Top Contents Insurance

All of our contents policies provide cover against a range of events including fire, theft, storm and more. However, with our Top Contents cover, you can enjoy higher benefits across a broad range of events.

Save up to 20% when you buy online1

Get a Quote & Buy Online

What’s covered

  • Accidental damage at no extra charge and covers you against damage unintentionally caused to your contents
  • Coverage for a wide range of natural disasters and other events
  • New for old replacement on most items if your contents are damaged or stolen
  • Coverage for contents outside of your home (higher cover limits apply)
  • Transit cover for contents whilst they are being moved against loss or damage caused by fire, collision or overturning of the vehicle carrying them
  • Protection against theft or malicious damage to your contents, including vandalism
  • Cover for damage caused by the bursting, leaking or overflow of water
  • Contents in your home office — no need for a separate policy (higher cover limits apply)
  • Add optional extras, including Electrical Motor Burnout and Portable Valuables cover

Please note: This is a summary of our home and contents insurance policy features and benefits. For full details and to decide which cover is right for you, you must read our Product Disclosure Statement.

On average $1.01 per day2

Get a Quote & Buy Online

Why choose Real Insurance?

  • Complete protection with additional benefits like cover for accidental damage and contents in transit
  • Higher cover limits for greater protection
  • Select your excess amount and add optional covers to suit your budget and your needs
  • Save up to 20% when you combine your contents policy online1
  • Flexible payment options and pay by the month at no extra cost
  • Claims team located in Australia, with 24/7 assistance available for emergency claims

Make the switch today. Call us on 13 19 48 or Get a Quote & Buy Online.

  1. 10% saving for online applicants for all new Home/Contents policies, savings in first year only. Additional 10% for a combined Home/Contents policy. Minimum premiums may reduce savings discount.
  2. This refers to the price our customers paid on average per day for our products.

    Dollar figure based on an average per day cost of what our customers paid for this insurance purchased in the preceding three month period, updated quarterly. Actual amount payable by you will vary depending on your circumstances including, cover purchased, sum insured, excess chosen, risk factors including location, claim history and security features.