewellery, mobile phones, cameras, computers and silverware.

See how much you could save

Get a Quote in Minutes

The benefits of Real Contents Insurance for renters

  • Get a quote online within just a few minutes.
  • Save up to 10% when you buy online.1
  • Set your own excess – the higher the excess that you choose, the lower your premium.
  • Flexible payment options.

What’s covered for renters

  • Accidental glass breakages cover, such as mirrors and fixed glass in furniture.
  • New for old replacement on most items if your contents are damaged or stolen.
  • Coverage for contents outside of your home.
  • Coverage for a wide range of natural disasters and other events.
  • Protection against theft or malicious damage to your contents, including vandalism.
  • Cover for damage caused by the bursting, leaking or overflow of water.
  • Contents in your home office – no need for a separate policy.
  • Add optional extras, including Electrical Motor Burnout cover and Portable Valuables cover.

Tenants can choose from two levels of cover to suit your needs:

1) Top Contents Insurance

Comprehensive contents insurance offers added protection against accidental damage, including theft, vandalism, natural disaster and more.

2) Essential Contents Insurance

Essential Contents Insurance protects against theft, fire, earthquakes, lightning, storms, vandalism, bursting of water and all at an affordable price.

Why should tenants choose Real Contents Insurance?

  • Choose your level of excess to help keep premiums low.
  • 24/7 claims lodgement and emergency assistance.
  • Flexible payment options.

Remember, Contents Insurance won’t insure the landlord’s house and fittings, but will cover your contents.

Call us on 13 19 48 or Get a Quote & Buy Online.


Read what our customers are saying

Customer review

Trusted Customer - Rated 4 out of 5

Good customer service

The real deal

Trusted Customer - Rated 5 out of 5

Real insurance are always very helpful on the phone to address my needs. great customer service today as always.

Customer review

Steve Boston - Rated 5 out of 5

Wanted to .

Customer review

Trusted Customer - Rated 5 out of 5

Great customer service!!!

Customer review

Isabel Galante - Rated 5 out of 5

Very helpful customer service

Quick, simple and good value

Trusted Customer - Rated 5 out of 5

Very quick and easy and information was clear

Customer review

Peter Bitossi - Rated 4 out of 5

Good, no fuss well explained cheaper than previous policy

Customer review

Jax Hay - Rated 5 out of 5

I have had great customer service from real insurance every time i have needed to contact them. i love the low rates for premium cover and the fast simple way of signing up or changing details. i cannot comment on...

Customer review

Trusted Customer - Rated 4 out of 5

Customer service staff are always helpful and polite

Customer review

Peter Berry - Rated 4 out of 5

Very pleased with result

Customer review

Stephen Herfort - Rated 5 out of 5

Very good service

Customer review

Trusted Customer - Rated 5 out of 5

Easy to follow steps for on line purchase of house and car insurance with competitive rates.

Have car insurance cover & now household contents

Ken Rasmussen - Rated 5 out of 5

Very professional

Customer review

Stewart Hudgson - Rated 4 out of 5

It was very easy to do online and very reasonably priced.

Happy customer

Trusted Customer - Rated 4 out of 5

I liked how easy it was to organise my 4 insurance policies

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Customers rate us

Rated 4.3/5 from 99 Reviews


  1. This is a first year offer only and valid for new contents insurance policies purchased online, which will receive a 10% discount off the premium. Minimum premiums may reduce discount savings. Cover limits will vary depending on cover purchased/deductibles selected.